Fedex Ground Service Center
Resume:
First Advantage
P. O. Box *****
Indianapolis, IN 46209-1002
ERIC LOPEZ
MUSCOY, CA 92407
Dear ERIC LOPEZ :
Pursuant to your request, attached is a copy of your Consumer Report that was requested by: FEDEX GROUND HR PH PDX
1000 FEDEX DR
.
MOON TOWNSHIP,PA,15108-9373
The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.
The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with First Advantage Background Services Corp by contacting: First Advantage, Consumer Disclosure Center
PO Box 105292
Atlanta, GA 30348
Sincerely,
First Advantage
Enclosures: Copy of Consumer Report
Summary of Your Rights under the Fair Credit Reporting Act Background Report
Confidential
ERIC LOPEZ
XXX-XX-XXXX
CID - 271800074
FEDEX GROUND HR PH PDX
1000 FEDEX DR
.
MOON TOWNSHIP, PA 15108-9373
If you are a First Advantage
Consumer
Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the CHARLOTTE EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) IMPORTANT NOTICE UNDER CALIFORNIA LAW
First Advantage does not guarantee the accuracy or truthfulness of the information as to the subject of the investigation, but only that it is accurately copied from public records. Information generated as a result of identity theft, including evidence of criminal activity, may be inaccurately associated with the consumer who is the subject of this report. In California, First Advantage shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures. First Advantage no garantiza la exactitud o veracidad de la información en cuanto al objeto de la investigación, sino que solamente copia la información de los archivos públicos con exactitud. La información generada a raíz del robo de identidad, incluyendo evidencia de actividad criminal, puede ser incorrectamente asociada con el consumidor objeto de este informe. El cliente está de acuerdo y certifica que al ordenar y usar este informe está en estricto cumplimiento de cualesquiera leyes o regulaciones locales, estatales y federales que sean aplicables.
Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.
For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.
General Consumer Information
Consumer's Name ERIC LOPEZ LOCATION LH_FXG-US-BCA
Client Name FEDEX GROUND HR PH
PDX
OPCO FEDEXGROUND
The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 2275 BLAKE STREET
MUSCOY, CA 92407
Date of Birth XX/XXX/XXXX
Consumer Contact 840-***-**** Consumer Alternate
Contact
Other Names
Not Provided
Information Regarding this Order:
Position Applied For P25-7310-19 Date Ordered 01/Nov/2023 02:13:59 PM Background Check
Completion Date
06/Nov/2023 12:38:16 AM Report Last Updated
on
06/Nov/2023 12:38:16 AM
Date Report Printed 06/Nov/2023 12:38:21 AM
Self-Disclosed Criminal History
None
Candidate Reference Number
Label Value
Candidate Reference Number 720***********
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order
- please refer to the timestamp associated with each element. First Advantage Background Report Summary
Consumer's Name ERIC LOPEZ Date Ordered: 01/Nov/2023 02:13:59 PM Background Check
Completion Date:
06/Nov/2023 12:38:16 AM
Score Result Eligible
Package Name: PACKAGE HANDLER PRE-EMP - PO
Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Pass
First Advantage National Criminal File Complete No First Advantage National Criminal File MUSCOY, SAN BERNARDINO, CA Complete No Eligible
County Seat Felony, Misdemeanor Or Other Complete No County Seat Felony, Misdemeanor Or Other NEWARK,
ESSEX, NJ Complete No Eligible
County Seat Felony, Misdemeanor Or Other BROOKLYN, KINGS, NY Complete No Eligible
County Seat Felony, Misdemeanor Or Other
PARAMOUNT, LOS ANGELES, CA Complete No Eligible
County Seat Felony, Misdemeanor Or Other COLUMBUS, FRANKLIN, OH Complete No Eligible
County Seat Felony, Misdemeanor Or Other TOPPENISH, YAKIMA, WA Complete No Eligible
County Seat Felony, Misdemeanor Or Other ROCKFORD, WINNEBAGO, IL Complete No Eligible
County Seat Felony, Misdemeanor Or Other SAN
RAFAEL, MARIN, CA Complete No Eligible
County Seat Felony, Misdemeanor Or Other MUSCOY,
SAN BERNARDINO, CA Complete No Eligible
Global Sanction Search Complete No
First Advantage Global Sanction Search Complete No Eligible Additional Searches Ordered
NONE
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Back to top
Social Security Verification Status: Complete
Score: Pass
Date Completed: 01/Nov/2023
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
SSN State Issued SSN Year Issued 1990
Name Type Report Subject Name LOPEZ, ERIC
Name Type Former Name Name ZAPATA, ERIC
Name Type Former Name Name ERIC, Z LOPEZ
Addr Type Residence Address First Date 10/01/2009 Last 10/01/2009 Address 325 SE ARTER AVE
TOPEKA, KS 66607
Addr Type Former Address First Date 07/01/2014 Last 07/01/2014 Address 150 E 19TH ST APT 1F
BROOKLYN, NY 11226
Addr Type Former Address First Date 08/01/2014 Last 08/01/2014 Address 12 2ND ST
NEWARK, NJ 07107
Addr Type Former Address First Date 12/01/2001 Last 01/01/2015 Address 16419 1-2 ORIZABA AVE
PARAMOUNT, CA 90723
Addr Type Former Address First Date 08/01/2016 Last 08/01/2016 Address 1388 BAY CLUB CIR
COLUMBUS, OH 43228
Addr Type Former Address First Date 02/01/2017 Last 02/01/2017 Address 7130 FOREST GLEN DR APT A
ROCKFORD, IL 61114
Addr Type Former Address First Date 03/01/2017 Last 03/01/2017 Address 64520 US HIGHWAY 97
TOPPENISH, WA 98948
Addr Type Former Address First Date 11/01/2021 Last 11/01/2021 Address 21 LOMA VISTA PL
SAN RAFAEL, CA 94901
Addr Type Former Address First Date 10/01/1998 Last 12/01/2021 Address 2275 BLAKE ST
SAN BERNARDINO, CA 92407
Employment Type ES
Employer Name RANDSTAD
Remarks and/or Social Security Alerts
11/01/23: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 11/01/23: NO ALERTS RETURNED FROM SEARCH.
Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:13:59 PM Search In Progress.
01/Nov/2023 02:14:00 PM Record Judged.
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First Advantage National Criminal File MUSCOY, SAN BERNARDINO, CA Status: Complete Score: Eligible
Date Completed: 02/Nov/2023
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Search Address Covered 2275 BLAKE STREET
Address City Covered MUSCOY
Address County Covered SAN BERNARDINO
Address State Covered CA
Address Zip 92407
Given Name Searched ERIC LOPEZ
Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Record Ordered.
01/Nov/2023 02:29:41 PM Search In Progress.
02/Nov/2023 12:47:42 AM Record Judged.
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County Seat Felony, Misdemeanor Or Other NEWARK, ESSEX, NJ Status: Complete Score: Eligible
Date Completed: 01/Nov/2023
Record Source ESSEX SUPERIOR COURT-CRIMINAL DIVISION Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 01/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 12 2ND ST
Address City Covered NEWARK
Address County Covered ESSEX
Address State Covered NJ
Location RM 610, ESSEX COUNTY COURT BLD NEWARK ESSEX COUNTY Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:30 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:21 PM Search In Progress.
01/Nov/2023 04:23:31 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other BROOKLYN, KINGS, NY Status: Complete Score: Eligible
Date Completed: 06/Nov/2023
Record Source NEW YORK STATE OFFICE OF COURT ADMINISTRATION Search Results No Record Found
Search Type NEW YORK OFFICE OF COURT ADMINISTRATION SEARCH Date of Search 06/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 150 E 19TH ST APT 1F
Address City Covered BROOKLYN
Address County Covered KINGS
Address State Covered NY
Location 25 BEAVER STREET ROOM 840 NEW YORK NEW YORK COUNTY Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:30 PM Search in progress. Estimated completion by 11/06/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:22 PM Search In Progress.
06/Nov/2023 12:38:16 AM Record Judged.
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County Seat Felony, Misdemeanor Or Other PARAMOUNT, LOS ANGELES, CA
Status: Complete
Score: Eligible
Date Completed: 03/Nov/2023
Record Source LOS ANGELES SUPERIOR & METRO MUNICIPAL COURTS Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 03/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 16419 1-2 ORIZABA AVE
Address City Covered PARAMOUNT
Address County Covered LOS ANGELES
Address State Covered CA
Location 210 WEST TEMPLE STREET ROOM M-6 LOS ANGELES LOS ANGELES COUNTY Given Name Searched ERIC LOPEZ
Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:36 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:17 PM Search In Progress.
03/Nov/2023 06:51:38 AM Record Judged.
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County Seat Felony, Misdemeanor Or Other COLUMBUS, FRANKLIN, OH Status: Complete Score: Eligible
Date Completed: 02/Nov/2023
Record Source FRANKLIN COUNTY COMMON PLEAS COURT
Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 02/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 1388 BAY CLUB CIR
Address City Covered COLUMBUS
Address County Covered FRANKLIN
Address State Covered OH
Location 369 S HIGH ST COLUMBUS FRANKLIN COUNTY
Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:36 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:14 PM Search In Progress.
02/Nov/2023 01:46:31 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other TOPPENISH, YAKIMA, WA Status: Complete Score: Eligible
Date Completed: 01/Nov/2023
Record Source YAKIMA COUNTY SUPERIOR AND DISTRICT COURTS Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 01/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 64520 US HIGHWAY 97
Address City Covered TOPPENISH
Address County Covered YAKIMA
Address State Covered WA
Location 128 N 2ND ST, RM 323 YAKIMA YAKIMA COUNTY Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:34 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:13 PM Search In Progress.
01/Nov/2023 08:25:14 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other ROCKFORD, WINNEBAGO, IL Status: Complete Score: Eligible
Date Completed: 01/Nov/2023
Record Source WINNEBAGO CIRCUIT COURT
Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 01/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 7130 FOREST GLEN DR APT A
Address City Covered ROCKFORD
Address County Covered WINNEBAGO
Address State Covered IL
Location 400 WEST STATE STREET ROCKFORD WINNEBAGO COUNTY Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:33 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:13 PM Search In Progress.
01/Nov/2023 06:15:32 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other SAN RAFAEL, MARIN, CA Status: Complete Score: Eligible
Date Completed: 03/Nov/2023
Record Source MARIN COUNTY COMBINED AND MUNICIPAL COURTS Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 03/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 21 LOMA VISTA PL
Address City Covered SAN RAFAEL
Address County Covered MARIN
Address State Covered CA
Location PO BOX 4988 SAN RAFAEL MARIN COUNTY
Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
03/Nov/2023 04:56:18 AM Additional handling required. Estimated completion by 11/06/2023 01/Nov/2023 02:14:33 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:08 PM Search In Progress.
03/Nov/2023 05:56:42 PM Record Judged.
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County Seat Felony, Misdemeanor Or Other MUSCOY, SAN BERNARDINO, CA
Status: Complete
Score: Eligible
Date Completed: 05/Nov/2023
Record Source SAN BERNARDINO COUNTY CENTRAL DISTRICT SUPERIOR COURT Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 05/Nov/2023
Search Period 10/18/2013 - 10/18/2023
Address Covered 2275 BLAKE STREET
Address City Covered MUSCOY
Address County Covered SAN BERNARDINO
Address State Covered CA
Address Zip 92407
Location 351 NORTH ARROWHEAD SAN BERNARDINO SAN BERNARDINO COUNTY Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
03/Nov/2023 12:14:58 AM Additional handling required. Estimated completion by 11/06/2023 01/Nov/2023 02:14:33 PM Search in progress. Estimated completion by 11/02/2023 Remark
11/01/23: THIS SEARCH ALSO COVERS: 2275 BLAKE ST, SAN BERNARDINO, SAN BERNARDINO COUNTY, CA; Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:08 PM Search In Progress.
05/Nov/2023 07:09:01 AM Search In Progress.
05/Nov/2023 12:53:19 PM Record Judged.
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First Advantage Global Sanction Search Status: Complete Score: Eligible
Date Completed: 01/Nov/2023
Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record Found
Search Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 01/Nov/2023
Search Period 10/18/2016 - 11/01/2023
Location CONCOURSE PKWY ATLANTA FULTON COUNTY
Given Name Searched ERIC LOPEZ
Developed Name Searched ERIC LOPEZ
Source Status History
Status Date Description
01/Nov/2023 02:14:33 PM Search in progress. Estimated completion by 11/02/2023 Order Process History
Date Description
01/Nov/2023 02:13:59 PM Progressive Order Hold.
01/Nov/2023 02:14:00 PM Search In Progress.
01/Nov/2023 02:14:08 PM Search In Progress.
01/Nov/2023 02:17:50 PM Search In Progress.
01/Nov/2023 02:17:50 PM Record Judged.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-***-****.
The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their
affiliates.
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
affiliates.
b. Such affiliates that are not banks, savings
associations, or credit unions also should list, in addition to the CFPB:
Washington, DC 20552
b. Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations,
and federal branches and federal agencies of
foreign banks
b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and insured state branches of foreign
banks), commercial lending companies owned or
controlled by foreign banks, and organizations
operating under section 25 or 25A of the Federal
Reserve Act
c. Nonmember Insured Banks, Insured State
Branches of Foreign Banks, and insured state
savings associations
d. Federal Credit Unions
a. Office of the Comptroller of the Currency
Customer Assistance Group
P.O. Box 53570
Houston, TX 77052
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. Division of Depositor and Consumer Protection
National Center for Consumer and Depositor
Assistance
Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Assistant General Counsel for Office of Aviation Protection
Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to Surface Transportation
Board
Office of Public Assistance, Governmental Affairs, and Compliance
Surface Transportation Board
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act, 1921
Nearest Packers and Stockyards Division
Contact this candidate