SADBARG TAGAYMURODOVA

Philadelphia, Pennsylvania, USA +1-267-***-**** ad07jj@r.postjobfree.com

LinkedIn

https://www.linkedin.com/in/sadbarg-

tagaymurodova-34851b276

Responsibility, diplomacy, leadership qualities, result orientation, strong organization, communication, management, negotiation and analytical skills.

WORK EXPERIENCE

Translator/Interpreter (head office) Projecttitle: CASA-100 - Central Asia-South Asia power project Project Management Unit for Electro-Energy Sector, Dushanbe Tajikistan, Dushanbe, Tajikistan Translation/ Interpretation (English – Tajik/Russian English). Regional energy transmission project CASA

1000

Nov 2021 - Jan 2023

Administrator

Branch of Cobra Instalaciones Y Servicios S.A. in Tajikistan, Dushanbe,Tajikistan Administrative, financial and operational management Projects implementation coordination

International and local negotiations on commercial, legal and technical aspects Contract preparation and implementation management Business Development

Process VISAs and registrations, arrange accommodations and travel for expatriates. Attend client meetings to understand project requirements. Assist the Project Manager in developing project proposals and budgets. Monitor progress and quality of work by contractors. Coordinate translations for various projects.

Facilitate HR processes and ensure effective utilization of HR plans. Project Coordinator

Branch of Kalpataru Power Transmission Limited in Tajikista, Dushanbe, Tajiksitan Operational and financial management of the department Project implementation coordination

Negotiations on commercial, legal, and technical aspects Contract preparation and implementation management Contract preparation and implementation management Support the Project Manager in drafting project proposals and budgets. Assist with HR processes, including resource utilization and HR service plans. Business development.Recruitment. Reporting

Jan 2019 - Sep 2021

Sep 2023 - Jul 2023

Jul 2018 - Jan 2019

Site office Translator/Interpreter, Document Controller Tractebel ELC, Rogun Tajikistan

Translation/ Interpretation (English – Tajik / Russian English) Project “Construction Of Rogun HydroPower Plant”

Oct 2017 - Jul 2018

Translator, Assistant of SCADA specialist

Fichtner GmbH & Co. KG, Dushanbe, Tajikistan

Manage loan review, compliance, collections, and credit analysis functions, ensuring adherence to organizational policies and regulatory requirements. Implement credit analysis and quality assurance system for loans, assigning ratings and conducting loan loss reserve analysis as directed by the board.

Conduct periodic file examinations to ensure credit and collateral documentation, regulatory compliance, and loan policy adherence; report exceptions to the Board of Directors. Dec 2013 - Oct 2017

Prepare written analyses for large loans, aggregate lending vs. indebtedness, complex loans, and weak loans.

Identify and recommend problem loans for review and discussion with the CFO and senior lending officers; assess non accrual or charge off criteria.

Provide quarterly analyses of the allowance for loan and lease losses for board review. Prepare regular reports for the Board of Directors. Conduct studies on various aspects of the loan portfolio, such as past due reports and credit concentrations, for supervisory and executive officers. Evaluate and propose policy changes based on compliance and loan reviews, as well as other pertinent information.

Loan Officer

FINCA International, Dushanbe, Tajikistan

Develop marketing strategies and work plans to build a solid clientele base. Identify and engage potential clients in the target area. Mobilize groups for lending purposes. Refer clients to relevant departments for other FINCA products, if applicable. Supervise and monitor SGL activities in line with policy and procedures. Evaluate the credit risk of individuals and groups through business inspections and assessments. Generate and submit accurate documentation to facilitate loan disbursement. Maintain and oversee the proper documentation and record keeping process. Attend and participate in group meetings as per methodology. Ensure timely repayments, meeting attendance, and updated records within supervised groups. Foster and maintain group cohesion.

Provide recommendations for product improvements to branch management. Follow up with group executives to recover arrears, both internal and external. Participate in cluster meetings as required.

Take necessary actions, following policy, to recover delinquent loans. Prepare and submit reports on clients, repayments, portfolio quality, loan recoveries, and delinquent loans. Sep 2005 - Oct 2006

English Teacher

School # 50 and School # 94, Dushanbe, Tajikistan

Teaching of English Language in grades 5 to 11.

Apr 1997 - Jul 2005

EDUCATION AND QUALIFICATIONS

Finance and credit

Tajik Agrarian University, Dushanbe, Tajikistan

Sep 2006 - May 2008

Diploma in English and French, English/French linguist Tajik State Pedagogical University, Dushanbe, Tajikistan Sep 1994 - May 1999

Certificate of the High School

Public school #91, Dushanbe, Tajikistan

SKILLS

Sep 1984 - May 1994

Analytical skills Communication Management Leadership Problem solving SAP FICo Financial Planing Office equapment Driving License MS Office Tools Adobe Acrobat Project Management Software Databases/web-based

application

PC

Hardware/software

setup

LANGUAGES

Tajik Native

English Fluent

Russain Fluent

LICENSES & CERTIFICATIONS

March 2003 Communicative and Interactive Methods Of teaching English, Aga Khan Education Service English Language Program, Tajikistan.

June 2005 Accounting Public Institute of Professional, Accountants and Auditors, Tajikistan. September 2005 Micro–crediting FINCA International Inc., Dushanbe, Tajikistan Jul 2008 Human Rights Based, Approach to Development Programming Gender Theme Grope with the support of the United Nations Development Fund for Women, Tajikistan. September 2009 Enterprise Development through Microfinance (EDMF) NI MSME – National Institute for Micro, Small and Medium Enterprises, India

July 2010 Computer Applications PAN CARD CENTER (NSDL) VIKAS COMPUTERS, India August 2010 SAP FI/CO System application program – finance and controlling, India ACHIEVEMENTS

The Best Credit Expert FINCA International 2005, Dushanbe, Tajikistan

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