Financial Services
Resume:
Richard A. Work
West Palm Beach, FL 33415
Ph.: Cell 215-***-****
Email: *********@*****.***
Professional Profile
To seek a long-term career with a top organization that will allow me to utilize the skills that I have obtained though my employment and education. I have over 25 years experience in the financial management, sales, marketing and human resources industry and would be a great asset to your organization. I can be characterized as a self-motivated, detail oriented, ambitious extrovert that is willing to go the extra mile to get the job accomplished.
Qualifications
Audit and Compliance
Buying and Negotiations
Cash Management and Teller Operations
Credit Management
Collections/Accounts Receivables
Employee Relations and Management
Financial Analysis
Foreclosure and Legal Process Reviews
Florida Notary
Mortgage Lending
Real Estate and Tax Review
Recruitment
Sales and Marketing
Training and Development
Underwriting
US Government Security Clearance
Experience
Contract Management Coordinator 2011-current
Ocwen Financial Corporation West Palm Beach, FL
Successfully review, audit, execute and notarize legal documents for court proceedings pertaining to the servicing of mortgage loans including foreclosure, modifications, financial and bankruptcy drafted by outside counsel.
Effectively train new contract management employees to perform the required job duties to ensure that they will become valuable assets to the organization.
Ensure that the partnering law firms are complying within the required investor lending guidelines and laws in the drafting of legal documents.
Communicate progress and status of legal proceeding with various departments within the organization to effectively service the mortgage loans within the company policies and procedures.
Lease Administrator 2010-2011
US General Services Administration Philadelphia, PA
Act as liaison between the lease administration team and real estate specialists, data management and clients to communicate progress, changes and new procedures pertaining to operational cost and tax adjustments for government leased properties managed by the US General Services Administration.
Review and perform operational cost escalations on commercial rent locations for government agency leases in accordance to the consumer prices index.
Examine and perform annual tax adjustments on government agency locations according to the local and state tax records.
Manage and coordinate departmental human resource responsibilities including employee relations, employee training, time off schedule coordination and other miscellaneous duties.
Underwriter 2009-2010
PHH Mortgage/Accountemps Mount Laurel, NJ
Audited and reviewed closed mortgage files going into foreclosure to ensure they were processed in accordance to policy and laws and to ensure due diligence was performed.
Successfully reviewed and approved mortgages for accuracy and compliance in preparation for funding.
Actively served as a liaison between the banks and appraisers and worked together with them to resolve outstanding issues necessary to close out mortgage files.
Followed up on pending requests for trailing addendums needed for mortgage closings.
Worked with upper management to monitor and track production of the success of the underwriting department needs and goals.
Credit Manager 2006 to 2008
Americredit Financial Services Woodbury, NJ
Actively contributed as a valuable team player in the success of the buying center productivity and ensured that monthly production goals of $12mm were achieved each month.
Branch achieved Top Company Honor, Presidents Award, in 2007 due to exceeding loan dollar volume and production goals for the fiscal year.
Oversaw sales and marketing of new and existing clients in the Delaware Valley region.
Reviewed credit applications to ensure they are approved according to company policies.
Monitored and followed up on credit application approvals to capture the business from the competiting finance companies and banks.
Assistant Manager 1996 to 2006
Citigroup-Citifinancial Auto West Palm Beach, FL
Successfully co managed credit, collections and funding departments to operate to their maximum potential and produce continuous results in achieving $5mm per month in volume.
Received monthly award for “Top Loan Producer and Originator” multiple times during my employment with Citifinancial.
Planned and coordinated sales and marketing of new and existing clients to increase business.
Monitored and tracked collections of delinquent accounts each month to ensure that delinquency was within acceptable company standards.
Underwrite and approved credit applications in accordance to company policy to ensure monthly goals for the branch were achieved.
Conducted monthly branch compliance audits to ensure loans were underwritten, approved, and funded in accordance to policy and government laws.
Represented the company in small claims court and worked with company attorney to resolve delinquent accounts that required legal action to resolve the situation.
Education
Delaware County Community College 2010 Human Resource Management
Palm Beach State College 1991-1995 Business Administration
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