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Real Estate Management

Frederick, Maryland, United States
April 21, 2017

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**** ********* *****, ********* ** 21703

Home, 240-***-****; Cell:301-***-****


Highly motivated, skilled and proficient Finance Professional in the areas of Accounts Analysis; Budgeting; Manufactured Homes Curative Research and Remediation; Loss Mitigation Processing and Underwriting; Auditing and Overseeing Risk Accounts; Coaching and Training New Underwriters; while Analyzing, Problem Solving and Mediating between Clients and Management


Daily Monitoring, and Analyzing Account variance and identifying Current and Past Business Trends

Identifying Account Status and Analyzing Actual Results with Plan and Forecast

Recommend Course of Action to Management for Account Resolution

Proficient with all form of Income Calculation with High Level of Accuracy

Over six years of Analyzing; Identifying and Problem Solving; Processing and Underwriting Experience

Advanced skill in Excel, Power Point, Microsoft Word and Outlook


06/2016 to 02/2017

Research/Remediation Analyst; Wells Fargo Bank,

Researching and Resolving Manufactured Home issues to verify Investor lien position and completion of Conversion of Mobile Homes to Real Property

Review and Analyze Account to determine if Documentation and Conversion Process are in Compliance with State, Investors and Servicer’s guidelines

Determine appropriate Course of Action; by Conducting Investigative steps to fully Identify issues with Mobile Homes Title

06/2013 to 04/2015

11/2011 to 06/2013

12/2008 to 11/2011

Second Level Quality Review Underwriter, Citimortgage

Analyze and Review First Level Underwriter’s Decisions

Coached New Underwriters on Investors Procedures and Guidelines

Second signed on all New Underwriters Decisions

Overseen Risk and Loss Mitigation decisions for HAMP; FHA; Freddie Mac; Fannie Mae and Private Investors

Loss Mitigation Underwriter, Citimortgage

Reviewed all Required and Provided documents for HAMP and Traditional Loan Modifications

Calculated Mortgagor Income to determine if mortgagor will be able to make Future Payments and Qualify for Modification

Analyzed and Interpreted Legal documents provided for verifications

Negotiated with Mortgagor, Investors Representatives and Real Estate Agents to obtain the best Option for the Client

Loss Mitigation Processor, Citimortgage

Review all Modification Application to verify Completeness Accuracy and Consistency

Validate Information’s provided to ensure Qualifications are consistent with the Investors and Underwriters Guidelines

Contact and Collect Necessary Required Missing Documents from Borrower

Compile a Completed file and submit to Underwriter for Underwriting

Forward Approval Decisions to Closer

Send out Approval and Denial Letters


University of Liberia

Bachelor of Arts: Business Administrations


*References are Available on Request

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