Customer Service Manager
Resume:
AMANDA CORBETT
Frisco, TX **035
******.*.**.**@*****.***
CERTIFICATIONS
Underwriter from 2006 – Conventional (All types), FHA, USDA and VA (Company sponsored) Underwriting Signing Authority. Underwrote FHA/VA in other party name. Non Conforming mainly Jumbo Products Underwrote & closed in house but all companies worked with required 2n d approval through Servicer.
Processed and Underwrote my pipeline for all types of Conventional loans with full signing Authority
Underwrote my pipeline for USDA loans with full signing Authority (Certified)
Processed and Underwrote my pipeline for FHA/VA loans (2n d Signature by Manager required)
16 years’ experience in the Mortgage Industry as LO; Processor; Ops Manager; U/W; Procedure Executor 04/2015 – 12/2015
Conventional & USDA Certified Underwriter
Security National Mortgage Corporation (Worked from home)
Managed Retail Conventional/USDA pipeline with monthly quota of 90 loans average a month
Approved, Denied, Suspended or offered Different commitments for each loan
Self Maintained Management skill and work ethic. Always available to assist at any time of day or night
Genworth Offsite Delegated Underwriter for all loans requiring MI 06/2013 – 09/2014
Senior Underwriter
VIP Lend Dba Primary Residential Mortgage AKA American Financial Dba Parkmont Lending
Full Compliance and Credit Underwriting of Conventional, Jumbo, USDA Purchase and Refinance Loans
Maintained a pipeline of 100 plus files a month to include New files, Resubmissions
Issuing loan commitments, denials or suspensions; maintaining knowledge/training courses for quality loan audits to include RESPA Initial and Final Reviews with turn times no more than 48 hours from submission
Reviewing investor guidelines for every file through Fannie Mae and Freddie Mac generated guidelines
Estimated Investors (27); Helped Transition from VIP to Parkmont Supported Operations Management
Data Entry, Customer Service
12/2010 – 02/2013
Independent Mortgage Consultant
Contract Underwriting and Processing
Processing and Underwriting files equally for the following companies: The Lending Partners, Ebby Holliday, Hometrust Mortgage and RC Lending, all of which are located in Plano, and are one in the same affiliation.
Process and underwrite FHA, VA and Conventional Loans & Non conforming (50 70 Loans a month)
Debt and Loan Counseling
Contract of sale, leased, rental, and HUD properties 08/2009 – 11/2010
Senior Underwriter
Bank of America, Plano, TX
Gathered information from borrowers in regards to their default and their hardship letters.
Obtain all information necessary for loans in default.
Obtain immanent default and loans in foreclosure to come to a decision of approved or declined based on the MHA/HAMP guidelines.
Once documentation was obtained I approved or declined their request for a modification, 50 files a month
If the loan was not approved it would run through an automated system to determine if any other help could be offered to them and provided counseling on other products and services Bank of America had to offer. 02/2006 – 12/2008
Processor, Loan Officer, Underwriter
The Lending Partners, Plano, TX
The Processing, Underwriting and Originating of FHA, VA, Conventional refinances and purchases.
All loans were processed, underwritten, closed, funded and shipped in house.
Each file required the reviewing of all Product Guidelines for any of the 10 15 Investors that we are correspondent with.
A paper, subprime, jumbo, FHA, VA, Conventional & Non Conforming Loans
Processed on average 50 60 loans a month for 10 15 loan officers.
Underwrote 100% of my pipeline while also originating 2 5 loans a month. Issued 8 commitments a day.
Unlimited underwriting authority within the company
Required to maintain professional relationships with loan officers, operations center, borrowers and real estate agents.
For any loans that were not approved we were asked to go over their credit with them in order for make them more credit worthy for getting a mortgage loan
Anything from paying things off, paying things down or adding additional credit to havemore credit history with more payment history.
The ability to sign and make decisions on Manual Underwrites and in house financed loans 03/2005 – 01/2006
Senior Loan Processor
Merchants Home Loan, Dallas, TX
The processing of FHA, VA, Conventional refinances and purchases utilizing many different lenders.
Received files in processing and did complete setup. On average closed 50 loans a month
Submitted loans to u/w, worked all conditions, setup closing with lenders and title.
Ordered documents with P & P Services and Blackman and Graham.
Reviewed settlement statements for accurate fees and requested wires for loan funding. 01/2003 – 02/2005
Senior Loan Processor
Earth Mortgage Company, Plano, TX
The processing of FHA, VA, Conventional refinances and purchases utilizing many different lenders.
Received file in processing and did complete setup. Maintained a pipeline of 40 closed loans a month
Submitted loans to u/w, worked all conditions, setup closing with lenders and title.
Ordered documents with P & P Services and Blackman and Graham.
Reviewed settlement statements for accurate fees and requested wires for loan funding. 01/2001 – 12/2002
Senior Loan Processor
Hometrust Mortgage Company, Plano, TX
The servicing of all types of mortgage loans using debt to income ratio and purchase price through our automated underwriting system (loan prospector).
Ordering the survey, appraisal, title work, flood certificate, credit report, verification of employment and verification of deposit.
Organize, setup, process and maintain current documentation for all loan applicants.
Answer the phones.
Subordinate financing.
Order supplies.
Distribute underwriting and closing documents accordingly and get borrower’s credit reports updated to current status on all accounts or provide the borrower with debt counseling options. EDUCATION 1 998 – Diploma Required studies with advanced math courses at R. L. Turner High School
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