Tsedale Alemu
Phone #214-***-****
aczie9@r.postjobfree.com
Summary and Skills:
Results-driven professional, with a proven track record in mortgage servicing operational excellence, process improvement, and risk management.
Extensive experience in the mortgage industry, including foreclosure, bankruptcy, REO, short-sales, valuations, escrow closings, payment processing, mail processing, and accounts payable/receivables.
Proficient in the following systems/applications: Equator 5, AS-400, Microsoft Suite (Word, Excel, PowerPoint), Vendor Workstation, MRC, Care System, Loss Mitigation Financial, LAMP/LAFA, FNMA VMS system, I-Portal, Mortgage Portal, BPO Direct, BPS.
Work Experience:
Employee Solution Temp Agency, Allen TX November 21 2016 – present
TRINTAS Teck Associate
Working on printing Machine Eliminating residues form the machines
Replacing missing parts test the functionality
Re-examine and test to make parts flawless so they can pass Quality Control
Help other employees as needed
Aerotek/Associa, Richardson, TX April 6 – May 4 2015
Delinquency Accounting Specialist:
Setup and maintained delinquency statuses
Setup and maintained delinquency auto processing rules per Association policy
Generated Friendly Reminder file, export and upload file to Print House
Processed Association delinquency notices per processing calendar/schedule export and upload file to print House
Prepared attorney/ collection agency packages
Entered reimbursable charges
Point of contact for collection attorney or agency
Interacted with branch staff on status of accounts
Completed delinquency activities per policies, such as lien filings, title searches, and credit bureau filings
BANK OF AMERICA CORPORATION March 20, 2000 – December 7, 2014
Mortgage Servicing Specialist Jan. 9, 2012 – December 7, 2014:
Ordered, processed, validated, and mailed appraisals and BPOs to customers
Worked all Valuation tasks in Equator
Received valuations and inputted in Equator
Worked with FNMA to order and receive valuations with VMS system
Worked with FHLMC to order and receive valuations with SLM System
Requested vendors to complete the valuations tasks in a timely manner
Documented controls to analyse, research, and administer the tracking of final documents and work closely with employees and vendors to facilitate lien releases
Pulled reports and scanned documents in order to process lien releases
Loan Closer/Escrow Officer/DIL Specialist Jan 6, 2009 – Dec 8, 2012
Ordered escrows through REO Trans System
Sent closing instructions to Closing Companies
Received and processed deed packages form closing companies
Deed execution and processing
Followed up on files to ensure timely closings
Processed HUD1 approvals and sent to Closers through Equator
Requested confirmations from Closers and in order to process closings in Equator
Closing Coordinator/Marketing Assistance - REO Jan. 10, 2005 – Dec. 30, 2008
Prepared and processed all necessary closing documentation
Created files for Asset Managers
Researched past due payments
Ensured timely processing of specific loans
Foreclosure Specialist March 3, 2003 – Dec. 30 2004
Processed Agent reimbursements
Processed HUD reimbursements
Created attorney billing in AS-400
Processed vendor invoices
Foreclosure Specialist Associate Jan 8, 2002 – Feb 27, 2003
Processed cash for keys payments
Processed attorney bill payments
Bankruptcy Specialist Associate Mach 20, 2000 – Dec 29, 2001
Processed legal documents in a timely manner
Ensured compliance with Federal bankruptcy guidelines and laws
Certifications:
Countrywide Home Loans, Foreclosure, Bankruptcy and Real Estate Management Program
Bank of America, Advanced Mortgage Banking Certificate
Advanced Mortgage Banking from Loan Administration Training and Performance Consulting Certification
Education:
Accounting and Book keeping Diploma from ENTOTO Technical and Vocational Education Extension School, Addis Ababa Ethiopia