Binal V. Patel

**** ****** **.

Severn, Md. *****

443-***-**** Cell

ad0bua@r.postjobfree.com

OBJECTIVE: To become an active and influential member of your staff. As a member of this establishment, I will add, leadership, responsibility, experience, accountability and professionalism.

Highlights:

Advanced Accounting Background

Cash Handling

Detailed Oriented

Cash Flow Analysis

Excellent Communication Skills

Excellent Management Skills

Excels in Team Leadership

People Oriented

Excellent Work Ethic

Complex Problem Solving Reliable

Community Involvement/ Prospecting

Accomplishments:

Employee Star Award 2019 Shore United Bank

President- NorthWest Chambers Baltimore

Board member- Greater Arbutus Business Assoc.

Award for good service from Allstate.

5-year service award From MESB.

Tax course certificate from Liberty Tax Service.

Treasurer for the Caroline County Council of Arts.

Bookkeeper for Denton Economic Development Corp. Part-Time contract base.

WORK EXPERIENCE:

08/22/22 to Present M&T Bank

1966 Greenspring Dr.

Timonium, MD.21093

Working with existing Portfolio clients and Prospects building relationships, making sure of meeting client needs and commercial lending. Working with Branch Partners to meeting lending and deposit goals.

09/01/15 to Present CNB Bank/Shore United Bank

18 East Dover St.

Easton, Md. 21601

Business Development Officer

/Branch Manager/Assistant Branch Manager

Managed10 employees

Overlook Branch Procedures

Selling Consumer/Heloc/Commercial loans, Cash Management Officer working with merchant services products and Mortgage Loans Commercial/Consumer

Community Event Coordinator

Working with existing clients and Prospects building relationships, making sure of meeting client needs as well as sales.Open new accounts, Consumer and Commercial Loans, Sales, Cash Management and process general account transactions and respond to questions concerning all bank products and services, work with clients on troubleshooting for cash management. Review Internal control structure of Branch on an ongoing basis.

Review Daily Overdraft Reports for consumer and business customers. Involvement in the community events and Marketing within 3 counties-Anne Arundel, Howard, and Baltimore County.

• Monitor Equipment needs and communicate to appropriate departments

• Ensures branch has and maintains clean audits.

08/2013 to 04/30/15 Best Western Hotel

Front Desk Clerk

Making Reservation/handling management duties

10/2007 – 12/2013 CAROLINE ECONOMIC DEVELOPMENT CORP.

Denton, MD.

Bookkeeper

Handle Payroll

Accounts Payable Expense

Business Taxes for the organization

Bank Reconciliation

Accounts Payable / Accounts Receivable for organization using QuickBooks.

10/2008 – 08/30/15 M & T BANK

Millsboro, MD.

Consumer Credit Counselor II/ Relationship Banker

In Early Stage Collections, collecting on 30 days mortgage

NSF / Overdraft Accounts handles over 100 accounts Daily

Assisting customers resolution on the Delinquency

Consumer Accounts, collecting on 59-day accounts

Handled over 500 accounts monthly manual and dialer

Process Heloc, Consumer, and Mortgage, and sales.

10/2007 – 03/2009 Guida Media LLC

Denton, MD

Business Manager

Managed 8 employees

Handle Payroll

Accounts Payable Expense

Business Taxes for the organization

Bank Reconciliation

Accounts Payable / Accounts Receivable for organization using QuickBooks.

Analyzing overall company yearly budget.

05/1999 – 09/2007 MERCANTILE EASTERN SHORE BANK

Denton, MD

Loan Specialist/supervisor

In Loan Accounting Processing Mortgages, Business, and Personal loans

Along with modifying prior loan commitments within this bank

Analyzing co-worker loans processed procedures

Handles over 300 accounts monthly

Customer service using dialer on current delinquent accounts

Customer Service / Teller at branch

02/1991 – 06/1998 ALLSTATE INSURANCE CO.

Shelton, Conn.

Insurance Processor/ Field Rep.

Review insurance policies

Medical claims for the company

Handles collision and comprehensive claims in office and out on the field.

EDUCATION:

06/1994 TO 06/1997 UNIVERSITY OF NEW HAVEN

New Haven, Conn.

Pursuit of Bachelor Degree in Accounting/Business

Earned 120 Credits towards BS. Degree

Relevant Coursework, Licensures and Certifications: Taken accounting courses/tax accounting along with

Business administration. Courses.

GRADUATED 06/1988 HARDING HIGH SCHOOL

Bridgeport, Conn.

Relevant Coursework, Licensures and Certifications

Basic High School requirements.

REFERENCE:

Shi Adams Laura Heikes Stephanie Tyler

Assistant Branch Manager Community Officer Cash Management

PNC Bank Shore United Bank Shore United Bank

410-***-**** 410-***-**** 410-***-****

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