Robbin Miller

*** ***** ***

Barberton, Ohio ****3

ad162e@r.postjobfree.com

Personal:

I am a dedicated Mortgage Underwriter with 34 years of experience in the mortgage industry. I will bring to your company a wealth of knowledge regarding the mortgage industry as noted below with my work experience. I am accurate, hard-working, trustworthy, patient and conscientious employee. I have worked for the top loan officer nationwide, closing over 450 units a year for over 13 years, as well as trained many top loan officers new to the industry throughout my career. EXPERIENCE:

PREVIOUS: 09/21/2020-04/08/2022 CBM Mortgage

REMOTE UNDEWRITER-VA SAR AND LAPP; FHA; CONVENTIONAL; BOND SPECIALISTS Responsibilities:

• Review mortgage loans and issued decisions in compliance with the relevant agency, Investor guidelines. I issued the loan credit worthiness, collateral and accuracy of total scorecard. (DU/LP)

• Authorized to downgrade loans to a manual underwriter when required.

• Communicate the decision, (Approved and Conditional Approval’s) on loans to appropriate parties.

• Verify accuracy of supporting employment, down payment, appraisal and financial documentation received.

PREVIOUS: 06/24/2019-08/12/2020 Citywide Home Loan VA SAR/LAPP; FHA; CONVENTIONAL; JUMBO UNDERWRITER AND BOND SPECIALISTS Responsibilities:

• Reviewed mortgage loans and issued credit decisions in complains with the relevant agency, Investor Guidelines. I issued the loan credit worthiness collateral and accuracy of total scorecard.

(DU/LP)

• Authorized to downgrade loans to a manual underwrite, when required.

• I processed the telephone calls from loan officers and loan processors.

• Communicated decision, (Approval and Conditional Approval’s) on loans to appropriate parties.

• Verify accuracy of supporting employment, down payment, appraisal and financial documentation received.

05/2009-11/2018: Fairway Independent Mortgage Corporation VA SAR/LAPP; FHA; CONVENTIONAL; JUMBO UNDERWRITER, AND BOND SPECIALISTS Responsibilities:

• Reviewed mortgage loans and issued decisions in compliance with the relevant agency, Fairway and Investor guidelines. Issued the loan credit worthiness, collateral ad accuracy of total scorecard. (DU/LP)

• Authorized to downgrade loans to a manual underwrite, when required.

• I occasionally worked on the Scenario Desk to issue conditions for opinions on credit worthiness and calculated useable income.

• I processed the telephone calls from loan officers and loan processors.

• Communicated the decision, (Approval and Conditional Approval’s) on loans to appropriate parties.

• Verify accuracy of supporting documentation employment, down payment, appraisal, and financial documentation received.

11/1998-08/08/2008 Freedom Mortgage Corporation

Vice President of Underwriting, Officer Manager over a 4 Loan Officer office, Conventional Underwriter, FHA; VA SAR/LAPP Underwriter; Bond Loan Specialists. Responsibilities: Set-Up loans and process loans from start to finish, issue the loan approval including generating closing documents.