DRH

OBJECTIVE

To get back into the Mortgage Industry with emphasis on excellent product to outstanding borrower relationship.

SKILLS

I am proficient with the computer, Microsoft Office. I have my FHA CHUMS number. Have accounting experience for Self Employed Borrowers and have completed Management Courses.

DAPHNE R. HOFFMAN

SENIOR MORTGAGE UNDERWRITER/MANAGER

EXPERIENCE

DAIRY FARMER • HIDDEN BEAUTY FARMS • MAY 14, 2011-PRESENT

I returned home to the Dairy Farm to milk the cows due to my husbands’ illness.

SR MORTGAGE UNDERWRITER • WELLS FARGO • JULY 5, 05-MAY 13, 11

I was located in the Frederick, MD office where I worked on mortgage loans for New Construction, FHA level 3, Self Employed, Guaranteed Loans with Rural Development, VA level 2 and Conventional loans.

MORTGAGE UNDERWRITER • CITIMORTGAGE/AKA FIRST NATIONWIDE • JAN 10, 00 - JAN 1, 05

Conventional Underwriter for mortgage loans, FHA level 2, Self Employed and VA level 2.

PROGAM SPECIALIST • RURAL DEVELOPMENT •JULY 1, 1986 – JAN 7, 2000

Underwriter of Farmers Home Administration loans equivalent to FHA loans. I was also responsible for hiring, payroll and employee reviews.

EDUCATION

MBA FOR UNDERWRITING • 2002

GRADUATE OF LINGANORE HIGH SCHOOL 1980

VOLUNTEER EXPERIENCE OR LEADERSHIP

I am a 4-H Volunteer Leader of Greener Pasture 4-H club.