Loan Processor Mortgage

Lauren D. Pryda

856-***-**** ******@*****.***

Sr. Mortgage Loan Processor

Primary Qualifications

• Mortgage industry professional with longstanding loan-processing experience; comprehensive knowledge of federal and state lending laws, conventional and government loan programs, industry regulations, guidelines, and best practices

• Thrives in the remote work environment; relied on to process a wide spectrum of loans independently; mindful of priority, quality, timeliness, and customer satisfaction from preapproval to closing

• Thorough in gathering borrower information, closely reviews and verifies borrower credit, income assets, title, contract of sale, insurance and appraisal documents for loan eligibility and compliance before submission to underwriter

• Manages robust production of 65-85 loans monthly; exceeds productivity standards, loan approvals and customer relations targets

• Commands workload; expertly manages diversified “pipeline management” throughout loan lifecycle; accepts

“challenging loans”; remains unaffected by level of difficulty and works through to find a solution

• Maintains frequent oral and written communication with borrower, realtors, attorneys, loan officer, underwriter, and management to obtain all necessary documentation to ensure timely processing, commitment and closing of all loans

• History of producing highly accurate work; exercises great attention to detail that reflects well on the organization

• Software: Encompass, AIQ, Byte, Clear 2.0, Calyx Point, Desktop Underwriter, Loan Prospector and GUS systems Achievement Highlights

• Regarded as one of the company’s most productive loan processors, closing an average of 15-30 loans monthly

• Outperformed company average in achieving consistent customer service ratings and response of 90%

• Ensured all files were complete prior to underwriting hand-off and coordinated effectively with title companies to ensure smooth closings

• Processed challenging loan applications (e.g., first-time borrowers, self-employed applicants, and borrowers with problematic credit histories)

Loan Processing Expertise

Conforming & Nonconforming Loans, FRMs, ARMs, GPMs, Jumbo Loans, Fannie Mae & Freddie Mac Guidelines, FHA, VA, USDA Rural Development Loans, Conventional, FHA 203K Renovation, Florida Housing, HFA Closing Cost Assistance, County & State Specific Bond Programs, Hometown Heros, Simple Access, New Construction, Manufactured Homes, Refinance(s) - Conventional, FHAVA, FHA Streamline and VA IRRL, MFA, DU Refi Plus Work History:

• CMG Financial - San Ramon, CA 07/2019-08/2023

Sr. Certified Loan Processor – Builder Division

• Capgemini – Sarasota, FL 02/2019-07/2019

Account Collections Specialist

• Career Break - New Jersey/Florida 03/2017-01/2019 Handling family matters that required an undetermined amount of time and eventually resulted in my relocation from NJ to Florida in 2019

• Primary Residential Mortgage - West Chester, PA 10/2015-02/2017 Sr. Loan Processor (Remote)

• FMLA- Family Illness 04/2014-09/2015

• Annie Mac Home Mortgage - Mt. Laurel, NJ 11/2012-03/2014 Dedicated 203K Renovation Mortgage Loan Processor

• Franklin American Mortgage - Marlton, NJ 10/2011-11/2012 Mortgage Loan Processor

• Infinity Home Mortgage Company - Cherry Hill, NJ 07/2010-05/2011 Mortgage Loan Processor

Education:

• Certified Mortgage Processor (CMP) - 4 years

• Government Compliance Annual training

• The Real Estate School - Cherry Hill, NJ

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