AGGIE M FAUSTINO
NMLS #*******
SUMMARY OF QUALIFICATIONS
SUMMARY
Detail oriented and analytical Mortgage Loan Officer with excellent organizational skills who provides excellent client service throughout the entire loan origination process. Enjoy helping people in one of the most important financial decisions of their life. Dependable and successful in building a loyal client base that creates repeat business. Active NMLS licenses in the following states
CALIFORNIA, COLORADO(Temporary) & NEVADA
PROFESSIONAL EXPERIENCE
Grand Castle, Inc. dba FP Mortgage – November 2023 to Present – Mortgage Loan Officer / Branch Manager - Nevada Branch
In charge of Branch operations
In charge of handling all Nevada applications from the state of Nevada at Nevada location only
Takes Mortgage loan applications from prospective Borrowers
Oversees the staff that does the paperwork for mortgage applications
Verifies the information provided on applications to obtain more information if missing data mistakes are present
Communicates with customers to help them choose the best mortgage loan they can afford
Collects data from customers, such as their assets, salaries, debts and employment status
Reviews file documentation for missing or erroneous information
Verifies information about applicant history with credit bureaus and other agencies so the lender can approve or deny the loan
Remains aware of loan application deadlines and informs customers about them
Coordinates with Loan Processors and Assistance in regards to borrower needs and documentation needed Grand Castle, Inc. dba FP Mortgage – May 2021 to October 2023– Mortgage Loan Officer – California Main Office
Take Mortgage loan applications
Oversees the staff that does the paperwork for mortgage applications
Verifies the information provided on applications to obtain more information if missing data mistakes are present
Communicates with customers to help them choose the best mortgage loan they can afford
Collects data from customers, such as their assets, salaries, debts and employment status
Reviews file documentation for missing or erroneous information
Verifies information about applicant history with credit bureaus and other agencies so the lender can approve or deny the loan
Remains aware of loan application deadlines and informs customers about them
Coordinates with Loan Processors and Assistance in regards to borrower needs and documentation needed Grand Castle, Inc. dba FP Mortgage – September 2016 to April 2021 – Sr. Accountant
Reviews all mortgage transactions and in-charge of full accounting cycle for the books of account of the company including payroll preparation; account payable; accounts receivable bank reconciliations and preparation of period Financial Statements.
Assisted owner in establishing and improving company policies to increase profitability and make sure all mortgage guidelines are strictly followed in handling and processing Mortgage applications.
Provided necessary information requested by External Auditors and State Audits.
Reports directly to the owner and provide necessary information requested to increase profit Blackford Financial Group/ RPM Lenders/MPH Auto Sales
– June 2002 – December 2015 – Controller
Protected assets by monitoring prepare Daily Cash Flow, establishing and enforcing internal controls
Prepared budgets by collecting and analyzing historical records
Provided financial condition status by collecting, interpreting and reporting financial data
Created special reports by gathering, analyzing, and summarizing financial information and trends
Filed financial reports and advise management on needed actions by complying with federal, state, and local legal requirements
Managed inventory (for MPH Auto Sales and RPM/Blackford loan collaterals)
Administer accounts payable and accounts receivable
Managed employee payroll process of over $250K per month; Manage employee scheduling, hiring and termination;
Calculated and prepare tax payments
Filed tax reports including Sales tax to the Board of Equalization file Quarterly for Car Sales EDUCATION, CERTIFICATIONS AND PROFESSIONAL DEVELOPMENT Bachelors of Arts Degree in Accounting - Morningside Evaluation of Academics, New York, NY. - Accredited 2002 Bachelor of Science Major in Accounting - Saint Scholastica’s College, Manila - Diploma - Graduated 1984 REFERENCES: Upon Request