Home loan processor and past experience as Executive Assistant
Resume:
A B O U T M E
CHARLA GARCIA
SR. MORTGAGE LOAN PROCESSOR
OBJECTIVE
To gain a position where I can be challenged professionally and grow within the mortgage industry and company.
EXPERIENCE
SR. MORTGAGE PROCESSOR- Tinker Federal Credit Union Feb 2023- Current
• Input proper loan information into the system (Mortgage Cadence) for processing.
• Manage a pipeline of 20+ files at a time.
• Responsible for ensuring that all loan documentation is complete and accurate and that it complies with Fannie Mae Guidelines by running it through Desktop Underwriter.
• Verify loan information including income, credit, and assets for accuracy.
• Ordering the appraisal, title and insurance in completing the preparation of application for submittal to underwriting through the closing process.
• Meet crucial contract expirations by closing the loan app on or before date of contract.
PROCESSING MANAGER- Alpha Group
April 2021- Oct 2022
• Input proper loan information into the system (Encompass and Mortgage Machine) for processing.
• Manage a pipeline of 24+ files at a time.
• Responsible for ensuring that all loan documentation is complete and accurate and that it complies with Fannie Mae or Freddie Mac Guidelines by running it through Desktop Underwriter or LP.
• Verify loan information including income, credit, and assets for accuracy.
• Ordering the appraisal, title, and insurance in completing the preparation of application for submittal to underwriting through the closing process.
• Meet crucial contract expirations by closing the loan app on or before date of contract.
• Perform any additional duties: Running reports; assist in pipeline management with my manager; and review files that are in line for a clear to close for accuracy in conditions and closing prep completed.
Team member, growth
oriented and opportunistic.
C O N T A C T
ad0te1@r.postjobfree.com
16502 Patterson Rd,
Shawnee OK 74801
E D U C A T I O N
BACHELOR OF UNIVERSITY
STUDIES
2004 - 2009 Oklahoma State
University- Spanish Major and
Business Minor
Champions School of Real Estate
RESIDENTIAL MORTGAGE LOAN
ORIGINATOR 11/2014 NMLS
#1210042
BACHELOR OF
UNIVERSITY STUDIES
2004 - 2009 Oklahoma
State University Spanish
Major and Business
Minor RESIDENTIAL
MORTGAGE LOAN
ORIGINATOR 11/2014
NMLS #1210042
Champions School of
Real Estate
SR. MORTGAGE PROCESSOR- Maxwell
March 2021-Sept 2021
• Input proper loan information into the system (Encompass) for processing.
• Manage a pipeline of 24+ files at a time.
• Responsible for ensuring that all loan documentation is complete and accurate and that it complies with Fannie Mae or Freddie Mac Guidelines by running it through Desktop Underwriter or LP.
• Verify loan information including income, credit, and assets for accuracy.
• Ordering the appraisal, title and insurance in completing the preparation of application for submittal to underwriting through the closing process.
• Meet crucial contract expirations by closing the loan app on or before date of contract.
• Perform any additional duties: Running reports; assist in pipeline management with my manager; and review files that are in line for a clear to close for accuracy in conditions and closing prep completed.
SR. MORTGAGE PROCESSOR- SNMC
July 2020 – Current & May 2016-July 2018
• Input proper loan information into the system (Encompass) for processing.
• Manage a pipeline of 24+ files at a time.
• Responsible for ensuring that all loan documentation is complete and accurate and that it complies with Fannie Mae or Freddie Mac Guidelines by running it through Desktop Underwriter or LP.
• Verify loan information including income, credit, and assets for accuracy.
• Ordering the appraisal, title and insurance in completing the preparation of application for submittal to underwriting through the closing process.
• Meet crucial contract expirations by closing the loan app on or before date of contract.
• Perform any additional duties: Running reports; assist in pipeline management with my manager; and review files that are in line for a clear to close for accuracy in conditions and closing prep completed.
GRANT ACCOUNTANT II Absentee Shawnee Tribe of Oklahoma, January 2020 - June 2020
• Reconcile tribal credit cards
• Approve purchases and travel for multiple departments on grant programs
• Prepare monthly and quarterly reports required for the multiple grant programs.
• Complete monthly reports for the tribal financial office EXECUTIVE ASSISTANT FOR OFFICE OF SELF-GOVERNANCE Absentee Shawnee Tribe of Oklahoma,
September. 2019- January 2020
• Manage and maintain schedule for the office of Self-Governance
• Prepare invoices, reports, memos, letters, and other documents, using word processing, spreadsheets, database, or presentation software
• Open, sort, and distribute incoming correspondence, including faxes and email
• Perform general office duties such as ordering supplies and maintaining records
• Traveling, on occasion, with and/for the office of Self-Governance to various meetings
• Make travel arrangements for the office of Self-Governance PROPERTY ADMINISTRATOR Absentee Shawnee Tribe of Ok August 2019 - September 2019
• Manage all property documents for tribal owned properties (Leases, Insurance and Property taxes) to ensure accuracy.
• Coordinate calendars for our three daily rentals.
• Reviewed properties for any repairs needed and requested assistance in getting them completed.
• Create tribal leases and applications for property rentals and invoiced for monthly rentals.
EXECUTIVE ASSISTANT FOR OFFICE OF SELF-GOVERNANCE Absentee Shawnee Tribe of Ok
August 2018 - July 2019
• Manage and maintain Tribal Treasurer’s and CFO’s schedule.
• Create and implement community related activities for presentations, mail-outs and other related informational needs.
• Prepare invoices, reports, memos, letters, financial statements and other documents, using word processing, spreadsheets, database, or presentation software.
• Read and analyze incoming memos, submissions, and reports to determine their significance and plan their distribution.
• Open, sort, and distribute incoming correspondence, including faxes and email.
• Perform general office duties such as ordering supplies and maintaining records.
• Traveling, on occasion, with and/for the Tribal Treasurer to various meetings.
• Make travel arrangements for Tribal Treasurer.
• Perform other duties as assigned.
LOAN PROCESSOR NuHome Group, LLC,
February 2013 - April 2016
• Input proper loan information into the system (Calyx Point) for processing.
• Completed all disclosures to be sent to borrower in a timely manner.
• Responsible for ensuring that all loan documentation is complete, accurate, and complies with Fannie Mae or Freddie Mac Guidelines by running it through Desktop Originator or LP.
• Verify loan information including income, credit, and assets for its accuracy.
• Ordering the appraisal, title and insurance to complete the preparation of application for submittal.
• Meet crucial contract expiration to close loan on time.
• Perform any additional duties/activities assigned by management- Set-up file for Loan Officer’s and check income calculations for accuracy, assist in restructuring of loans as needed.
• Meet with clients to go over crucial loan documentation and disclosures if Loan Officer was unavailable.
SKILLS
REFERENCES AVAILABLE UPON REQUEST
Loan-Processing Experience - Strong Verbal and Personal Communication Skills - Organizational and Intrapersonal Skills - Paperless Loan Origination System Knowledge
(Encompass, Mortgage Machine, and Mortgage Cadence Calyx Point) - Bilingual
Contact this candidate