Attorney

Adv. Felix Jose, ESQ., CAMS

** ******* ******, **** ******, NJ 07865

(M) 732-***-****; *********@*******.***

Experience

Mizuho Bank Ltd New York, New York

Director, OFAC Sanctions Quality Control Officer for Americas August 2018 - Present

•Advised and guided the first line of defense on economic sanctions issues and the application of policy requirements to their business lines and customers.

•Developed and executed Sanctions Compliance QA framework for Trade Finance, Trust business, Correspondent banking, KYC, Vendor Management, Securities Trading etc. that lead into overall improvement of efficiency in sanctions review and regulatory adherence.

•Based on test results, conducted lessons learned training which enhanced review efficiency and provided avenues for mutual discussions and process enhancements.

•Implemented system and process changes based on the QA Test findings which made the screening and review process more accurate and efficient.

•Developed guidelines for Sanctions Compliance on OFAC, EU and UN sanctions and anti-boycotting regulations to reflect regulatory changes.

•Reviewed and suggested operational control enhancements including list loading and good guy nomination to comply with regulatory expectations which standardized the process across the Bank.

•Project management including integration/implementation of new systems and sanctions lists for securities screening.

•Implemented sanctions controls for Securities Trading and Custody business.

DEUTSCHE BANK, New York, New York

Vice President, Sanctions Quality Control Officer for Americas November 2014 – August 2018

•Lead Americas Sanctions Quality Assurance Team to conduct embargo related quality testing and reviews across different products and service lines such as Trade Finance, Correspondent Banking, checks and Security Business

•Test the screening tools Hot-Scan and list loading and good guy nomination to ensure compliance.

•New Product review and approvals to ensure sanction’s compliance.

•Approve exemptions from screening and represent Sanctions Compliance in project implementation.

•Ensure interface to the screening tool and remediate gaps.

•Recruit and train QA staff and implement new Quality Assurance processes.

•Interact with internal auditors and mitigate gaps identified in audits.

•Support the Global Sanctions Quality Assurance Group to develop best practices globally to protect the Bank against sanctions related risks.

CITI BANK, Long Island City, New York

Assistant Vice President, AML Quality Control December 2013 - October 2014

•Developed quality control procedures and sampling methodology to ensure standardized and coherent AML monitoring for Citi Financial Intelligence Unit (FIU)

•Sampled and tested work products of FIU’s investigations from different work streams including correspondent banking, retail banking credit cards and asset management.

•Tested SAR filing.

•Prepared monthly QA reports and discussed QA findings with individual analysts.

•Conducted training to remediate consistent error patterns.

DELOITTE FINANCIAL ADVISORY SERVICES LLP, New York, New York

Specialist August 2005 - November 2013

•Tested AML alerts from PCM and Norkom transaction monitoring systems and provided second tier approval for investigative escalation.

•Responsible for testing KYC review for correspondent banking clients and providing feedback and guidance to the KYC team members.

•Conducted forensic investigation on corporate matters for financial irregularities, malpractice and fraud involving Foreign Corrupt Practices Act (FCPA), and Regulatory compliance issues for Credit Card, Manufacturing and Consumer Industry

ATINAV, INC, Somerset, New York

Attorney June 2003 - August 2005

•Drafted contracts such as outsourcing agreements, system procurement, leasing and licensing agreements.

•Managed corporate legal and compliance matters.

DAR AL ADALH, Dubai, United Arab Emirates

Attorney- Corporate and Commercial law September 2000 - June 2003

•Provided legal advice on corporate, contract, insurance, and banking matters.

•Advised on incorporation, merger, liquidation, e-commerce, construction and international trade and maritime disputes.

•Conducted Anti Money Laundering training.

AVENIR, INC, New York, New York

Director August 1997 - July 1999

•Advised company on legal matters.

•Liaised with government departments.

•Participated in bid processing and negotiations.

Education

PACE UNIVERSITY SCHOOL OF LAW, White Plains, New York

LL.M July 2003 - May 2004

COCHIN UNIVERSITY OF SCIENCE & TECHNOLOGY, Cochin, Kerala

LL.M June 1993 - March 1995

Symbiosis Law School, Pune, India

LLB June 1987 –April 1993

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