Loan Processor High Volume
Resume:
Lisa Mitchell
*****************@*****.***
PROFESSIONAL SUMMARY
Experienced loan processor with background in FHA, VA and Conventional, HELOC loans, able to handle high volume pipeline and meet closing date of loan, pay close attention to detail and loan guidelines, establishes good rapport with customer to facilitate easy and efficient funding, Platinum Club Processor
SKILLS
Knowledge of DU, Loan Prospector, Calyx Point, Edge, Smart, Empower, Blitz, Encompass, FHA Connection, Doc Magic, High Volume Environment TRID Disclosures
PROFESSIONAL EXPERIENCE
Winnpointe dba Interactive Mortgage-Loan Processor
8-1-2015 thru 02-2023
Review loan file. Introduction call to customer. request necessary documentation from customer, submit file to underwriter, Disclose LE/CD, request any final loan conditions. schedule loan signing, prepare loan documents, meet final loan conditions for funding
Loan Depot-Loan Processor
11-2016 thru 05-2017
Intro call to the customer, request needs list, prepare file & submit to underwriting, calculate DTI, send disclosures, prepare loan documents,
AppleOne-CALHFA-Loan Processor
08-24-2013 thru 07-31-2015
Review file, introduction call to homeowner, send email with items needed, package loan for eligibility by calculating debt ratio, loan to value, review corelogic, credit ensure guidelines are met for submission to servicer for loan modification, reinstatement, principal reduction
CashCall.com-Loan Processor
06-2011 to 04-2013
Contact customer, request necessary loan documentation, calculate debt ratio, LTV, review appraisal, submit file to underwriting, obtain loan conditions, prepare loan documents, review estimated HUD with customer, schedule signing appointment, obtain funding conditions and prepare file for funding.
Lenox Financial Mortgage Corporation-Loan Processor
06-2010 to 02-04-2011
Process FHA/Conventional Loans. Calculate debt ratio, CLTV, review appraisal, review preliminary title report, credit reports. Order Verifications, using FHA Connection, order necessary items for government loans, meet all criteria to submit the file to underwriting. Meet all underwriting conditions. Prep the file for documents and conclude with any outstanding funding conditions.
Sorrento Capital=Loan Processor
12/2009-May-28-2010
Using Calyx Point, process real estate loans. Open loans, order various items needed for loans. Review title, clear title items, review appraisal & credit, calculate income verify DTI, LTV. Submit to underwriting.
Loan Processor
Processed Conventional auction, FHA Loans using Edge/Smart programs
Had direct customer contact
Ensured title and appraisal items cleared
Ensure all underwriting conditions are met
Calculated MIP for FHA Loans
Handled file from opening through funding
Select Staffing (contractor)
02/2009- 04/2009
Mortgage Specialist
Processed mortgage real estate loans
Calculated debt ratio, clear title, underwriting and any other conditions to ensure file ready to draw loan documents
Directed customer and loan agent contact
Homefield Financial 06/2006- 07/2007
Loan Processor/Originator
Processed real estate loans for both broker and direct lender
Direct customer contact
Opened loan files order title, escrow appraisal and ensure file ready for loan documents
Calculate escrow settlement statement
Prepare loan documents
Reviewed signed loan documents to meet funding requirements
Named top processor on several occasions
Ditech.com/GMAC 04/1998- 06/2006
Loan Processor
Opened loans, ordered appraisal, prepared estimated settlement statement, cleared title items, prepared loan documents
Ensure all underwriting items are met
Reviewed signed loan docs for detailed accuracy
Processed loans state wide
Named #1 Processor for various months
EDUCATION
Huntington Beach High School Huntington Beach, CA
Riverside Adult Education Riverside, CA
Riverside City -CERT Riverside, CA
San Manual Gateway College San Bernardino, CA
Concorde Career College San Bernardino, CA
Northwest College Riverside, CA
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