Ann Britt
718-***-**** Cell
********@*****.***
Flagstar Bank
Commercial Lending
Loan Administrator
October 2023-Present
- Handling Statement Request
- Handling payoffs
- Processing extensions
- Preparing tickets to have funds moved over, corresponding with clients updating expiring insurance policies.
- Helping with basic compliance, documentation and insurance work tied to their
CRE loans
Wells Fargo
Mortgage Closer/Funder
September 2019- July 2023
- Collaborate with loan processor and loan officer or funder from origination to close to ensure loans closing
- Keep the loan calendar up to date with active mortgage closing
- Prepare, collect documentation, review and close loan packages/ file
- Entry Data non loan closing documents in a timely manner
- Confirm loan compliance with all state and federal regulations and policies, as well as investors/ mortgage lending product and program guidelines
- Assure all information is correct and signed accurately in the closing documentation, third party orders, closing packages
- Call borrowers to go over closing disclosure and request documents needed for closing
- Contact Bank attorneys and title for fees to balance closing disclosure and title document to clear final stipulations
- Contact Bank attorneys, title, and customers to confirm closing dates
- Review all closing conditions are satisfied and executed to closing instructions
- Resolve any post closing issues immediately
- Request documents for review
- Finalize financial deals with the title and attorney
- Send wires
- Data Entry (CORE, Microsoft word, excel)
- Customer Service
Astoria Federal Savings
Mortgage Loan Processor/Mortgage Disclosure Processor/Secondary Market Processor
January 2009 - August 2015
- Responsible for reviewing files in a timely manner
- Accurately packaging loan
- Verify loan documents including income, credit, title and closing docs
- Meeting crucial deadlines for disclosures, GFE and TILs
- Conduct a final review before closing
- Customer Services
- Make independent sound judgment call to determine risk and acceptance of loans in compliance with rate lock policy
- Liaison between Broker/Correspondent lenders and Inventory Control Dept.
- Responsible for revisions and extensions within secondary guidelines
- Customer service
American Home Mortgage
Correspondent Repurchase Processor/ Due Diligence/ Senior Loan Funding Processor
January 2006 – January 2009
- Act as a liaison between company and client to balance production with risk
- Responsible for individual loan issues with objective to buy quality sale-able loans
- Assist in review of data and documentation to determine eligibility to corporate programs with compliance to federal/state regulations, and original lock as needed
- Customer service
- Review legal documents for authenticity, accuracy and compliance with legal requirements
- Review title comment to ensure that unencumbered title will pass to American Home Mortgage
- Overseeing the department
- Customer Service
- Data Entry
Skills/Certification
Microsoft Word
Quick Books
Excel
Corelogic
Certifications/license
NY Notary Certified/ loan signing agent - NNA
Global Financing Solutions
License Life, Health, and Accident
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