IRENE OSEI-MENSAH
REVIVAL OUTREACH.CHURCH
P.O.BOXAN 7108
ACCRA-GHANA
ad0cot@r.postjobfree.com
Objectives
Dedicated and results-driven Loan Supervisor with over 12 years of experience in the financial industry. Proven track record of successfully managing loan processes, leading teams, and ensuring compliance with industry regulations. Seeking a challenging leadership role to leverage my expertise in optimizing loan operations and driving organizational growth.
Experience
Loan Supervisor
Adehyeman savings and loans Ltd
Accra-Ghana
June 2014- January 2022
- Oversee all aspects of the loan processing department, including underwriting, documentation, and closing processes.
- Lead a team of loan officers and processors, providing guidance, training, and performance evaluations.
- Collaborate with senior management to develop and implement strategic plans to meet lending targets and revenue goals.
- Ensure compliance with federal and state regulations, company policies, and industry best practices.
- Analyze loan applications, credit reports, and financial statements to assess borrower eligibility and risk.
- Implement efficient loan origination and processing workflows, resulting in a 20% reduction in turnaround time.
- Monitor loan portfolio performance, identify delinquent accounts, and develop strategies for collection and recovery.
- Foster strong relationships with borrowers, real estate agents, and other key stakeholders to enhance customer satisfaction and loyalty.
- Conduct regular staff meetings to communicate updates, address issues, and promote teamwork within the department.
- Prepare comprehensive reports and presentations for senior management, summarizing loan production, quality, and compliance metrics.
2
Branch Manager
ASA Savings and Loans LTD
Accra-Ghana
June 2010 – June -2014
- Originated residential mortgage loans by working closely with clients to assess their financial needs and goals.
- Evaluated creditworthiness, reviewed loan applications, and guided clients through the loan approval process.
- Maintained a high level of knowledge about various loan products, interest rates, and lending guidelines.
- Achieved consistent monthly and quarterly sales targets, ranking in the top 10% of loan officers within the company.
- Conducted financial counseling sessions with clients to provide advice on debt management and home financing options.
Ghana National procurement Agency
Administrative secretary
Accra-Ghana
January-2009- April 2010
- Receiving of calls and attending meetings
- Liaised with clients, real estate agents, title companies, and appraisers to coordinate loan closings.
- Worked closely with underwriters to resolve documentation and eligibility issues, expediting loan approvals.
- Maintained a well-organized and up-to-date loan pipeline to track the status of pending loans.
- Prepared closing documents and facilitated the funding and disbursement of loans. 3
Education
Degree equivalent in Customer services
Global University Colleage
Kumasi- compus
2011-2012
Koforidua polytechnuic
Diploma in Business Adminstration
Providence Business Academy
Diploma in Secreterialship
Odorkor {1} Junior High School
Basic Education Certificate Examination
Skills
- Loan origination and underwriting
- Team leadership and management
- Regulatory compliance
- Risk assessment and mitigation
- Mortgage loan processing
- Customer relationship management
- Financial analysis
- Communication and interpersonal skills
- Training of newly recruited staff
References
Michael Lumoh
Asa Savings and Loans
Mr. Christian Narteh
Trinity homecare Services