JOSETTE SANACORE

704-***-**** ad116u@r.postjobfree.com LinkedIn Profile

SENIOR BANK AML/BSA ANALYST

Offering 20+ years in various compliance, risk management, fraud prevention and analytics positions for diverse financial institutions. Strong work ethic, always willing to go the extra mile, assist team members, and take on unique challenges. Quick learner, adaptable, extremely detail oriented, and a stickler for accuracy. Subject Matter Expert in BSA/AML/OFCA/EDD compliance practices and methodologies, Section 314(a) and PEP screenings, risk assessment, monitoring/surveillance, and testing activities. Strong communicator and teacher, skilled at new hire training. Effective relationship builder, working with local, state, and federal authorities, financial institutions, wealth management professionals, brokerage traders, and additional stakeholders to compile, document, and report data to make appropriate decisions and actions.

Cross Functional Team Leadership Risk Mitigation Reporting Continuous Improvement Best Practices

Anti-Money Laundering (AML) Bank Secrecy Act (BSA) Dodd-Frank Know Your Customer (KYC)

Risk Assessment Compliance Monitoring Analyze Data Identify Suspicious Activities/Patterns

Policy And Procedure Development Internal Controls Audit And Examination Management CTR and SAR Reviews

Transaction Monitoring Customer Due Diligence New Hire Training Regulatory Requirements

Strong Written And Verbal Communication Skills Project Management Detail Oriented Deadline Driven

Select Accomplishments

Undertook training from various companies’ CCOs to be able to collaborate with federal regulators, regulatory exams, internal auditors, and compliance personnel to effectively evaluate viability and risk.

Earned a reputation as a Subject Matter Expert (SME) in quickly identifying red flags, documenting information, and gaining consensus with upper-level management on appropriate action.

Developed and produced performance metrics which were reported to senior management

Earned multiple licenses including Series 24, 14, 14a, and 25.

Authored instruction manuals and training collateral in AML/BSA detection and prevention methods.

Utilized industry knowledge and strong communication skills to teach various topics such as best practices, documentation, and use of the most current technology. Led lead new hire training and an innovative cross training where various positions were taught responsibilities and duties of analysts, investigators, and other positions.

Professional Experience

DETECT & INVESTIGATIONS QUALITY SENIOR ANALYST • PNC Bank 2022-2023

Leveraged 20+ years as a former New York Stock Exchange Compliance Officer, EFCC AML Analyst, and additional compliance/analytical roles to take on a leadership role, providing education, coaching, and consultations for risk, AML, fraud/ loss prevention, Bank Secrecy Act, US PATRIOT Act, and related financial regulations/guidelines.

Multitasked to provide key support to BSA supervisors / managers, the AML team, and take on special projects as needed. Used Lexis Nexis, World Check, and various programs to compile and analyze relevant news and data.

Conducted due diligence, evaluated various scenarios, and recommended appropriate actions for potential fraud/money laundering. Escalated issues when needed.

Troubleshot systems, processes, and procedures to identify areas to improve.

Analyzed metrics of alert lifecycle from initial incident to final action and worked with peers to increase AML team effectiveness and efficiency.

Evaluated KYC (Know Your Customer) cases for accuracy, completeness, and changes to customers’ profiles.

Continued…

JOSETTE SANACORE

704-***-**** ad116u@r.postjobfree.com LinkedIn Profile

EFCC AML ANALYST • US Bank 2015-2022

Influential team member in a new group specializing in BSA /AML/OFCA compliance practices and methodologies, including risk assessment, monitoring/surveillance, testing activities, and project management.

Conducted complex and high-profile enterprise-wide investigations, Section 314(a) and PEP screenings, and prepared Suspicious Activity Reports (SARS) to be filed with the Financial Crimes Enforcement Network (FinCEN).

Examined various account types, alerting scenarios such as high-risk wires, structuring, funneling, check sequential, change in behavior foreign activity, merchant credits GPR, and rapid movement of funds as well as Cannabis related entities.

Ensured compliance with the US Bank code of ethics and all Anti-Money Laundering, Bank Security Act, information security and suspicious reporting requirements, policies, and procedures.

Collaborated on diverse investigations with local, state, and federal authorities, financial institutions, wealth management professionals, brokerage traders, and additional stakeholders.

Institutions, wealth management, brokerage trade on matters related to fraudulent/suspicious activities and operational procedure when appropriate.

Worked with business leaders and information systems teams to assist with system enhancements and development as related to regulatory and firm obligations.

Conducted due diligence prior to opening accounts to ensure all regulatory components have been met.

NYSE COMPLIANCE OFFICER/ RESOLUTION ADMINISTRATOR/ TRADING ASSISTANT • Kellogg Group 2003 - 2012

Promoted continuously to areas of increased leadership and responsibility for various firms such as The Kellog Group to eventually act as liaison between market maker and on-floor surveillance team.

Compiled detailed list and developed expertise in procedures to meet NYSE and FINRA regulations.

Ran a trading book with a certified broker. Performed prospective client analysis on high-risk accounts.

Education

Bachelor of Science ~ Criminal Justice

Long Island University

Technical Snapshot

Microsoft Office Suite

Bridger

Actimze

Elavon

OFSAA

Mainframe

World Check

Lexis Nexis

Community Service

Member, Board of Directors, Lake Norman Christian School

Volunteer, Boy Scouts of America

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