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North America Third Party

Location:
Monaca, PA
Salary:
17
Posted:
October 14, 2023

Contact this candidate

Resume:

First Advantage

P. O. Box *****

Indianapolis, IN 46209-1002

**/**/****

ELIZABETH RENO

*** ********* ****

MONACA, PA 15061

Dear ELIZABETH RENO :

Pursuant to your request, attached is a copy of your Consumer Report that was requested by: FEDEX GROUND HR PH PDX

1000 FEDEX DR

.

MOON TOWNSHIP,PA,15108-9373

The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.

The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with First Advantage Background Services Corp by contacting: First Advantage, Consumer Disclosure Center

PO Box 105292

Atlanta, GA 30348

1-800-***-****

Sincerely,

First Advantage

Enclosures: Copy of Consumer Report

Summary of Your Rights under the Fair Credit Reporting Act Background Report

Confidential

ELIZABETH RENO

XXX-XX-XXXX

CID - 268803542

FEDEX GROUND HR PH PDX

1000 FEDEX DR

.

MOON TOWNSHIP, PA 15108-9373

If you are a First Advantage

Consumer

Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)

+1-971-***-**** Toll Number (outside the U.S.)

Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the CHARLOTTE EMPLOYMENT SERVICE CENTER at:

800-***-**** (outside North America +1-971-***-****) Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.

For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.

For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.

General Consumer Information

Consumer's Name ELIZABETH RENO LOCATION LOC_FXG-US/P153 Client Name FEDEX GROUND HR PH

PDX

OPCO FEDEXGROUND

The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 686 FRANKFORT ROAD

MONACA, PA 15061

Date of Birth XX/XXX/XXXX

Consumer Contact 412-***-**** Consumer Alternate

Contact

Other Names

Not Provided

Information Regarding this Order:

Position Applied For P25-7035-2 Date Ordered 06/Oct/2023 01:51:29 PM Background Check

Completion Date

10/Oct/2023 05:21:06 AM Report Last Updated

on

10/Oct/2023 05:21:06 AM

Date Report Printed 10/Oct/2023 05:21:27 AM

Self-Disclosed Criminal History

None

Candidate Reference Number

Label Value

Candidate Reference Number 720***********

All timestamps represent US Eastern Time

Note that different elements were searched and completed at different times from the start of the order

- please refer to the timestamp associated with each element. First Advantage Background Report Summary

Consumer's Name ELIZABETH RENO Date Ordered: 06/Oct/2023 01:51:29 PM Background Check

Completion Date:

10/Oct/2023 05:21:06 AM

Score Result NSSS mismatch

Package Name: PACKAGE HANDLER PRE-EMP - PO

Package Searches Ordered Status Review Score

Social Security Verification Complete No

Social Security Verification Complete No Eligible

First Advantage National Criminal File Complete Yes** First Advantage National Criminal File MONACA,

BEAVER, PA Complete Yes**

IA required

(DO NOT

USE)**

County Seat Felony, Misdemeanor Or Other Complete No County Seat Felony, Misdemeanor Or Other MONACA,

BEAVER, PA Complete No Eligible

Global Sanction Search Complete No

First Advantage Global Sanction Search Complete No Eligible Additional Searches Ordered

NONE

* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.

** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.

*** This product has been blocked from delivery due to compliance related restrictions.

Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Back to top

Social Security Verification Status: Complete

Score: Eligible

Date Completed: 08/Oct/2023

The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information

SSN XXX-XX-XXXX DOB XX/XXX/XXXX

SSN State Issued SSN Year Issued 1989

Name Type Report Subject Name RENO, ELIZABETH

Addr Type Residence Address First Date 03/01/2009 Last 03/01/2009 Address 330 W RIVERVIEW AVE

PITTSBURGH, PA 15202

Addr Type Former Address First Date 01/01/2006 Last 01/01/2006 Address 8006 EHREN CUTOFF

LAND O LAKES, FL 34639

Addr Type Former Address First Date 02/01/2010 Last 02/01/2010 Address 412 N 5TH ST

CLAIRTON, PA 15025

Addr Type Former Address First Date 03/01/2010 Last 03/01/2010 Address 3201 SACRAMENTO AVE

PITTSBURGH, PA 15204

Addr Type Former Address First Date 04/01/2010 Last 04/01/2010 Address PITTSBURGH PA

PITTSBURGH, PA 15204

Addr Type Former Address First Date 10/01/2010 Last 10/01/2010 Address 721 ROUTE 30 UNIT 4

IMPERIAL, PA 15126

Addr Type Former Address First Date 04/01/2011 Last 04/01/2011 Address 3101 SACRAMENTO AVE

PITTSBURGH, PA 15204

Addr Type Former Address First Date 07/01/2013 Last 07/01/2013 Address MR 2000 WEST POINTE DR

PITTSBURGH, PA 15205

Addr Type Former Address First Date 09/01/2015 Last 09/01/2015 Address 525 WOODWARD AVE

MC KEES ROCKS, PA 15136

Addr Type Former Address First Date 02/01/2020 Last 03/01/2020 Address 334 OAK ST

PITTSBURGH, PA 15236

Addr Type Former Address First Date 07/01/2023 Last 07/01/2023 Address 951 1ST AVE APT 810

CORAOPOLIS, PA 15108

Remarks and/or Social Security Alerts

10/06/23: SOCIAL SECURITY NUMBER REPORTED MORE FREQUENTLY FOR ANOTHER CONSUMER. AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE. Order Process History

Date Description

06/Oct/2023 01:51:29 PM Progressive Order Hold.

06/Oct/2023 01:51:29 PM Search In Progress.

06/Oct/2023 01:51:30 PM Search In Progress.

07/Oct/2023 10:08:00 AM Emailed Candidate Requesting Additional Information: Delay Possible.,

[A copy of your Social Security Card is required to proceed.] 07/Oct/2023 06:20:47 PM Requested Additional Information - Received From Candidate 08/Oct/2023 10:40:49 PM Record Judged.

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First Advantage National Criminal File MONACA,

BEAVER, PA

Status: Complete

Score: IA required (DO NOT USE)**

Date Completed: 10/Oct/2023

Record Source ALLEGHENY COURT OF COMMON PLEAS-CRIMINAL Search Results Record Found

Search Type First Advantage National Criminal File Search Date of Search 10/09/2023

Search Period 09/25/2016 - 09/25/2023

Address Covered 686 FRANKFORT ROAD

Address City Covered MONACA

Address County Covered BEAVER

Address State Covered PA

Address Zip 15061

Location COURT OF COMMON PLEAS-CRIMINAL GRANT ST, RM 114 COURTHOUSE PITTSBURGH ALLEGHENY COUNTY

Given Name Searched ELIZABETH RENO

Case Reference # CP02CR00109662016

Case Date 15/Sep/2016

Name on File ELIZABETH JOY RENO

Address on File PITTSBURGH, PA

DoB on File XX/XX/XXXX

Charge PROMOTE PROSTITUTION INMATE IN HOUSE OF PROSTITUTION/BUSINESS Charge Type MISDEMEANOR

Disposition GUILTY

Disposition Date 15/Sep/2016

Sentence PROBATION 12 MONTHS; RESENTENCED ON 03/19/2018; CONFINEMENT 6 - 12 MONTHS; CREDIT TIME SERVED 170 DAYS; FINE AND COSTS 1687.56 Case Reference # CP02CR00140102018

Case Date 19/Nov/2018

Name on File ELIZABETH RENO

Address on File PITTSBURGH, PA

DoB on File XX/XX/XXXX

Charge INTENTIONAL POSSESSION OF A CONTROLLED SUBSTANCE BY PERSON NOT REGISTERED

Charge Type MISDEMEANOR

Disposition GUILTY

Disposition Date 23/Apr/2019

Sentence CONFINEMENT 6 -12 MONTHS; CREDIT TIME SERVED 174 DAYS; PROBATION 6 MONTHS; FINE AND COSTS 1949.36

Charge RESIST ARREST/OTHER LAW ENFORCEMENT

Charge Type MISDEMEANOR

Disposition GUILTY

Disposition Date 23/Apr/2019

Sentence PROBATION 6 MONTHS; FINE AND COSTS 1949.36 Source Status History

Status Date Description

09/Oct/2023 01:21:21 AM Search in progress. Estimated completion by 10/11/2023 Order Process History

Date Description

06/Oct/2023 01:51:29 PM Progressive Order Hold.

08/Oct/2023 10:40:50 PM Record Ordered.

08/Oct/2023 10:45:20 PM Search In Progress.

09/Oct/2023 01:09:55 AM Research Required -- First Advantage Research In Progress -- Delay Possible.

10/Oct/2023 03:06:06 AM Record Judged.

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County Seat Felony, Misdemeanor Or Other MONACA, BEAVER, PA Status: Complete Score: Eligible

Date Completed: 09/Oct/2023

Record Source BEAVER COURT OF COMMON PLEAS-CRIMINAL Search Results No Record Found

Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX

Date of Search 10/09/2023

Search Period 09/25/2013 - 09/25/2023

Address Covered 686 FRANKFORT ROAD

Address City Covered MONACA

Address County Covered BEAVER

Address State Covered PA

Address Zip 15061

Location BEAVER COUNTY COURTHOUSE, 3RD ST BEAVER BEAVER COUNTY Given Name Searched ELIZABETH RENO

Developed Name Searched ELIZABETH RENO

Source Status History

Status Date Description

09/Oct/2023 03:55:33 AM Search in progress. Estimated completion by 10/11/2023 Order Process History

Date Description

06/Oct/2023 01:51:29 PM Progressive Order Hold.

08/Oct/2023 10:40:50 PM Search In Progress.

09/Oct/2023 03:55:13 AM Search In Progress.

09/Oct/2023 04:05:27 AM Record Judged.

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First Advantage Global Sanction Search Status: Complete Score: Eligible

Score: Eligible

Date Completed: 09/Oct/2023

Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record Found

Search Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 10/09/2023

Search Period 09/25/2016 - 10/06/2023

Location CONCOURSE PKWY ATLANTA FULTON COUNTY

Given Name Searched ELIZABETH RENO

Developed Name Searched ELIZABETH RENO

Source Status History

Status Date Description

09/Oct/2023 03:55:33 AM Search in progress. Estimated completion by 10/11/2023 Order Process History

Date Description

06/Oct/2023 01:51:29 PM Progressive Order Hold.

08/Oct/2023 10:40:50 PM Search In Progress.

09/Oct/2023 03:55:13 AM Search In Progress.

09/Oct/2023 04:05:27 AM Search In Progress.

09/Oct/2023 04:05:27 AM Record Judged.

Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.

You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;

you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;

you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.

You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-***-****.

The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:

TYPE OF BUSINESS: CONTACT

1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their

affiliates.

b. Such affiliates that are not banks, savings

associations, or credit unions also should list, in addition to the CFPB:

a. Consumer Financial Protection Bureau

1700 G Street NW

Washington, DC 20552

b. Federal Trade Commission

Consumer Response Center

600 Pennsylvania Avenue NW

Washington, DC 20580

877-***-****

2. To the extent not included in item 1 above:

a. National banks, federal savings associations,

and federal branches and federal agencies of

foreign banks

b. State member banks, branches and agencies of

foreign banks (other than federal branches, federal agencies, and insured state branches of foreign

banks), commercial lending companies owned or

controlled by foreign banks, and organizations

operating under section 25 or 25A of the Federal

Reserve Act

c. Nonmember Insured Banks, Insured State

Branches of Foreign Banks, and insured state

savings associations

d. Federal Credit Unions

a. Office of the Comptroller of the Currency

Customer Assistance Group

P.O. Box 53570

Houston, TX 77052

b. Federal Reserve Consumer Help Center

P.O. Box 1200

Minneapolis, MN 55480

c. Division of Depositor and Consumer Protection

National Center for Consumer and Depositor

Assistance

Federal Deposit Insurance Corporation

1100 Walnut Street, Box #11

Kansas City, MO 64106

d. National Credit Union Administration

Office of Consumer Financial Protection

1775 Duke Street

Alexandria, VA 22314

3. Air carriers Assistant General Counsel for Office of Aviation Protection

Department of Transportation

1200 New Jersey Avenue SE

Washington, DC 20590

4. Creditors Subject to Surface Transportation

Board

Office of Public Assistance, Governmental Affairs, and Compliance

Surface Transportation Board

395 E Street SW

Washington, DC 20423

5. Creditors Subject to Packers and Stockyards Act, 1921

Nearest Packers and Stockyards Division Regional

Office

6. Small Business Investment Companies Associate Administrator, Office of Capital Access United States Small Business Administration

409 Third Street SW, Suite 8200

Washington, DC 20416

7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE

Washington, DC 20549

8. Institutions that are members of the Farm Credit System

Farm Credit Administration

1501 Farm Credit Drive

McLean, VA 22102-5090

9. Retailers, Finance Companies, and All Other

Creditors Not Listed Above

Federal Trade Commission

Consumer Response Center

600 Pennsylvania Avenue NW

Washington, DC 20580

877-***-****

Pennsylvania Security Freeze Notice

73 P.S. 45, § 2503. Security freeze

(a) Request for freeze.--

(1) A consumer may elect to place a security freeze on his consumer report by providing proper identification to a consumer reporting agency. The consumer may make the request directly to a consumer reporting agency:

(i) by certified mail using an address designated by the consumer reporting agency; or

(ii) through a secure Internet connection if the connection is made available by the consumer reporting agency.

(2) Each consumer reporting agency covered by this act shall have a toll-free telephone number available to allow a consumer to receive information about how to request a security freeze, which the consumer must return by certified mail.

(3) A consumer reporting agency shall place a security freeze on a consumer report no later than five business days after receiving a request for the security freeze from the consumer.

(4) The following entities are not required to place a security freeze in a consumer report:

(i) A credit reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another credit reporting agency or multiple credit reporting agencies and does not maintain a permanent database of credit information from which new credit reports are produced; however, a credit reporting agency acting as a reseller shall honor any security freeze placed on a credit report by another credit reporting agency.

(ii) A check services or fraud prevention services company which issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers or similar methods of payments.

(iii) A deposit account information service company which issues reports regarding account closures due to fraud, substantial overdrafts, automated teller machine (ATM) abuse or similar negative information regarding a consumer to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.

(b) Effect of security freeze.--Except as provided in subsection (e), when a security freeze is in place, information from a consumer report shall not be released to a third party without prior express authorization from the consumer. This subsection shall not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to a consumer report.

(d) Duration of freeze.--A security freeze shall remain in place until the earlier of the date the consumer reporting agency receives a request from the consumer to remove the security freeze or until seven years from the date that the security freeze was put in place by the consumer reporting agency. 73 P.S. § 2504. Consumer Reporting Agency

The consumer reporting agency shall, no later than ten business days after the date the agency receives a request from a consumer for a security freeze, send the consumer a written confirmation that provides the consumer with a unique personal identification number or password to be used by the consumer when providing authorization for the access to his consumer report for a specific period of time or for a specific third party or removing the security freeze. In addition, the consumer reporting agency shall simultaneously provide to the consumer in writing notification of the process of removing a security freeze and the process of temporarily lifting a security freeze and the process for allowing access to information from the consumer report for a specific party or for a specific period while the security freeze is in effect.

73 P.S. § 2509. Fees

(a) General rule.--A consumer reporting agency may impose a reasonable charge on a consumer for initially placing a security freeze on a consumer report. The amount of the charge may not exceed $10. The charge to temporarily lift the security freeze may not exceed $10 per request. At no time shall the consumer be charged for removing the freeze.

(b) Exceptions.--

(1) A consumer will not be charged by a consumer reporting agency for placing a security freeze or temporarily lifting a security freeze if the consumer is a victim of identity theft and provides, or has provided, the consumer reporting agency with a copy of a police report.

(2) A consumer will not be charged by a consumer reporting agency for placing a security freeze if the consumer is 65 years of age or older.



Contact this candidate