Post Closing Bank Branch

Tenisha Whitlock’s Resume Pg. *

Tenisha M. Whitlock

Mobile: 949-***-**** • Email ad0k9y@r.postjobfree.com

OBJECTIVE

To obtain a position in a professional office environment where my skills are valued and can benefit the organization PROFILE

Experienced and knowledge in Finance/Mortgage industry to be an asset to this organization for its betterment brining my Energetic, ambitious, personality and results-oriented Operations Specialist. With over 10 years’ experience managing and leading all aspects of the loan funding, document drawing and training compliance processes and procedures that goes above and beyond to exceed expectations. With strength, and abilities of an aggressive quick learner, and abilities to working under pressure and maintaining the highest level of compliance. One who has worked in an industry performing duties that demand the highest ethical conduct, with flexibility, collaboration, accountability, and critical analysis following applicable policies and guidelines. One who practices Exceptional interpersonal, communication, and time management skills with ability to adapt quickly to change. EXPERIENCE

Mortgage Closer May 2022 – December 2022

Fairway Lending Irvine, CA

Oversaw the doc drawing and funding processes for FHV, VA, DPA, Prime, Subprime loans from inception to completion to include but not limited to: creating and drawing loan documents, issuing conditions as necessary and clearing the underwriting for closing; auditing appraisals, title reports and escrow instructions with accuracy; and reconcile all closing disclosures against the settlement agents and settlement statements.

Successfully managed a high volume of funding 10+ files on a daily basis totally over $100 million in consumer mortgage loans for purchase and refinances.

Ensured LOS data integrity to validate and prepared Conventional and Government loan documents for wet and dry states.

Built partnerships and ensured effective and accurate lines of business communications with operations, sales, 3rd party vendors regarding doc and funding status and process. Mortgage Doc Draw May 2021 – April 2022

Summit Funding Irvine, CA

Partnered with Realtors and Bank Branch Representatives to create, review and complete change of circumstance for purchase contracts for more than 25 different specialized government and city wide housing programs to ensure document accuracy prior to submitting documents.

Cleared all prior to closing conditions for purchase contracts, ensure LP and DU alignment, reviewed title and appraisal reports, and generated final documents prior to funding for buyers to sign.

Complied with RESPA rules and regulations, and maintained a working knowledge and understanding of the Consumer Lending Standard Operating Procedures and Policies. Mortgage Doc Drawer May 2019 – April 2021

Orion Lending Irvine, CA

Partnered with Brokers, Title and Escrow companies to support Orion’s compliance for executing the loan closing process and procedures from beginning to end.

Managed a daily pipeline of 15+ complex consumer mortgage loan programs mainly for the state of Texas.

Successfully led department wide Encompass System for compliance of mavent alerts and/or failures to ensure clearance of document accuracy to achieve hard stop deadlines. Mortgage Compliance and Trainer October 2017 - May 2019 AmeriHomes Irvine, CA

Managed site wide closing department consisting of 45+ employees to support business operations of closing and funding consumer mortgages loans totaling over $200mil monthly. Managed daily compliance reporting, audits and root cause analyst to resolve compliance and funding issues. Tenisha Whitlock’s Resume Pg. 2

Responsible for training new and junior funders/doc drawers on the complete life cycle of funding and closing loans to include but not limited to: disclosers, change of circumstances, doc drawing, funding, and post-closing.

Drove department wide process and procedural documentation and process improvement. In addition to educating partners and employees on the standard and new process. Funder July 2016 – July 2017

JMAC Irvine, CA

Audited a pipeline of closing files of 10+ on a daily basis to prepare files for funding. Process included the full cycle of funding of reviewing title reports for endorsements and lien clearances, ensuring proper vesting, reconciling HUD settlement statements with escrows funds receipts, and processing wiring funds to appropriate parties to secure mortgage consumer loans.

Supported system implementation of paperless auditing processes and procedures for the company. Assisted management with development of training and lead training activities for employee development of new paperless system and process.

Conducted month end post-closing quality control audits for loans sold to the secondary market. Cleared and resolve all 3rd party post-closing requirements for compliance purposes. Doc Drawer

Rushmore Home Loans July 2011 – January 2014

Prepared, maintained, and audit files for: check figures, postings, and documents for accuracy; distributed financial and accounting reports; reconciled billing, invoices, and account statements according to company procedures; reviewed and resolved past due accounts and vendor invoices.

Held accountable for the fine-tuning of the final details of a loan for funding. Ensured all closing documents are in order and the mortgage funds make it to the correct parties. Assisted Compliance with Post-Close Audits. Training of team members.

EDUCATION

Associate of Arts in General Studies

Orange Coast College

AUDITING FUNDING CUSTOMER SERVICE LEADERSHIP QC COMPLIANCE - CFPB TRID ACCOUNTING RELATIONSHIP BUILDING COLLOBRATION PROBLEM SOLVING SKILLS RESPA MORTGAGE SYSTEMS (Candence/EcCompass/DocMagic/Velocity/Lending QBs/LPS Desktop)

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