Robert Racusen

* ******* ***** ****

Buffalo Grove, Il 60089

***/***-****

ad15uq@r.postjobfree.com

Profile

Mortgage Loan Officer with extensive experience in business development, account retention, negotiation, relationship building, presentations, problem solving, sales support, and vendor and affiliate relations. I possess a solid track record of facilitating growth, creating new business opportunities, developing new brokers, coordinating efforts with diverse clients, and enabling potential loan solutions.

Qualifications

*Strategic Planning

*Organizational Development

*Consulting

*Client Relations and Retention

*Motivational Leadership Training

*Sales Presentations

*Excellent Closing Ratio

*Team Leader

Relevant Experience

Mortgage Professional with nineteen year track record of success in building relationships and cementing trust, while gaining valuable sales and customer experience. Developed customized loan programs for clients by clarifying their most immediate objectives and long term goals, assessing their financial resources, then exploring various loan options and structured mortgages consistent with their experience, obligations, resources and future goals Promotion and Presentation

Delivered presentations and various loan programs to borrowers, both commercial and residential. Proficient in FHA, VA and conventional loans. Conducted in-depth information and gathering interviews and prepared a comprehensive loan plan for clients, with recommendations in areas of debt consolidation, reducing monthly obligations and improving credit scenario.

Designed and structured loans complete with processing, negotiating with the lenders, communicating with the title companies and participating in closing of the loans. Awards

Received numerous recognition awards for sales of products, services and records for new accounts and developments.

Mutual of Omaha – Presidents Club – (Top 10% in the company) ELB Mortgage- #2 in sales revenue for the company (70 loan officers) New Century /Home 123 – Top Ten Club/Group Leader

Ameriquest Mortgage – Top Ten Club /Group Leader/Mentor Employment History

The Federal Savings Bank Mortgage Banker January, 2022-Present

-Handled sales, processing and underwriting, establishing goals and objectives, pricing, setting up and transferring escrows and impound, closing and funding the loans Mutual of Omaha VP of Mortgage Lending July, 2019-January, 2022 Responsible for selling the loan, gathering all pertinent documents, pricing the loan and setting up all escrows and impounds, closing the loan. Training and managing new employees. Bridgeview Bank Mortgage Senior Loan Officer April, 2012-July, 2019

• Working with borrowers to satisfy their goals and objectives to lower their rates and payments and to assist 1st time home buyers. Assisting management in hiring new employees.

Integra Mortgage Senior Mortgage Banker October, 2010-April, 2012 Midwest Custom Mortgage V.P. of Lending April, 2010 -October, 2010 Secured Home Funding V.P. of Lending September, 2008-April,2010 Bass Financial Corporation Senior Mortgage Consultant July, 2007- September, 2008 ELB Mortgage Brokers, Inc. Loan Officer November, 2005-July, 2007 New Century Mtg.-Home 123 Loan Officer Jan., 2005-November, 2005 Ameriquest Mortgage Account Executive April, 2003-January, 2005 Education

Loyola University, Bachelors of Business Management, 1982 Loan Originator, State of Illinois

Attended numerous financial services industry conferences and seminars