RUBY NGOC NGHIEM

** **** ****** • Waltham, MA ***51 • 415-***-**** • acz9fj@r.postjobfree.com

SUMMARY

Highly motivated individual with excellent analytical and communication skills. Expertise in statistical analysis, actuarial modeling, and data manipulation software. Proven ability to work with complex dataset and present analysis in an accessible manner. Seeking to leverage my solid skills and experience in a growth-oriented company. EDUCATION

Bentley University Waltham, MA

Bachelor of Science in Actuarial Science and Business Studies (Finance concentration) May 2017

GPA: 3.88 / 4.0; Honors: President’s List, Dean’s List, Bentley Honor Society

Exams: CAS Exam 2 - Financial Mathematics, Passed June 2015 CAS Exam 1 - Probability, Passed March 2016

CAS Exam 3F - Models for Financial Economics, Passed July 2016 CAS Exam 4 - Construction and Evaluation of Actuarial Models, Sitting June 2017 PROFESSIONAL EXPERIENCE

LifeFirst Financial Waltham, MA

Financial Advisor Intern January 2017 - Present

Use Excel functions to segment client database and denote grouping in contract relationship management (CRM) system.

Leverage the CRM system to identify clients past due for review and implement options to establish customized reminders.

Conduct reports and manage client data output that provides feedbacks for advisor. BaoMinh Insurance Corporation Ho Chi Minh City, Vietnam Actuarial Analyst Intern, Commercial Auto Insurance Division June 2016 – September 2016

Performed actuarial analysis and strategic reviews to identify products’ trends and loss development patterns.

Conducted quantitative analysis to develop ratemaking assumptions and ensure rating variables were up-to-date.

Developed Excel and VBA calculation models to estimate ultimate losses and IBNR reserves, monitor rating measurements and review pricing assumptions.

Explained complex technical findings in precise and concise written forms to present results of analysis to management. DELOITTE Hanoi, Vietnam

Financial Analyst Intern, Financial Risk Advisory June 2015 – September 2015

Analyzed clients’ financial data to identify trends, roots causes of business issues and potential improvement opportunities.

Developed advanced PowerPoint slides and ad-hoc reports incorporating quantitative and qualitative analysis to present financial insights and recommendations on clients’ capital expenditure and financial projects.

Reorganized financial information in a new Access database that resulted in a 15% savings in access time. Ernst & Young Hanoi, Vietnam

Financial Advisory Intern, Financial Services Risk Management June 2014 – August 2014

Consolidated and analyzed clients’ financial data taking into account their goals and financial standing.

Assisted in preparation, consolidation and submission of risk and financial management reports.

Conducted market research and benchmarking analysis, and provided reports on how my research fitted into current projects. LEADERSHIP EXPERIENCE

Travelers Actuarial Case Competition, First Prize October 2015

Selected by faculty as one of Bentley’s six representatives to solve a real world P&C actuarial problem in this intercollegiate competition.

Bentley Office of Academic Services, Secretary and Tutor September 2015 - Present

Manage the payroll system and ensure it is processed in an accurate and timely manner.

Conduct weekly group tutoring sessions for about 18 students to improve their academic performances.

Provide one-on-one tutoring sessions for math, finance and economics classes; approximate time commitment of up to 12 hours per week.

VietAbroader, Associate Manager June 2014 – Dec 2016

Plan event consistently to the assigned budget and design content for an annual study abroad conference for over 4,000 prospective college students.

The Vanguard, Co-director of Production and Layout September 2014 – May 2016

Managed the computerized production system and reviewed the planned layout of Bentley’s newspaper. OTHER SKILLS AND RELEVANT COURSES

Technology: Microsoft Office Access, Excel, PowerPoint, Word, SAS, SPSS, SQL and VBA Certifications: VEE Economics, Corporate Finance and Applied Statistical Methods Mathematics: Actuarial Practicum with Advanced Excel Modeling (co-guided by Bentley professors and Liberty Mutual actuaries), Probability and Risk Management, Financial Calculus and Derivative Pricing, Mathematical Statistics Finance: Financial Markets and Investments, Advanced Managerial Finance, International Finance

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