STANDARD BANK HQ

Staff coordination.

Observing the preparation and serving of food

Maintaining inventories.

Adhering to food safety regulations.

Administering payroll and ensuring customer

satisfaction.

FOODIE CENTRAL PTY LTD

SUMMARY

Accounting/Financial professional

with 9+ years of outstanding

Accounting experience as a Credit

Analyst, in various aspects of the

Accounting profession, including

but not limited to Domestic and

International Accounts Receivable

and Payable, General Ledger,

payroll, budgets, cost, complex

projects, and leadership

experience.

Master Excel, Microsoft Word, JD

Edwards, Software Access, Quick

Books, Oracle, PowerPoint, Sage,

Pro-People Soft, Cash Handling,

Credit Analysis, and Accounts

Receivable.

FINANCE PROFESSIONAL

Jo-Anne Bereta

Johannesburg, South

Africa

/in/jo-anne-bereta-31b511aA

ad17m4@r.postjobfree.com

WORK EXPERIENCE

·Assess credit history and financial statements to identify credit risk.

·Assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence

·Create credit risk reports.

·Evaluate records of clients and provide recommendations for payment plans.

·Produce financial ratios of clients to assess their financial status.

·Provide recommendations tied to analysis and assessment of credit risk.

·Present analysis, findings, and recommendations to managers and/or credit committee.

·Analyzing economic environment changes

·Analyzing periodic market patterns

·Tracking legislation and government policies related to assessment.

·Enter, update and retrieve information for credit applications.

·Perform cash flow analysis of businesses to determine the degree of risk involved in extending credit.

·Review proposals and answer questions from junior team members.

·Preparing financial assessment and reviewing for accuracy.

·Calculating risks and applicable ratios on credits based on applicants’ financial record.

·Keeping company credit exposures within set risk bearing limits.

·Using credit systems for small credit amounts.

·Making recommendations about procedural/policy changes.

·Compiles and validates the authenticity of credit information in credit applications.

·Ensure that the facility terms and conditions are adhered to

·Quality verification of all documentation

Teamwork and self-management

Support the sales team by coordinating and ensuring that compliance of all credit policy requirements are met

Credit Evaluation Manager Feb 2012 - Aug 2019

Nov 2019 - Apr 2021

SKILLS

Project Management

Problem Solving

Creativity

Leadership

Founder and Owner

ABAKHI PROPERTY HOLDINGS

Candidate Property Practitioner Feb 2022 - Date

Sales.

Rentals

Evaluations - homes and credit

Application Assesment.

Corporate Finance Institute

Certification:

Financial Valuations and Modelling

Institute of Certified Bookkeepers

WORK EXPERIENCE

Collection of outstanding debt of Personal and Business Accounts

Mitigation of risk and prevention of NPL

Closure of inactive accounts

Placing accounts into Lock-up once the S129 has lapsed Debt rehabilitation

Accounts Management ConsultantJan 2009 - Jan 2012

EDUCATION HISTORY

2022 -2022

2021 -Date

Time Management

Management

Microsoft Office Suite

Advanced Diploma:

Financial Accounting

King`s College

Certificate:

Business Management

2021 - 2021

University of Leeds and Institute of Coding

Certificate: Decision Making

Damelin College

Diploma: Contact Centre Management

Dinwiddie High School

Certificate:

MATRIC

2021 - 2021

2001 -2005

STANDARD BANK HQ

2010 - 2012

Contact this candidate