Joseph M. Inwald, J.D., CPCU

Summary CV

Executive Positions, Professional & Consulting Services, and Expert Roles related to:

• Enterprise Risk Management (“ERM”), i.e., Risk identification, prevention, mitigation, contractual transfer, available transfer via commercial insurance (“Ins.”) policies, and Alternative Risk options,

• Product Development (“PD”) for Commercial, Mutual, and Alternative Insurers with an emphasis on Physician (“MPL”), Hospital Professional (“HPL”), Managerial, & other Professional Liability (“PL”).

• PD for related services targeting Insurers and Insureds with substantial or complex Ins. needs.

• Management of Prof. Services including performance reviews & RFP design and implementations.

• Assessing and issuance of Reports and Testimony regarding Insurer & Intermediary conduct and overall program adequacy and efficiency.

Professional Employment

President, Inwald Consulting Services, Inc.

Non-commissioned consulting practice served hundreds of insureds and Insurers. Develop innovative programs to expand coverage, reduce costs, or to increase market share for specific clients. Assisted dozens of MPLAssociation members, and similar organizations, in PD initiatives focused on HPL, MPL, and other PL products for HC Providers. Retained as a part-time ERM, GC or PD lead for a global medicine facilitator, for a benefits portal, and for other Tech and Real Estate (“RE”) organizations. Frequent speaker at Prof. seminars and conferences. Author of published Articles, White Papers, and commissioned studies on P & C Ins., HC, PD, HNW, and RE related topics. Routine provision of Expert Services regarding P & C Insurer and Ins. broker conduct. Applied Captive Ins. Co. formation and operational expertise and experience in Executive, Professional, Consulting, and Expert capacities. 1992-present except for time spent in the following 3 roles which lasted less than 5 years total. Vice President, Insurance and Risk Management, Franciscan Alliance Responsible for ERM Indiana based Health Care System with 12 hospitals and approximately 1000 employed physicians. Duties include oversight of a mature captive providing HPL, GL, PL, WC, & Medical Stop-Loss risk assumption, departmental support for other P & C exposures, of a licensed Ins. agency primarily used to advise seniors on efficient Medicare supplement and Advantage programs, and of various JV’s and Physician organizations regarding risk avoidance, minimization, claims management, and transferal. Reported to System CEO. Position held in 2023. Vice President, Insurance Product Development, Franklin Health Manager of a joint venture between the catastrophic care provider & MunichRe (AmRe). Performed significant strategic sales

(500+% gain in recurrent referral source revenue for Franklin) with reinsurers, Managing General Agencies for Employer Stop Loss Ins., Fortune 50 employers, and Blue Cross plans. Oversight of various professional service providers. For instance, we reduced costs and improved report timing and specificity from our retained Actuarial Firms-their reports and Opinion Letters were used in strategic marketing and direct sales. Reported to CFO. Position held in 1999-2000 Vice President Product Development, MIIX

Managed internal & joint venture PD projects for Public (NYSE listed) Insurer. Improved working relationships between the four largest departments which resulted in sales gains and error reduction. Responsible for the launch of HPL Package Policy. Created a pathfinding Hospital Fraud &Abuse JV Ins. and services product. Reported to CEO. Position held 1998-99 Officer, HealthGroup (captive unit), Johnson & Higgins of Michigan, Inc. Account development, management, and commercial excess placement responsibilities for 3rd largest Insurance Broker and leader in HC Captives. Responsible for sales, unit achieved a 70+% increase in Programs and a greater increase in profitability. Program management and commercial excess placements for Harvard-Model Hospital owned captive insurance companies. Responsible for the development and management of a substantial ESL program with AIG & one non-HC Captive ins. program. 1987-1991.

(2023 Summary CV, p.1 of 2)

Senior Consultant, Management Advisory Services Department, BDO Seidman Developed financial feasibility study for $150,000,000+ Hospital bond refinancing and negotiated bond covenants. Other management consulting engagements for various Health Care Provider’s. 1986-1987. Associate Attorney, Schlussel Lifton

Corporate, Real Estate, Insurance, and transactional HC Law practice. Completed feasibility & risk management study for a FL based Harvard-Model Captive. Involved in the creation and licensing of various HMO’s & PPO’s. Substantial regulatory and compliance work done on behalf of HCPs, Insurer JV’s, Managed Care Organizations, and various start-ups. Administrative law, corporate reorganizations, M & A along with limited litigation related projects. 1984-1986. Professional Education

University of Michigan Law School, J.D.

Wharton School, University of Pennsylvania, BS Economics. Majors in HC Administration & Organizational Management. Cum Laude. Chartered Property & Casualty Underwriter

Professional Activities

• Member of Michigan and Florida Bars, served on Health Law, Insurance, and Member Services Committees. Speaker at various Bar sponsored continuing education conferences and seminars.

• Guest Lecturer at Wayne State University’s Law and Business Schools, and for Ins. Programs at U. of Colorado

& U. of Central Arkansas.

• Served as Adjunct Professor at the U of Detroit/Mercy-Business Law.

• Member of numerous HC, Legal, and Ins. professional organizations including AHLA, ASHRM, and regularly attend regional and national events sponsored by these groups & RIMS, PLUS, ICLE, MSHRM, and various Bar Associations. Other Activities

• Served as a Member of the Board of Directors and shareholder of US domiciled Insurer and two HC related companies.

• Additional coursework at the U. of Michigan Graduate School of Business (Ross). Move to NJ for MIIX role prevented completion within 5-year mandate. Approximately 2/3rds of MBA required coursework completed.

• Volunteer coach and Judge for High School Forensics and FIRST Robotics.

• Formal mentor and Judge at the University of Michigan Law School’s Moot Court competition.

• Substantial domestic and international travel, photography, and charitable service. 7457 Franklin Road, Suite 230 Bloomfield Hills, Michigan 48301 Phone: 248-***-**** Fax: 248-***-**** Email: ad0cxg@r.postjobfree.com

(2023 Summary CV, p. 2 of 2)

Contact this candidate