DETACH HERE: RETURN PAYMENT USING THE ENCLOSED ENVELOPE. MAKE CHECK PAYABLE TO: MISSION LANE LLC - ALLOW UP TO 7 DAYS FOR RECEIPT. JOSEPH GARCIA Statement Billing Period:

Account Number: 8203 November 18, 2023 - December 17, 2023 NOTICE: CONTINUED ON PAGE 3

Page 1 of 4

Payment Information

New Balance $ 31.43

Total Minimum Payment Due $ 25.00

Payment Due Date 01/14/24

Late Payment Warning:

If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $ 35.00.

Minimum Payment Warning:

If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no additional

charges using this card

and each month you

pay ...

You will pay off the

balance shown on

this statement in

about ...

And you will

end up paying an

estimated total of ...

Only the Minimum

Payment 2 months $ 32.00

If you would like information about credit counseling services, call 1-866-***-****.

Contact Information

Customer Service:855-***-****

Report Lost or Stolen Card: 855-***-****

Please Mail Your Payments to:

PO BOX 23075

COLUMBUS GA 31902-3075

Visit us on the web at:

missionlane.com

Please send Billing Inquiries and Correspondence to: MISSION LANE LLC PO BOX 105286 ATLANTA, GA

30348-5286

Summary of Account Activity

Previous Balance $ 280.99

Payments -344.99

Other Credits 0.00

Other Debits 70.00

Purchases 19.00

Cash Advances 0.00

Fees Charged 0.00

Interest Charged 6.43

NEW BALANCE $ 31.43

Credit Limit $ 300.00

Available Credit 268.57

Available Cash 71.00

Statement Closing Date 12/17/23

Days in Billing Cycle 30

** 0074066 MISSION LANE LLC

PO BOX 23075

COLUMBUS GA 31902-3075

Account Number 8203

Closing Date December 17, 2023

New Balance $ 31.43

Total Minimum Payment Due $ 25.00

Payment Due Date January 14, 2024

AMOUNT OF PAYMENT ENCLOSED

$

JOSEPH GARCIA

1319 136TH AVE

SAN LEANDRO CA 94578-2549

03388220352IIIII 000002500 000003143 6

MISSION LANE LLC

PO BOX 105286

ATLANTA GA 30348-5286

IMPORTANT INFORMATION

Important Information:See your Cardholder Agreement. Your Cardholder Agreement contains the terms of your Account.

Lost or Stolen Card. Report immediately. Please call 855-***-****. About Interest Charges

How We Calculate Interest. We calculate it separately for each Balance shown in the Interest Charge Calculation table. We use the daily balance method (including new transactions), which includes daily compounding of interest, to calculate interest on your Account. The Interest Charge Calculation Method applicable to your account for Cash Advances and Purchases of goods and services that you obtain through the use of your Account is specified on the front side of this statement and explained below: Method A - Daily Balance (including new cash advances). The Interest Charge on cash advances begins from the later of the Transaction Date or the first day of the Billing Cycle in which the transaction posts to your Account. There is no grace period.

Method G - Daily Balance (including new transactions). To avoid incurring additional Interest Charges on the balance of Purchases reflected on your monthly statement and, on any new appearing Purchases on your next monthly statement, you must pay the entire 'New Balance in full, shown on your monthly statement, on or before the Payment Due Date.

We determine the Interest Charge for a billing cycle by multiplying the daily balance by its daily periodic rate each day in the billing period. To get a daily balance, we take the Balance at the end of the previous day, add new charges, subtract new credits or payments, and make adjustments. We then multiply the daily balance for each Balance each day by its daily periodic rate and add that amount to that day's balance to get the ending daily balance. The Balance Subject to Interest Rate is the average of the daily balances. For more information on how your daily balance (including new cash advances) is calculated, please refer to your Cardholder Agreement or call our Customer Service Department at 855-***-****. Minimum Interest Charge. If we charge interest, it will be at least $0.50. How to Avoid Paying Interest on Purchases. Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on New Purchases if you pay your New Balance in full by the due date each month. New Purchases are Purchases that first appear on the next billing statement. Interest charges begin to accrue on New Purchases and Cash Advances from the later of the Transaction Date or the first day of the Billing Cycle in which the transaction posts to your Account and continue to accrue until you pay in full and will be billed in the next Billing Cycle. Your Billing Rights

What To Do If You Think You Find A Mistake On Your Statement. If you think there is an error on your statement, write to us at the address shown on the front of this billing statement after the phrase 'Please send Billing Inquiries...to:' In your letter, give us the following information:

• Account Information:Your name and account number.

• Dollar Amount:The dollar amount of the suspected error.

• Description of Problem: If you think there is an error on your statement, describe what you believe is wrong and why you believe it is a mistake. You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you do, we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question, or report you as delinquent on that amount.

• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.

• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.

• We can apply any unpaid amount against your credit limit. Your Rights If You Are DissatisfiedWithYourCreditCardPurchases. If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at the address shown on the front of this billing statement following the phrase 'Please send Billing Inquiries...to:' While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.

Other Account and Payment Information

Payments. You may pay all or part of your Account balance at any time. However, you must pay at least the Minimum Payment Due by the Payment Due Date. Payments must be made in U.S. dollars. Proper Form. For a payment sent by mail or courier to be in proper form, you must:

• Enclose a valid check or money order. No cash or foreign currency will be accepted.

• Include your name and the last four digits of your account number. Send only the proper form of payment and the bottom portion of this statement in the envelope provided to the address on the front of the payment coupon, after affixing postage. Payments sent without proper postage will be returned to the sender.

If you ask someone else to make a payment on your behalf, we may be able to process that third-party payment. We also may refuse to accept that payment. If we do accept it, you're responsible for the payment regardless of it being returned or rejected.

You must not include any restrictive words, endorsements, conditions, limitations, covenants, or other special instructions such as Paid in Full on your payment or accompanying correspondence. If you include restrictive language, we may reject the payment and/or return it to you. We also may process the payment without losing any of our rights.

When Your Payment Will Be Credited. Payments received in proper form at our processing facility by 5:59pm ET, either electronically (e.g. online, by phone, etc.) or by mail at the location specified on the front of the statement after the phrase 'Please Mail Your Payment To:', will be credited as of that day. A payment received there in proper form after that time will be credited as of the next day. Allow 5 to 7 days for payments by regular mail to reach us. There may be a delay of up to 5 days in crediting a payment we receive that is not in proper form or not sent to the correct address. The correct address for regular mail is the address on the front of the payment coupon.

Payments By Mail. If you send an eligible check, you authorize us to use information on your check to make an electronic fund transfer from your account at the financial institution indicated on your check or to process the payment as a check transaction. If a payment is processed as an electronic fund transfer, the transfer will be for the amount of the check and funds may be withdrawn from your account as soon as the same day we receive your check. Also, the check will be destroyed. If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit. For payments by express mail or courier, or for payments including restrictive words, endorsements, conditions, limitations, covenants, or other special instructions covenants, please remit to: Synovus Remittance

C/O Remittance Processing

Attn: Mission Lane

1137 1st Avenue

Columbus, GA 31901

Payments Other Than By Mail.

• Online. Go to www.missionlane.comtomakeorscheduleaone-time payment.

• Autopay. Go to www.missionlane.comtoenrollinAutoPayandhaveyourpaymentamount automatically deducted each month on your payment date from the payment amount you choose.

• Phone. Call the automated phone system at 855-***-****. For phone payments, you authorize Mission Lane to electronically debit your specified bank account by an ACH transaction in the amount and on such date that you indicate on the phone. You may cancel a one-time phone payment, or withdraw your authorization for automatic debits, by calling the number on the front of your statement within the timeframe disclosed to you on the phone.

Credit Balances. If your Account has a credit balance, the amount is shown on the front of your billing statement. A credit balance is money that is owed to you. You may make charges against this amount if your Account is open. We will send you a refund of any remaining balance of $1.00 or more after 6 months, or as otherwise required by applicable law, or upon request made to the address indicated on the front of this statement after the phrase 'Please send Billing Inquiries and Correspondenceto:'. Annual MembershipFee.Some accounts are charged an Annual Membership Fee. To avoid paying this fee, notify us that you are closing your Account within 30 days of the mailing or delivery date of the statement on which the fee is billed. At any time, if your balance consists only of the Annual Membership Fee, or fees and interest resulting from the Annual Membership Fee, you may request to close your account, and we will forgive that balance.

Credit Reporting. We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. We normally report the status and payment history of your Account to credit reporting agencies each month. If you believe that our report is inaccurate or incomplete, please write to us at the address shown on the front of this billing statement after the phrase 'Please send Billing Inquiries...to:'. AZ Residents. Mission Lane LLC does business in Arizona under the trade name Mission Lane Card Services LLC.

Updating Your Name And Address

To update your name and address, write to us at the address shown on the front of this billing statement after the phrase 'Please send Billing Inquiries...to:' You may also contact us by email at ad13h3@r.postjobfree.com. You may be asked to provide additional information or documentation to support your request.

JOSEPH GARCIA Statement Billing Period:

Account Number: 8203 November 18, 2023 - December 17, 2023 Page 3 of 4

Transactions

Trans Date Post Date Reference Number Description Amount Payments, Adjustments and Other

11/27 11/27 00000000000008934407306 PAYMENT - THANK YOU - 45.00 12/11 12/11 00000000000008935404178 PAYMENT - THANK YOU - 25.00 12/12 12/12 00000000000008935450013 PAYMENT - THANK YOU - 274.99 TOTAL PAYMENTS OR ADJUSTMENTS -$ 344.99

Purchases

11/27 11/28 24000973331751200640353 HARRY'S HOFBRAU - SAN LEASAN LEANDRO CA 19.00 11/27 11/29 00000000000008934407306 REVERSED PAYMENT 45.00 12/11 12/13 00000000000008935404178 REVERSED PAYMENT 25.00 TOTAL PURCHASES AND OTHER DEBITS $ 89.00

Fees

TOTAL FEES FOR THIS PERIOD $ 0.00

Interest Charged

12/17 12/17 INTEREST CHARGE-PURCHASES 5.03

12/17 12/17 INTEREST CHARGE-CASH 1.40

TOTAL INTEREST FOR THIS PERIOD $ 6.43

2023 Totals Year-to-Date

Total Fees Charged in 2023 $ 25.00

Total Interest Charged in 2023 $ 85.57

Important Messages

Did you know you can manage your account online for free by visiting www.MissionLane.com? Review your account information, track spending, set alert notifications, download files, and so much more any time of the day or night. Plus, your information is safe and secure.

Interest Charge Calculation

Type of

Balance ICM1 Balance Subject to

Interest Rate

Periodic

Rate2

Annual Percentage

Rate (APR)3

Promo APR

Expires

Interest

Charge

PURCHASES G $ 189.93 0.08833% (D) 32.24% (V) N/A $ 5.03 CASH ADVANCES A $ 52.97 0.08833% (D) 32.24% (V) N/A $ 1.40 1 ICM Interest Charge Method: See reverse side of Page 1 for explanation. 2 Periodic Rate (M) = Monthly (D) = Daily

3 Your Annual Percentage Rate (APR) is the annual interest rate on your account.

(V) = Variable Rate. If you have a variable rate account the periodic rate and Annual Percentage Rate (APR) may vary. JOSEPH GARCIA Statement Billing Period:

Account Number: 8203 November 18, 2023 - December 17, 2023 Page 4 of 4

Contact this candidate