North America Third Party
Resume:
United Parcel Service
Building 3, Floor 3
Atlanta, GA 30328
BRIAN JOHNSON
APT 1
SCHENECTADY, NY 12308
Dear BRIAN JOHNSON :
Please be advised that First Advantage Background Services Corp is reporting public record information concerning you to:
UNITED PARCEL SERVICE
55 Glenlake Parkway
Building 3, Floor 3
Atlanta, GA 30328
The results of this search, a copy of which is enclosed, are confidential and will not be distributed to any other organization other than the one that originally requested it. The results are not an indication of an acceptance or rejection of your employment or service. A separate letter may be forthcoming from the organization that requested your report to indicate acceptance or rejection. If you have any questions, please call our Consumer Disclosure Center at 1-800-***-****. First Advantage, Consumer Disclosure Center
PO Box 105292
Atlanta, GA 30348
Sincerely,
First Advantage
Background Report
Background Report
Confidential
BRIAN LADON JOHNSON
XXX-XX-XXXX
CID - 267876056
UNITED PARCEL SERVICE
55 GLENLAKE PARKWAY NE
ATLANTA 30328
ATLANTA 30328
If you are a First Advantage
Consumer
Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the WEST COVINA EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.
For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.
General Consumer Information
Consumer's Name BRIAN LADON JOHNSON ORGANIZATION 9BC10DD1-AF41-40A3-8941- 78AB8EBE5D93
Client Name UNITED PARCEL SERVICE REQUESTORS EMAIL ad0owf@r.postjobfree.com The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 1418 UNION STREET
APT 1
SCHENECTADY, NY 12308
Date of Birth XX/XXX/XXXX
Other Names
Not Provided
Information Regarding this Order:
Position Applied For Date Ordered 27/Sep/2023 04:53:35 PM Background Check
Completion Date
10/Oct/2023 02:50:21 PM Report Last Updated
on
10/Oct/2023 02:50:21 PM
Date Report Printed 10/Oct/2023 02:50:40 PM
Self-Disclosed Criminal History
None
UDFS
Label Value
Mnemonic US - ALBANY GATEWAY (NYACO)
Region District 1021
Job Code T350 - Air Handler
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order
- please refer to the timestamp associated with each element. First Advantage Background Report Summary
Consumer's Name BRIAN LADON JOHNSON Date Ordered: 27/Sep/2023 04:53:35 PM Background Check
Completion Date:
10/Oct/2023 02:50:21 PM
Score Result 10/10/2023 - BASED ON YOUR CRITERIA, THE OVERALL CASE SCORE IS DECISIONAL
Package Name: STANDARD NPH
Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Pass
Former Employment Complete Yes**
Former Employment - RED ROOF ALBANY, NY Complete Yes** Decisional First Advantage National Criminal File Complete No First Advantage National Criminal File SCHENECTADY, SCHENECTADY, NY Complete No Eligible
Statewide Criminal Complete
New York Office Of Court Administration Complete No Eligible New York Office Of Court Administration Complete No Eligible Felony Including Misdemeanor Or Other Complete No
Felony Including Misdemeanor Or Other DALLAS,
DALLAS, TX Complete No Eligible
National Sex Offender Registry Complete No
National Sex Offender Registry Search - Department Of Justice Web Site Complete No Eligible
Additional Searches Ordered
NONE
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Employment And Education Date Gap Scan
Date Gap Scan
Start Date End Date Name Component
RED ROOF Former Employment
Asterisk dates are automatically calculated by the system. Back to top
Social Security Verification Status: Complete
Score: Pass
Date Completed: 27/Sep/2023
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
SSN State Issued SSN Year Issued 1977
Name Type Report Subject Name JOHNSON, BRIAN
Name Type Former Name Name BRIAN, BRIAN L
Name Type Former Name Name JOHNSON, BRIAN VALENCIA Addr Type Residence Address First Date 02/01/2007 Last 08/01/2007 Address 1301 E 6TH AVE
CORSICANA, TX 75110
Addr Type Former Address First Date 05/01/2007 Last 01/01/2008 Address 3106 E 6TH
CORSICANA, TX 75110
Addr Type Former Address First Date 09/01/2008 Last 07/01/2009 Address PO BOX 720164
DALLAS, TX 75372
Addr Type Former Address First Date 04/01/2008 Last 08/01/2010 Address 2108 N GARRETT AVE APT 204
DALLAS, TX 75206
Addr Type Former Address First Date 02/01/2010 Last 09/01/2010 Address 1411 STATE ST APT 3
SCHENECTADY, NY 12304
Addr Type Former Address First Date 09/01/2017 Last 09/01/2017 Address 3525 S POLK ST APT 207-2
DALLAS, TX 75224
Addr Type Former Address First Date 08/01/2016 Last 06/01/2018 Address 121 BOGDEN RD LOT 14
BROADALBIN, NY 12025
Addr Type Former Address First Date 10/01/2012 Last 11/01/2020 Address 428 MICHIGAN AVE
SCHENECTADY, NY 12303
Addr Type Former Address First Date 12/01/2018 Last 12/01/2021 Address 1537 BARTON HILL RD
DELANSON, NY 12053
Addr Type Former Address First Date 07/01/2022 Last 10/01/2022 Address 2475 BROOKSHIRE DR
NISKAYUNA, NY 12309
Addr Type Former Address First Date 12/01/2022 Last 12/01/2022 Address 642 4TH AVE APT 2
TROY, NY 12182
Employment Type ES
Employer Name RAMADA INN
Remarks and/or Social Security Alerts
09/27/23: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 09/27/23: AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE. 09/27/23: NO ALERTS RETURNED FROM SEARCH.
Order Process History
Date Description
27/Sep/2023 04:53:35 PM Search In Progress.
27/Sep/2023 04:53:36 PM Record Judged.
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Former Employment - RED ROOF ALBANY, NY Status: Complete Score: Decisional
Date Completed: 29/Sep/2023
Consideration Code Closed per client request
Company RED ROOF Line of Business
Address ALBANY, NY
Verified by First Advantage Provided by Consumer
Position
Employment Dates 06/Jun/2019 to 17/Aug/2023
Location
Source Information
Date Title Contact
Method(Telephone)
Contact
Method(Fax) Contact Method(Email)
29/Sep/2023
02:44:00 PM
CUSTOMER
SERVICE
EXECUTIVE
29/Sep/2023
02:46:00 PM TITLE REFUSED 518-***-**** ad0owf@r.postjobfree.com Remark
09/29/23: THIS COMPANY REQUIRES A SIGNED AUTHORIZATION FOR VERIFICATION, PER UPS, WE ARE DISCONTINUING OUR HANDLING.
Order Process History
Date Description
27/Sep/2023 04:53:35 PM Verification Request Received and/or Ready For Processing. 27/Sep/2023 04:53:35 PM Verification In Progress
28/Sep/2023 10:09:28 AM Verification Request Received and/or Ready For Processing. 28/Sep/2023 10:10:01 AM Verification Request Received and/or Ready For Processing. 28/Sep/2023 10:10:03 AM Verification In Progress.
29/Sep/2023 02:46:47 PM Call Completed (Referred To Another Source. Source Information Updated.) First Advantage Processing Will Continue. 29/Sep/2023 02:48:44 PM Client Request (Do Not Verify) 29/Sep/2023 03:34:06 PM Element Completed.
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First Advantage National Criminal File SCHENECTADY, SCHENECTADY, NY Status: Complete Score: Eligible
Date Completed: 27/Sep/2023
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Search Date of Search 09/27/2023
Address Covered 1418 UNION STREET
Address City Covered SCHENECTADY
Address County Covered SCHENECTADY
Address State Covered NY
Address Zip 12308
Given Name Searched BRIAN LADON JOHNSON
Order Process History
Date Description
27/Sep/2023 04:53:35 PM Record Ordered.
27/Sep/2023 05:00:51 PM Search In Progress.
27/Sep/2023 05:00:51 PM Record Judged.
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Statewide Criminal - New York Office Of Court Administration Status: Complete Score: Eligible
Date Completed: 28/Sep/2023
Record Source NEW YORK STATE OFFICE OF COURT ADMINISTRATION Search Results No Record Found
Search Type NEW YORK OFFICE OF COURT ADMINISTRATION SEARCH Date of Search 09/28/2023
Search Period 09/13/2016 - 09/13/2023
Location 25 BEAVER STREET ROOM 840 NEW YORK NEW YORK COUNTY Given Name Searched BRIAN LADON JOHNSON
Source Status History
Status Date Description
27/Sep/2023 04:54:39 PM Search in progress. Estimated completion by 09/29/2023 Remark
09/27/23: THIS SEARCH COVERED, BUT NOT LIMITED TO: 428 MICHIGAN AVE, SCHENECTADY, SCHENECTADY COUNTY, NY, 2475 BROOKSHIRE DR, NISKAYUNA, SCHENECTADY COUNTY, NY; 642 4TH AVE APT 2, TROY, RENSSELAER COUNTY, NY;
1537 BARTON HILL RD, DELANSON, SCHENECTADY COUNTY, NY; 121 BOGDEN RD LOT 14, BROADALBIN, FULTON COUNTY, NY; Order Process History
Date Description
27/Sep/2023 04:53:35 PM Search In Progress.
27/Sep/2023 04:53:38 PM Search In Progress.
28/Sep/2023 07:15:23 PM Record Judged.
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Statewide Criminal - New York Office Of Court Administration Status: Complete Score: Eligible
Date Completed: 30/Sep/2023
Record Source NEW YORK STATE OFFICE OF COURT ADMINISTRATION Search Results No Record Found
Search Type NEW YORK OFFICE OF COURT ADMINISTRATION SEARCH Date of Search 09/30/2023
Search Period 09/13/2016 - 09/13/2023
Location 25 BEAVER STREET ROOM 840 NEW YORK NEW YORK COUNTY Given Name Searched BRIAN LADON JOHNSON
Developed Name Searched BRIAN JOHNSON, BRIAN VALENCIA JOHNSON, BRIAN L BRIAN Source Status History
Status Date Description
29/Sep/2023 06:54:20 PM Additional handling required. Estimated completion by 10/06/2023 27/Sep/2023 04:54:39 PM Search in progress. Estimated completion by 09/29/2023 Remark
THIS SEARCH COVERED, BUT NOT LIMITED TO: 1418 UNION STREET, SCHENECTADY, SCHENECTADY COUNTY, NY, 12308;
Order Process History
Date Description
27/Sep/2023 04:53:35 PM Search In Progress.
27/Sep/2023 04:53:39 PM Search In Progress.
30/Sep/2023 06:03:41 AM Record Judged.
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Felony Including Misdemeanor Or Other DALLAS, DALLAS, TX Status: Complete Score: Eligible
Date Completed: 10/Oct/2023
Record Source DALLAS DISTRICT COURT-CRIMINAL
Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 10/10/2023
Search Period 09/13/2016 - 09/13/2023
Address Covered 3525 S POLK ST APT 207-2
Address City Covered DALLAS
Address County Covered DALLAS
Address State Covered TX
Location 133 N INDUSTRIAL BLVD DALLAS DALLAS COUNTY Given Name Searched BRIAN LADON JOHNSON
Source Status History
Status Date Description
29/Sep/2023 09:58:28 AM Additional handling required. Estimated completion by 10/10/2023 27/Sep/2023 04:54:39 PM Search in progress. Estimated completion by 10/06/2023 Order Process History
Date Description
27/Sep/2023 04:53:35 PM Search In Progress.
27/Sep/2023 04:53:38 PM Search In Progress.
10/Oct/2023 02:49:48 PM Record Judged.
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National Sex Offender Registry Search - Department Of Justice Web Site Status: Complete Score: Eligible
Date Completed: 28/Sep/2023
Record Source NATIONAL SEX OFFENDER REGISTRY
Search Results No Record Found
Search Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 09/28/2023
Search Period 09/13/2016 - 09/13/2023
Given Name Searched BRIAN LADON JOHNSON
Developed Name Searched BRIAN L BRIAN, BRIAN JOHNSON, BRIAN VALENCIA JOHNSON Source Status History
Status Date Description
27/Sep/2023 04:54:36 PM Search in progress. Estimated completion by 09/28/2023 Order Process History
Date Description
27/Sep/2023 04:53:35 PM Search In Progress.
27/Sep/2023 04:53:38 PM Search In Progress.
28/Sep/2023 01:53:51 PM Search In Progress.
28/Sep/2023 01:53:51 PM Record Judged.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-***-****.
The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their
affiliates.
b. Such affiliates that are not banks, savings
associations, or credit unions also should list, in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
b. Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations,
and federal branches and federal agencies of
foreign banks
b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and insured state branches of foreign
banks), commercial lending companies owned or
controlled by foreign banks, and organizations
operating under section 25 or 25A of the Federal
Reserve Act
c. Nonmember Insured Banks, Insured State
Branches of Foreign Banks, and insured state
savings associations
d. Federal Credit Unions
a. Office of the Comptroller of the Currency
Customer Assistance Group
P.O. Box 53570
Houston, TX 77052
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. Division of Depositor and Consumer Protection
National Center for Consumer and Depositor
Assistance
Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Assistant General Counsel for Office of Aviation Protection
Department of Transportation
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to Surface Transportation
Board
Office of Public Assistance, Governmental Affairs, and Compliance
Surface Transportation Board
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act, 1921
Nearest Packers and Stockyards Division Regional
Office
6. Small Business Investment Companies Associate Administrator, Office of Capital Access United States Small Business Administration
409 Third Street SW, Suite 8200
Washington, DC 20416
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington, DC 20549
8. Institutions that are members of the Farm Credit System
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other
Creditors Not Listed Above
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
NEW YORK SECURITY FREEZE NOTICE
(q) (1) Any time a consumer credit reporting agency is required to send a summary of rights required under 15 U.S.C. section 1681g, to a consumer residing in this state the following notice shall be included with such summary of rights:
"NEW YORK CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE. YOU HAVE A RIGHT TO PLACE A "SECURITY FREEZE" ON YOUR CREDIT REPORT, WHICH WILL PROHIBIT A CONSUMER CREDIT REPORTING AGENCY FROM RELEASING INFORMATION IN YOUR CREDIT REPORT WITHOUT YOUR EXPRESS AUTHORIZATION. A CONSUMER CREDIT REPORTING AGENCY IS PROHIBITED FROM CHARGING YOU A FEE FOR THE PLACEMENT, REMOVAL, OR TEMPORARY LIFT OF A SECURITY FREEZE, OR THE ISSUANCE OF A REPLACEMENT PERSONAL IDENTIFICATION NUMBER (PIN) OR PASSWORD IN THE EVENT THAT YOU FAIL TO RETAIN THE ORIGINAL PIN OR PASSWORD PRVIDED TO YOU BY SUCH CONSUMER CREDIT REPORTING AGENCY.
A SECURITY FREEZE MUST BE REQUESTED IN WRITING DELIVERY CONFIRMATION REQUESTED OR VIA TELEPHONE, SECURE ELECTRONIC MEANS, OR OTHER METHODS DEVELOPED BY THE CONSUMER CREDIT REPORTING AGENCY.
THE SECURITY FREEZE IS DESIGNED TO PREVENT CREDIT, LOANS, AND SERVICES FROM BEING APPROVED IN YOUR NAME WITHOUT YOUR CONSENT. HOWEVER, YOU SHOULD BE AWARE THAT USING A SECURITY FREEZE TO TAKE CONTROL OVER WHO GETS ACCESS TO THE PERSONAL AND FINANCIAL INFORMATION IN YOUR CREDIT REPORT MAY DELAY, INTERFERE WITH, OR PROHIBIT THE TIMELY APPROVAL OF ANY SUBSEQUENT REQUEST OR APPLICATION YOU MAKE REGARDING A NEW LOAN, CREDIT, MORTGAGE, GOVERNMENT SERVICES OR PAYMENTS, INSURANCE, RENTAL HOUSING, EMPLOYMENT, INVESTMENT, LICENSE, CELLULAR PHONE, UTILITIES, DIGITAL SIGNATURE, INTERNET CREDIT CARD TRANSACTION, OR OTHER SERVICES, INCLUDING AN EXTENSION OF CREDIT AT POINT OF SALE. WHEN YOU PLACE A SECURITY FREEZE ON YOUR CREDIT REPORT, YOU WILL BE PROVIDED A PERSONAL IDENTIFICATION NUMBER OR PASSWORD TO USE IF YOU CHOOSE TO REMOVE THE FREEZE ON YOUR CREDIT REPORT OR AUTHORIZE THE RELEASE OF YOUR CREDIT REPORT TO A SPECIFIC PARTY OR FOR A PERIOD OF TIME AFTER THE FREEZE IS IN PLACE. TO PROVIDE THAT AUTHORIZATION YOU MUST CONTACT THE CONSUMER CREDIT REPORTING AGENCY AND PROVIDE ALL OF THE FOLLOWING:
(1) THE PERSONAL IDENTIFICATION NUMBER OR PASSWORD;
(2) PROPER IDENTIFICATION TO VERIFY YOUR IDENTITY;
(3) THE PROPER INFORMATION REGARDING THE PARTY OR PARTIES WHO ARE TO RECEIVE THE CREDIT REPORT OR THE PERIOD OF TIME FOR WHICH THE REPORT SHALL BE AVAILABLE TO USERS OF THE CREDIT REPORT.
A CONSUMER CREDIT REPORTING AGENCY MUST AUTHORIZE THE RELEASE OF YOUR CREDIT REPORT NO LATER THAN THREE BUSINESS DAYS AFTER RECEIVING THE ABOVE INFORMATION. EFFECTIVE SEPTEMBER FIRST, TWO THOUSAND NINE, A CONSUMER CREDIT REPORTING AGENCY THAT RECEIVES A REQUEST VIA TELEPHONE OR SECURE ELECTRONIC METHOD SHALL RELEASE A CONSUMER'S CREDIT REPORT WITHIN FIFTEEN MINUTES WHEN THE REQUEST IS RECEIVED. A SECURITY FREEZE DOES NOT APPLY TO CIRCUMSTANCES IN WHICH YOU HAVE AN EXISTING ACCOUNT RELATIONSHIP AND A COPY OF YOUR REPORT IS REQUESTED BY YOUR EXISTING CREDITOR OR ITS AGENTS OR AFFILIATES FOR CERTAIN TYPES OF ACCOUNT REVIEW, COLLECTION, FRAUD CONTROL OR SIMILAR ACTIVITIES.
IF YOU ARE ACTIVELY SEEKING CREDIT, YOU SHOULD UNDERSTAND THAT THE PROCEDURES INVOLVED IN LIFTING A SECURITY FREEZE MAY SLOW YOUR APPLICATION FOR CREDIT. YOU SHOULD PLAN AHEAD AND LIFT A FREEZE, EITHER COMPLETELY IF YOU ARE SHOPPING AROUND, OR SPECIFICALLY FOR A CERTAIN CREDITOR, BEFORE APPLYING FOR NEW CREDIT.
WHEN SEEKING CREDIT OR PURSUING ANOTHER TRANSACTION REQUIRING ACCESS TO YOUR CREDIT REPORT, IT IS NOT NECESSARY TO RELINQUISH YOUR PIN OR PASSWORD TO THE CREDITOR OR BUSINESS; YOU CAN CONTACT THE CONSUMER CREDIT REPORTING AGENCY DIRECTLY. IF YOU CHOOSE TO GIVE OUT YOUR PIN OR PASSWORD TO THE CREDITOR OR BUSINESS, IT IS RECOMMENDED THAT YOU OBTAIN A NEW PIN OR PASSWORD FROM THE CONSUMER CREDIT REPORTING AGENCY."
NEW YORK CORRECTION LAW
ARTICLE 23-A
LICENSURE AND EMPLOYMENT OF PERSONS
PREVIOUSLY CONVICTED OF ONE OR MORE CRIMINAL OFFENSES SS 750. Definitions. For the purposes of this article, the following terms shall have the following meanings:
(1) "Public agency" means the state or any local
Contact this candidate