JEAN LAROCHELLE

*** ******** ****** ~ East Brunswick, NJ 08816

Cell: 347-***-****

ad039k@r.postjobfree.com

COMPLIANCE OFFICER

A goal-driven and experienced in AML/KYC Onboarding, and compliance testing professional who can perform detailed analysis to detect patterns, trends, anomalies, and schemes in transactions, and relationships across multiple businesses/products. Drafting research into a comprehensive report to be reviewed by management.

Skills

Research Competencies

Entrepreneurial thinking

Strong attention to detail

LexisNexis, Bridger Insight

Knowledge of SEC, SAR, OFAC, KYC, BSA/AML, ADV, FINRA

Computer Proficient in MS Office: Word, Excel, Outlook, PowerPoint, V-Lookup, Pivot Tables

Integrity and decision-making ability

Analytical ability

Fluent in French, team player

EXPERIENCE

BANK OF CHINA

AML/KYC Onboarding Analyst (Contract) New York, NY 10/2021 to Present

Conducting thorough background checks on customers to verify their identities, assess their risk level, and determine if they have any connection to illegal activities

Using transactional and customer records, publicly available information to identify unusual activities

Verifying customer’s identity: this involves collecting documents such as passports, driver’s licenses, address, and employment history to ensure accuracy

Conducting risk assessments by analyzing factors such as occupation, source of funds, and country of origin

Performing enhanced due diligence (EDD) by requesting further documentation and conducting more in-depth investigations into the customer’s background

Efficiently organizing, categorizing, and storing data by creating files and maintaining accurate up-to-date records

Updating customer records through regular review to ensure information remain accurate and up to date

Conducting enhanced due diligence on individuals, institutions and trust through LexisNexis and other internet tools

Using my attention to detail ability to identify pattern, trends, review data, and documentation to detect unusual transactions

Using Pivot Tables to quickly summarize and analyze large sets of data to filter data based on transaction types, dates, amounts to identify patterns or anomalies in the activities

Investigating, monitoring, and managing 15 large accounts for suspicious activities daily

Screening client and institutional names against OFAC list of the bank

Reviewing negative media via Google, World Check and reporting all negative information to assist in conducting AML reviews in accordance with the bank’s policies and procedures

Preparing Suspicious Activity Report (SARs) for BSA/AML management

Attending regulatory training to maintain compliance knowledge.

Reviewing new laws and regulations that might affect the organization or its customers and evaluating the impact of those changes

FEDERAL RESERVE BANK OF NEW YORK

Corporate Compliance Examiner (Contract) New York, NY 08/2020 to 03/2021

Performed compliance reviews for accounts and transaction activities across bank branches

Ensured foreign banks’ branches’ AML regulations were adhered to and monitored account activity accordingly

Examined organizations’ compliance testing to determine whether controls are being applied in a manner that complied with management policies and procedures

Verified the organizations’ implementation of internal control, including appropriate reporting lines and separation of duties

Evaluated SARs filed to determine their accuracy, timeliness, completeness, and conformance to the bank’s policies and procedures

Reviewed monthly and quarterly metrics to track branches’ training targets to determine whether the objectives were achieved

Reviewed prior exam reports to identify any outstanding issues and making sure they are remediated during the exam cycle

Prepared summary report based on my assessment of reviewed areas for the conclusion memo

Conducted interviews with management and staff as needed to confirm practices are aligned with policies and procedures

Reviewed the internal audit reports to ensure they are adequate and are tested by independent party who reports directly to the Board of Directors

NATIXIS SECURITIES NORTH AMERICA, LLC

Control Room Compliance Officer (Contract) New York, NY 04/2019 to 12/31/2019

Assisted in managing the flow of sensitive information in a multi-service organization

Performed compliance reviews to identify potential compliance issues or violation. This might include reviewing trade records, surveillance documentation, and communication monitoring

Provided support to Sr management prior to regulatory exams by making sure the organization maintained necessary documentation and data required by regulators

Conducted email surveillance by analyzing email contents, attachments, and recipient lists, so the control room can identify potential violations, such as sharing of sensitive information or inappropriate communication

Developed comprehensive policies and procedures that covered specific areas such as information handling, trading restrictions, and conflict of interest

Stayed updated on regulatory trends by monitoring changes in relevant laws and regulations to ensure control room practices remained compliant

Assisted in compliance related questions from employees

Handled all personal trading transactions, outside business activities and private investment disclosures using the Star Compliance tool

Performed pre-clearance of employee trades, gift, and political contributions and prepared regulatory filings

SOCIETE GENERALE

Control Room Compliance Officer (Contract) New York, NY 10/2017 to 12/2017

Monitored the watch and restricted list against the organization’s customers and transaction records to identify any matches

Utilized advanced technology to flag suspicious activities or potential matches efficiently

Handled employees personal trading accounts, outside business activities and PE disclosures

Ensured employees provided managed agreement documents for all managed accounts

Reviewed trading transactions to determine if they had pre-approval from the control room

Verified trade confirmations and reviewed pre-approval requests to report suspicious activities and violations

Provided ongoing advice on permissible and managed accounts and responding to regulatory inquiries

Updated form U4 and opened exam windows for candidates scheduled to take FINRA exams

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Compliance Examiner (Contract) New York, NY 09/2012 to 08/2017

Conducted branch examinations to ensure registrants comply with outside regulatory requirements

Responsible to ensure compliance and business practices adhered to regulatory requirements

Conducted risk assessments on firms’ internal control environment to uncover potential hazards in order to ensure the safety of client assets

Reviewed the banks’ financial documents to evaluate their exposure to risks

Assessed the risk management framework, including policies, procedures, and control in place for identifying, measuring, monitoring, and mitigating risks

Reviewed firms’ business practices to ensure compliance with their Written Supervisory Procedures

Prepared extensive reports detailed facts findings, risks posed to firms and client accounts, identified regulatory violations, and provided recommendations for improvement

Participated in the annual compliance training program to be at par with regulatory changes

Collaborated with legal counsels to identify emerging regulatory risks and trends in the financial markets

Analyzed ADV filing of registrants to ensure that the disclosures to their clients are true and accurate

NORTHEAST SECURITIES, INC.

Staff Accountant Mitchel Field, NY 10/2008 to 09/2012

Assisted with bank reconciliation and journal entries using Accpac software

Prepared monthly P&L, using Excel spreadsheets to evaluate performance

Assisted in preparing monthly commission for in house and outside representatives

Carefully reviewed the trial balance that resulted in reducing entry input errors by 20%

Communicated effectively with Compliance department to maintain accounting policy and procedures

BANK OF NEW YORK MELLON

Fund Accountant New York, NY 03/2006 to 10/2008

Monitored fund expenses and income to provide an effective accrual analysis

Reconciled the funds' cash to external or custody accounts and verified stock price using Bloomberg

Booked trades, time deposits, and processed all major foreign currency contracts

Monitored NAV impacts of each fund to make sure it did not exceed tolerance

EDUCATION BACHELOR OF SCIENCE: BUSINESS ADMINISTRATION 05/2003 MASTER OF SCIENCE: BUSINESS ADMINISTRATION, FINANCE 12/2004

Nova Southeastern University, Fort Lauderdale, FL GPA: 3.1/4.0

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