DANIELLE DANIELS
*** *********** **. *********, ** 28262 980-***-****
ad1h8o@r.postjobfree.com
EXPERIENCE
SENIOR OPERATIONS PROCESSOR
WELLS FARGO, 4/2023 – PRESENT – CONTRACTOR/TEMP – ASTON CARTER
Product Open Dept. - Handle on-line applications to open Certificate of Deposits. Duties include reviewing applications and customer accounts verifying account holder information matches and status of accounts along with verifying sufficient fund in the account to be used for the funds to open the CD and there are no discrepancies (suspicious/fraudulent applications). Also responsible for updating customer accounts if any changes are reflected on the applications. Open 35+ CD’s per day. Also responsible for sending confirmation of opened CD’s to customers by email and regular mail.
RESOLUTION SPECIALIST III – FRAUD – CUTOMER CONTACT CENTER
WALMART, 10/2022 – 1/2023 - TEMP POSITION
Call Center –Handled 40-50 calls, chats and emails daily, addressing and responding to customer requests. Responsible for resolving complex issues for store associates, entry-level contact center agents and high-impact customers by researching issues and resolution options. Determined the appropriate resolution utilizing program quality guidelines and program resources, and authorizing customer compensation to achieve customer satisfaction with issue resolutions.
SR. LOAN PROCESSOR, CROSSCOUNTRY MORTGAGE LLC, 11/2019 – 6/2022 – NY TEAM
Gathering and review (pre-underwrite) of all pertinentdocumentation from potential borrower for purchase and refinance transactions. Ensuring all loan qualifications are met (credit reports, income, assets, purchase contracts, appraisals, and title reports)
Ensuring loan files are compliant (ECOA, TRID)
Submission of loan to lenders. Review loan approvals and address all conditions required for underwriting and closing. Issuance of commitment letters to borrowers. Submission of conditions to lenders for clear to close and submission of loans to closing department.
Ability to multi-task with strong attention to detail while meeting deadlines
SR. LOAN COORDINATOR, GUARANTEED RATE, INC, REMOTE, 8/2015 – 11/2019
Gathering and review (pre-underwrite) of all pertinent documentation from potential borrower for purchase and refinance transactions. Ensuring all loan qualifications are met (credit reports, income, assets, purchase contracts, appraisals, and title reports)
Ensuring loan files are compliant (ECOA, TRID)
Submission of loan to lenders. Review loan approvals and address all conditions required for underwriting and closing. Issuance of commitment letters to borrowers. Submission of conditions to lenders for clear to close and submission of loans to closing department.
Ability to multi-task with strong attention to detail while meeting deadlines.
SR. LOAN PROCESSOR, vanguard funding, llc, remote, 8/2014 -8/2015
Gathering and review (pre-underwrite) of all pertinent documentation from potential borrower for purchase and refinance transactions. Ensuring all loan qualifications are met (credit reports, income, assets, purchase contracts, appraisals, and title reports)
Ensuring loan files are compliant (ECOA, TRID)
Submission of loan to lenders. Review loan approvals and address all conditions required for underwriting and closing. Issuance of commitment letters to borrowers. Submission of conditions to lenders for clear to close and submission of loans to closing department.
Ability to multi-task with strong attention to detail while meeting deadlines.
SR. LOAN PROCESSOR, WCS LENDING, LLC, OFFICE/REMOTE, 4/2003 – 8/2013
Gathering and review (pre-underwrite) of all pertinent documentation from potential borrower for purchase and refinance transactions. Ensuring all loan qualifications are met (credit reports, income, assets, purchase contracts, appraisals, and title reports)
Ensuring loan files are compliant (ECOA, TRID)
Submission of loan to lenders. Review loan approvals and address all conditions required for underwriting and closing. Issuance of commitment letters to borrowers. Submission of conditions to lenders for clear to close and submission of loans to closing department.
Ability to multi-task with strong attention to detail while meeting deadlines.
SKILLS
Average pipeline 50-100 loans
Conventional, Jumbo, FHA, VA, USDA, State Homebuyer Assistance Programs, and Non QM knowledge
Customer Service
Outlook, Excel, Microsoft Office 365, typing 40-50WPM
OFAC, SAM, Data Verify
Hogan
Co-ops, condos, multifamily, manufactured homes, new construction
Multi-lender knowledge
Processing loans in many states
DU/LP, VA & USDA processing software
Encompass, Calyx
Credit, income, and asset analysis