TANILLA S.

PONDER

Retail Mortgage Underwriter

CONTACT

PHONE:

678-***-****

EMAIL:

ad1k8y@r.postjobfree.com

DESIGNATIONS

FHA Direct Endorsement

Residential Broker Lending

NASD Series 6 (1998-2010)

GA Securities Series 63 (1998-2010)

GA Life and Health and Variable

Insurance License #59221 (1998-2010)

EDUCATION

Mercer University

May 2018 - Present

Pursuing BA and MBA in dual program

Howard University

June 1994 – May 1998

Bachelor of Arts, Political Science

WORK EXPERIENCE

Truist Bank formerly SunTrust Bank, Retail Mortgage Underwriter March 2016–Present

Experience underwriting agency loans. Possess a thorough understanding of and ability to analyze Fannie and Freddie underwriting guidelines, financial statements, and corporate and personal federal returns. Demonstrate excellent critical thinking skills in addition to strong written and verbal communication skills to obtain final approvals and meet closing deadlines.

Highland Mortgage Group LLC, Junior Mortgage Underwriter, contract June 2015–November 2015

Examined loan documentation for accuracy and completeness. Examined asset, credit, and income documentation to calculate assets and income. Assisted underwriters in clearing lower risk conditions. Liaison between underwriter and processors to obtain final approvals. Fairway Independent Mortgage Corporation, Senior Mortgage Processor, contract

June 2014-April 2015

Processed VA, FHA, USDA loans. Worked in unison with loan officer to restructure complex loans to obtain final approval per government guidelines.

Amerisave Mortgage Corporation, Senior Mortgage Processor August 2010-July 2013

Processed government and conventional loans. Monitored rate locks to avoid expirations. Restructured and repriced loans when necessary to ensure Approve/Eligible findings. Responsible for being an active team member and manage a monthly pipeline of 35-40 loans MarRay Financial Group, Inc, President

August 2005-July 2010

Originated third party conventional loans. Managed seven loan officers, and three processors. Offered life insurance and a vast array of investment products and solutions.

References are available upon request.

Contact this candidate