JAMES B. SOUTHWORTH PAGE *

James Bradford Southworth

*** ***** *** **

Stamping Ground, KY 40379

Cell: 859-***-****

ad0gxt@r.postjobfree.com

Profile

Internal Auditor/Risk Management/Accountant professional with more than 4 years of experience in public accounting and 12 years in financial institutions (15+ years of related accounting/auditing experience); specializing in the supervision of financial statement audits

(both internal and external).

Objective

To utilize those skills learned and experience from public accounting and financial institutions to assist an organization with sound internal audit practices. Experience

University of Kentucky Federal Credit Union

1730 Alysheba Way, Lexington, KY 40509

4th largest credit union in Kentucky with approximately $1.2B in assets Director of Risk Management Jan 2019 – Present

• Manage a Department of twenty-four employees, including myself

• Responsible for the day to day administration of the Risk Management Department including; regulatory compliance, vendor management, security, information security, internal audit, BSA, quality assurance, and collections

• Coordinate audit schedule and audit plan with our co-sourced internal audit provider

• Coordinate and work closely with the NCUA regulators on examinations

• Coordinate and work closely with external audit firm for the annual financial statement audit

• Review and recommend insurance coverage amounts on all credit union insurance policies (including Bond, D&O, P&C, etc.)

• Coordinate with Senior management on process improvement recommendations

• Create, update, implement, and review all credit union risk assessments annually

• Coordinate and create monthly Supervisory Committee agenda for the credit union

• Assisted and completed monthly collections reports for the monthly ALLL calculation

• Served (and completed) as the backup ALLL preparer for the credit union

• Implemented the compliance management system for the credit union

• Implemented vendor management practices for the credit union

• Implemented annual access reviews for the credit union (network, core, vendor, etc.)

• With the assistance of the Information Security Officer, implemented the business continuity plan for the credit union

• Implemented follow up audit process for the credit union

• Implemented the annual training plan for the credit union

• Working with Security Officer, interviewed, installed, and implemented new access control system credit union wide

• Working with Security Officer, interviewed, installed, and implemented new security cameras across all locations of the credit union

• Represented the credit union at vehicle auctions and negotiated prices for repossessed vehicles

• Implemented new quality assurance metrics and checklists to capture consumer lending JAMES B. SOUTHWORTH PAGE 2

compliance risks

• Implemented monthly internal discrepancy reporting within the quality assurance group to allow for staff remediation training as needed

• Implemented credit union wide management response criteria to improve audit communication process

• With the assistance of the Compliance team, implemented new regulations as needed and updated risk assessments accordingly

• Assisted Senior Management with site selections for new branch locations while evaluating selected contractors

Farmers Capital Bank Corporation, Frankfort, KY

202 West Main Street Frankfort, KY 40602

Kentucky community bank acquired by Wesbanco in 2019 Senior Vice President, Chief Internal Auditor 2015 – Dec 2018 Vice President, Internal Audit 2014 – 2015

Assistant Vice President, Internal Audit 2012 – 2014 Auditor II 2010 – 2012

• Manage a Department of six to eight auditors including myself

• Responsible for the day to day administration of the Internal Audit Department

• Coordinate audit schedule and audit plan in accordance with the Audit Policy

• Plan, budget, and supervise loan review and compliance audits.

• Plan, budget, and supervise quarterly internal controls testing

• Plan, budget, and supervise Trust Department audits

• Plan, budget, and supervise our Corporations data processing company’s audits.

• Created, implemented, and assisted in the consolidation of four bank charters to one

• Worked closely with FRB and FDIC regulators on examinations

• Reviewed targeted appraisals within the Corporation for reasonableness and compliance with applicable laws and regulations (to include USPAP compliance)

• Assess the adequacy of the Allowance for Loan Loss on a quarterly basis

• Review the assumptions used in determining the impairment of problem loans for reasonableness on a quarterly basis

• Review the adequacy of affiliate ASC 310 analyses, TDR calculations, and any applicable valuations

• Implemented backtesting procedures as part of FCBC’s Asset Liability Management practices

• Responsible for annual updating of compliance audit programs to ensure compliance regulatory changes

• Assess the adequacy of Internal Audit’s internally prepared risk assessment

• Assist our Corporation’s banks in matters involving Regulatory Agencies

• Assist our External Audit firm, BKD, with all 10K and 10Q filings

• Quarterly reporting responsibilities to Corporate/Bank Audit Committees (or equivalent)

• Conducted fraud investigations in response to employee wrongdoing

• Implementation and continued maintenance of electronic work papers for Internal Audit Dean Dorton Ford PSC, Lexington, KY

106 W Vine Street Lexington, KY 40507

Kentucky based CPA firm

Specialist in Accounting and Compliance Services 2007 – 2010

• Planned, budgeted, and supervised financial statement audit engagements of Financial Institutions and various other industries.

JAMES B. SOUTHWORTH PAGE 3

Kentucky Army National Guard, Frankfort, KY

Department of Defense

Assistant Platoon Leader/Squad Leader Dec 2000 – Dec 2008

• Nominated for Non Commissioned Officer of the Year ‘05

• Veteran of Operation Enduring Freedom

• Graduate of Primary Leadership Development Course Education

Eastern Kentucky University, Richmond, KY

• Bachelor of Business Administration in Accounting May 2007 Deposit Operations School, Topeka, KS May 2009

Kentucky Banker’s Association General Banking School, Georgetown, KY June 2011 Leadership Scott County Program April 2012

Graduate School of Banking at Louisiana State University

• Graduate June 2014

• Bank Management Simulation winner

Farmers Capital Bank Corporation Leadership Development Program November 2014 Computer Skills

Jack Henry Symitar, FiServ Navigator, Director Client, Accounting/Audit/Tax software; including Prosystem fx Engagement, Prosystem fx Tax, Caseware, Caseview, Citrix, Lotus Notes, Great Plains/Dynamics, Quickbooks, and Peachtree.

Microsoft Office Applications (Excel, Word, Powerpoint, and Outlook) Adobe Acrobat

Smartsheets

Ncontracts (NRisk, NComply, NTrupoint)

References available upon request

Contact this candidate