LaTrease A. Price-Gistard Missouri City, TX

832-***-****

ad0j8r@r.postjobfree.com

Work Experience

KBHS Home Loans January 2021 to December 2022

Loan Officer

Manage and analyze multi million dollar new construction loan pipeline within intercompany and regulatory lending guidelines to ensure viability via borrower credit analysis and loan structuring. Serve as a liaison between construction management, sales partners, realtors and borrowers to assist with maintaining buyer relationships, problem solving and ensure a fluid closing. Establish and distribute financial and business intelligence reports weekly, monthly, quarterly, annual and on an ad hoc basis detailing loan profitability and strategic forecasting. Conduct marketing campaigns with sales partners to educate and drive prospective buyers, real estate brokers and realtors to the KB Home communities and maintain client databases. Closed over $25 million in loans during my tenure.

Motto Mortgage Prestige October 2020 to January 2021 Mortgage Loan Originator

Establish and maintain loan origination for single and multi-family property portfolios within established intercompany guidelines and expectations. Maintain relationships with various wholesale and institutional lenders to ensure client success and anti-steering regulatory compliance. Market to and educate prospects on various loan products and programs to encourage home ownership while maintaining a lead database. Closed $750 thousand in loans during my tenure.

Sun West Mortgage Company, Inc June 2019 to September 2020 Associate Loan Officer

Establish and maintain relationships with real estate colleagues to educate and share social responsibility about real estate investment processes via conducting classes and open houses with real estate agents. Originate and analyze residential and multi-family real estate loans to determine program qualification and feasibility within loan origination software. Including, obtaining applicants via marketing campaigns in various marketing outlets. Additional duties included, but were not limited to, helping with order outs such as employment verification, home-owner insurance verification, co-ordinate survey, title commitments and appraisal orders. Closed $3 million in loans during my tenure.

Cardinal Financial March 2019 to June 2019 Mortgage Loan Originator

Maintain loan origination for single and multi-family property portfolio within origination software to ensure compliance and loan process efficiency. Market to and encourage prospects to become homeowners via open houses, classes and networking events. Maintain a lead database consisting of real estate agents and prospects via various CRM platforms. Tenure ended when the entire team moved to Sun West Mortgage Company.

Diversified Home Mortgage April 2018 to March 2019

Mortgage Loan Originator

Attend educational, marketing and networking events to establish prospects and client databases. Maintain loan origination for single and multi-family property portfolios within origination software to ensure compliance and loan process efficiency.

Maxxim Automotive January 2013 to December 2019 Owner-Finance Manager

Managed daily operations with a primary focus on obtaining financing for prime and subprime customers via various third party financial institutions within Texas OCCC and TX Department of Motor Vehicles regulations. Including but not limited to credit quality analysis and transaction settlements, while managing and maintaining inventory portfolio within cost basis restrictions. Managed marketing campaigns of recent model vehicles via various marketing strategies including but not limited to social media, direct mailing, social networking and email blasting. Closed and financed over $1 million of auto loans per year.

Central United Life insurance Company November 2007 to January 2013 Financial Analyst

Reported to and worked directly with the Chief Financial Officer, along with the Controller and Director of Investments, to produce and publish NAIC regulatory reports, quarterly and annual statements within official deadlines, as well as other internal fundamental financial reports. Analyzed and maintained portfolios via conducting instrument valuation, monitoring and execution of corporate actions, monitoring income, earnings and credit ratings release and trade settlement and report trends to Chief Financial Officer and Director of Investments. Performed system maintenance via working directly with IT and system consultants to ensure proper report production, data integrity and regulatory compliance within accounting systems.

MILITARY EXPERIENCE

US Air Force Reserves (July 1991-November1998)

Staff Sergeant Rank-Pharmacy Technician: Managed and trained team of pharmacy technicians on proper medication and prescription handling according to military pharmacy regulations. Awards: National Defense Service Medal and Air Force Longevity Service Award for time in service and overall contributions.

COMMUNITY SERVICE

Fort Bend Family Promise Board of Directors (September 2019 – May 2022)

Lead Chair for Marketing Board Subcommittee (non-profit): Developed an executed marketing plans, campaigns and strategies to promote the mission and vision of Fort Bend Family Promise via social media, media outlets, press release kits and print materials. Implemented fundraising events and coordinated with the subcommittee to raise awareness of homelessness in Fort Bend County and developed messaging and branding.

EDUCATION

February 2006

University of Phoenix Bachelor of Science in Business Management– Finance

CERTIFICATION

The George Foundation and The Fort Bend Chamber of Commerce - Excellence for Nonprofit Leadership

LICENSES

Texas SML Mortgage Loan Originator License

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