Tiankai(Oscar) Xiong

** ********** ***, *** ***, Englewood, NJ, 07631 765-***-**** aczetm@r.postjobfree.com EDUCATION

Robert H. Smith School of Business, University of Maryland, College Park, MD 2015 - 2016 Master of Finance GPA: 3.5/4.0

Krannert School of Management, Purdue University, West Lafayette, IN 2011 - 2015 BS in Finance and Management GPA: 3.3/4.0

PROFESSIONAL EXPERIENCE

Bank of Ningbo Shanghai Branch, Shanghai, China 2016 Credit Risk Analyst Intern

Compiled and conducted more than 300 reports of each company’s accounts and submitted to China Banking Regulatory Commission.

Reconciled more than 500 client company transactions through NBCB Internal Teller System; reducing the front- end trading risks.

Executed daily tasks and reviewed credit and legal files to check if credit approval term and conditions are reflected in the legal documentation using bank central credit management system and audit system; shortened the entire audit department’s time required for daily work and directly improved work efficiency.

Mastered and wrote programming language using off-site audit system to operate data filtering and data integration; developed a new off-site audit model and accordingly doubled employee productivity. Industrial and Commercial Bank of China, Jiaxing, China 2015 Financial Analyst Intern

Registered and revised 150 industry financial statements correctly for monthly bank report; efforts improved efficiency in yearly audit report completion.

Spearheaded data collection efforts for sales management team providing lending solutions to customers; resulted in 103 loans for personal housing, consumer and business requirements in business segment.

Collaborated with team of three to evaluate customer credit background; appeared in reduction in credit risk.

Met and communicated with customers and borrowers; dealt with 80 customer loans in two months. Abbott Laboratories (Fortune 200), Jiaxing, China 2013 Financial Analyst Intern

Evaluated new financial requirements for business to consider in demand forecasting; derived new methodology to accurately measure product demand for Fortune 200 Nutrition Company.

Led team of three master a bilingual accounting electronic system and enhanced company operational efficiency and productivity levels by 20 percent.

Coordinated with other departments to generate three financial reports from firm database and ensured all reports were completed in a timely manner.

Zhongming Certified Public Accountants CO.LTD (over 140 employees), Jiaxing, China 2012 Accountant Intern

Conducted fundamental financial statement research analysis for ten industries and audited accruals and performed account reconciliations.

Reconciled account payable and receivables, fixed assets, bank reconciliation and balance sheets for ten other industries and provided on-site assistance with team two of professional accountants.

Set up all invoices to match purchase orders for payment processing. LEADERSHIP EXPERIENCE

Master of Finance Association Stock Pitch Competition, University of Maryland, College Park, MD 2016 Team leader

Captured the second place and a $300 prize competing with other 35 teams including MBA, Masters of Finance and undergraduate students at University of Maryland.

Led team of five to completion of Chevron Corporation equity analysis report using Economy-Industry-Company Analysis, Discounted Cash Flow analysis and Comparable Company analysis valuations. StockTrak Student Investment Fund Competition, Purdue University, West Lafayette, IN 2014 Team Leader

Led team of five to analyze six stocks in industrial sectors for value picks and increased total value by150 percent; ranked second place among 12 student teams at the end of competition.

Identified and invested in a technology stock at total value of $107,000 as the sole analyst; gained $27,000for investment fund competition in next four months and performed as the best teammate. ADDITIONAL INFORMATION

Skills: Proficient in MS Office Excel(Vlookup, Pivot Table, VBA) Word, PowerPoint, Bloomberg, Matlab and SAS programming Software; Proficient in Discounted Cash Flow Analysis, Comparable Company Analysis, Sustainable Free Cash Flow Model Building and Monte Carlo Simulation.

Certifications: CFA Level II Candidate

Languages: Chinese (Native), English (Fluent)

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