MIATTA D. MAWOLO
**** ********* *****, ********* ** 21703
Home, 240-***-****; Cell:301-***-****
aczw5q@r.postjobfree.com
OBJECTIVE
Highly motivated, skilled and proficient Finance Professional in the areas of Accounts Analysis; Budgeting; Manufactured Homes Curative Research and Remediation; Loss Mitigation Processing and Underwriting; Auditing and Overseeing Risk Accounts; Coaching and Training New Underwriters; while Analyzing, Problem Solving and Mediating between Clients and Management
SKILLS & ABILITIES
Daily Monitoring, and Analyzing Account variance and identifying Current and Past Business Trends
Identifying Account Status and Analyzing Actual Results with Plan and Forecast
Recommend Course of Action to Management for Account Resolution
Proficient with all form of Income Calculation with High Level of Accuracy
Over six years of Analyzing; Identifying and Problem Solving; Processing and Underwriting Experience
Advanced skill in Excel, Power Point, Microsoft Word and Outlook
EXPERIENCE
06/2016 to 02/2017
Research/Remediation Analyst; Wells Fargo Bank,
Researching and Resolving Manufactured Home issues to verify Investor lien position and completion of Conversion of Mobile Homes to Real Property
Review and Analyze Account to determine if Documentation and Conversion Process are in Compliance with State, Investors and Servicer’s guidelines
Determine appropriate Course of Action; by Conducting Investigative steps to fully Identify issues with Mobile Homes Title
06/2013 to 04/2015
11/2011 to 06/2013
12/2008 to 11/2011
Second Level Quality Review Underwriter, Citimortgage
Analyze and Review First Level Underwriter’s Decisions
Coached New Underwriters on Investors Procedures and Guidelines
Second signed on all New Underwriters Decisions
Overseen Risk and Loss Mitigation decisions for HAMP; FHA; Freddie Mac; Fannie Mae and Private Investors
Loss Mitigation Underwriter, Citimortgage
Reviewed all Required and Provided documents for HAMP and Traditional Loan Modifications
Calculated Mortgagor Income to determine if mortgagor will be able to make Future Payments and Qualify for Modification
Analyzed and Interpreted Legal documents provided for verifications
Negotiated with Mortgagor, Investors Representatives and Real Estate Agents to obtain the best Option for the Client
Loss Mitigation Processor, Citimortgage
Review all Modification Application to verify Completeness Accuracy and Consistency
Validate Information’s provided to ensure Qualifications are consistent with the Investors and Underwriters Guidelines
Contact and Collect Necessary Required Missing Documents from Borrower
Compile a Completed file and submit to Underwriter for Underwriting
Forward Approval Decisions to Closer
Send out Approval and Denial Letters
EDUCATION
University of Liberia
Bachelor of Arts: Business Administrations
REFERENCES
*References are Available on Request