Jamal Jawabreh
Ottawa, Ontario. 819-***-****. ***********@*******.***
Objective
An Opportunity in Accounts,Finance,Banking or Sales in a company in Canada to be part of
The team to achieve the company Goals.
Be an efficient part of the Canadian Society & Participate in the growth of the country.
Education
-Yarmook University,B.A in Accounting & IT Jordan – from Sep 1979 to Jan 1984.
-Zayed University-UAE Supervisory Skills Program from Sep 2005 to April 2006.
-Stanford University-USA Advanced Negotiation Program from May 2006 to Dec 2006.
Banking Experience
Head of Corporate Banking Group 2012
First Gulf Libyan Bank, Tripoli, Libya
Set up and manage the Corporate Banking Division in the new Bank
Recruitment and Training of fresh staff at various senior level positions
Conduct in-depth market study of the business segments and understand the potential
Identify team members and assign the roles and targets
Create an environment of business friendly ambiance in the bank
Provide technical and moral support to the team to market the bank products and business models
Ensure all infrastructure are available within the bank to support the core business
Interact with Credit Department to explain the customer needs and goals in a new and unique market
Provide continuous feed-back to Head Office on the latest developments and changes in the industry in a rapidly evolving market
Focus on high end companies and individuals for lucrative business opportunities to the Bank
Ensure joint visit with staff to customers for value addition to improve success
Monitor account conduct and utilization of limits
Vice-President – Marketing & Sales (Corporate Banking Group) 2003-2012
First Gulf Bank, Abu Dhabi, UAE
Market high-end business houses with turnover in excess of USD 100 M
Source VHNWI & VVIP and Private Offices businesses for the Bank
Collect market information on clients both existing and new
Monitor my budget for the year and maximize early finalization of all new accounts to benefit from the earnings throughout the year
Continuously review utilization reports on daily basis and contact customers for more transactions to fill the unutilized facilities. This improves profitability from existing accounts without increasing risk
Track performance of team members and provide counselling where required to ensure targets achievement
Arrange joint call visits with Credit Dept. to new and existing customers in a timely manner
Ensure all information is obtained and given to Credit for prompt submission of proposal to approving authority
Provide all legal and regulatory documents of customers to Administration Dept. for completion of facility documentation to ensure quick drawdown of approved limits
Inter-act with Credit to present a rational proposal covering all risk parameters and at same time addressing acceptable risks so that a genuine business opportunities are not lost
Watch market reports on customers and plan a smooth early exit strategy if situation warrants
Observe incidents of overdrawn balances or past due commitments and if repeated; put in a phased scale back of limits to reduce possible impact of losses in future
Co-ordinate with Legal Dept. & Remedial Dept. to provide all support and information to manage such accounts
Market and sell ancillary products to the customers for their businesses
Target Funding requirements of high net worth individuals for wealth management business
Target staff retail business of my customers to enhance presence of the bank and its bottom line
Provide full support to my team of Relationship Managers in marketing new business.
Deputy Manager 1984 – 2003
Commercial Bank of Dubai
Designated In-charge as the Branch Manager
“B” Signatory of the Bank
Held Various Positions within the Bank towards a career growth as Head of Current Accounts and Exchange Department; Officer- Bills Department; Officer- Personal Loans; etc
Accounts & Finance Experience
Finance Manager 2015
Al Fattan Ship Building
Al Taweela, Abu Dhabi, UAE
Oversee the entire financing activities of the company
Monitor for adequate cash flows at all times to ensure smooth operations
Discuss and negotiate large bank facilities for the company’s projects
Manage the pricing mechanism and maximize benefits through efficient cash management
Lead the finance team and provide guidance and support
Ensure the business philosophy and principles of the owners are implemented in the financial dealings of the business
Obtain the budget requirements and prepare the projections for the year ahead and give information to management for proper arrangement of the funding needs of the business
Lead the team in an effective manner to ensure high levels of efficiency
Imbibe in the team a sense of levels of ethical work practices
Ensure team has a perfect balance of work and fatigue to retain their enthusiasm and commitment to the work
Always look for opportunities for refinancing at better pricing and improved repayment terms
Ensure that the financial strength and image of the Company is held in very high esteem in the market and banking community
Business Development Manager 2012 – 2015
Al Zamil Trading Group, Shuweikh, Kuwait
Responsible for identifying potential clients
Market these clients and prepare them with a macro picture of the opportunities with Zamil
Make further visits with the Sales Team and ensure transactions are closed
Seek further opportunities with the clients for more business in the associated companies
Keep regular contact with the existing clients on the performance of the products
Update the clients with enhancements available to earlier supplies for business opportunities
Ensure budgetary allocations are met early and to improve on the targets
Mainly promote the company as a quality driven enterprise with reliable products and brands
Training and courses
Advanced Negotiation and Deal Making Strategies, Stanford University, USA, 2006
Business Etiquette, Protocol School, Washington, 2012
Credit Metrics & Credit Risk
Financial Analysis & General Credit
Remedial Management Workshop – Early problem recognition
Legal & Regulatory Environment in UAE
Internal Checks & Controls – Money Laundering
Advanced Negotiations and Deal Making Strategies
Credit & Loan Restructuring
Creative Problem Solving & Decision Making
Marketing & Selling Skills Enhancement