Loan Originators Mortgage
Resume:
Dorell Tillmon
QM/NQM FHA/VA Mortgage Underwriter
Phone:689-***-****
E-Mail:ad0bx4@r.postjobfree.com
LinkedIn:Dorell Tillmon
SUMMARY/OBJECTIVE
Mortgage underwriter with 25 years of experience,licensed in FHA/VA mortgages.Experience with processing mortgage applications,application approvals,costumer service &mortgage loans.Highly experience utilizing programs likeMicrosoft Word,Excel,Outlook,Encompass,Core,LPS and LIS DOS Systems and other proprietary company software.Highly motivated &determined to provide excellent service to customers.Work well under pressure while maintaining a sense of diligence to see projects through to completion,skillfully combining creative problem-solving skills and excellent client service.Highly organized anddetail oriented integral team player.
CERTIFICATIONS/LICENSES
FHA/CHUMS Direct Endorsement Underwriting Certification. WORK EXPERIENCE
Tetra Tech Orlando,Florida Area,Florida
Mortgage Underwriter 11/2022 -07/2023
● Analyzed mortgage assistance loans
● Underwriting all types of loans
● Open lines of credit account
● Reviewing mortgage deeds &review all types of income documentation.
● Data entry on company software
● Spread sheet calculations
Bank of England Mortgage Orlando,Florida Area,FL
Mortgage Underwriter 11/2020 -09/2022
QM/Non QM FHA/VA Mortgage Underwriter
● Analyzed loan risk and reviewed loan conditions and requirements.
● Researched applicant employment and financial histories to confirm document accuracy.
● Reviewed and evaluated loan applications and supporting documents.
● Request additional information for applications and documents when necessary.
● Evaluated loans against portfolio and investor guidelines.
● Resolved document mistakes and discrepancies and identified signs of fraudulent activity.
● Collaborated with loan originators and processors to correctly review and assess applications and risks.
● Maintained compliance with company and regulatory policies.
● Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
● Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
● Reviewed loan agreements to verify completeness and accuracy according to applicable policies.
● Reviewed credit histories from applicants and determined feasibility of granting requested loans.
● Document reasons for application approvals and rejections. Sun West Mortgage Company Los Angeles,CA
QM/NON QM FHA Mortgage Underwriter 07/2020 -11/2020
● Reviewed and evaluated loan applications and supporting documents.
● Requested additional information for applications and documents when necessary.
● Evaluated loans against portfolio and investor guidelines.
● Resolved document mistakes and discrepancies and identified signs of fraudulent activity.
● Determined loan eligibility and approved or rejected applications.
● Maintained compliance with company and regulatory policies.
● Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
● Reviewed credit histories from applicants and determined feasibility of granting requested loans.
● Approved or denied loan applications and explained reasoning behind decisions.
● Verified client financial information to determine creditworthiness and loan eligibility.
● Analyzed applicant financial and credit status,evaluating assets and risk to determine loan feasibility.
● Checked approvals against established bank and government lending standards.
● Analyzed loan risk and reviewed loan conditions and requirements.Reviewed and evaluated loan applications and supporting documents.
● Evaluated loans against portfolio and investor guidelines.
● Resolved document mistakes and discrepancies and identified signs of fraudulent activity. U.S.Bank Hopkins,Mn
Consumer Loan Underwriter/Mortgage Underwriter 11/2018 -06/2020
● Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
● Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
● Reviewed credit histories from applicants and determined feasibility of granting requested loans.
● Approved or denied loan applications and explained reasoning behind decisions.
● Verified client financial information to determine creditworthiness and loan eligibility Planet Home Lending Tampa,FL -Florida
Conventional/FHA Mortgage Underwriter 11/2016 -10/2017
● Analyzed loan risk and reviewed loan conditions and requirements.
● Researched applicant employment and financial histories to confirm document accuracy.
● Reviewed and evaluated loan applications and supporting documents.
● Requested additional information for applications and documents when necessary.
● Evaluated loans against portfolio and investor guidelines.
● Delineated reasons for application approvals and rejections.
● Collaborated with loan originators and processors to correctly review and assess applications and risks.
● Resolved document mistakes and discrepancies and identified signs of fraudulent activity. Wells Fargo Home Mortgage Minneapolis,MN
Loan processor/Mortgage Trainer/Processor Manager/FHA Mortgage Underwriter 01/1996 - 06/2016
● Determined loan eligibility and approved or rejected applications.
● Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.
● Maintained compliance with company and regulatory policies.Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
● Reviewed credit histories from applicants and determined feasibility of granting requested loans.
● Approved or denied loan applications and explained reasoning behind decisions.During this time, I was a processing manager.
● Managing pipelines,delegating file assignments and handling escalations.
● Mortgage underwriter trainer
SKILLS
● Customer
Service
● Leadershi
p ● Time Manage
ment
● Property Review
EDUCATION
North Hennepin Community College,Brooklyn Park MN
Associates Degree in Education (2000)
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