Banking Business Analyst

Professional Summary

A **+ years experienced banking professional with solid understanding of banking back office operations, process maturity, loan administration, IT Solution (Product) and Service delivery capabilities, good understanding of STLC / SDLC methodologies (waterfall / Agile / Scrum) for new product / on going product roadmaps. Worked both in client location (On-site) implementation and Offshore support projects in nationalised banks and Middle-East countries (Bahrain, Oman, Saudi, UAE and Qatar).

Academic Qualification

Certification (Executive) in Asset Liability Management (ALM)– INSEAD, France, 2015

Certification (Executive) in Export Import Trade from, – IIFT, New Delhi, 2014

Post Graduate Diploma in Business Management – Alagappa University, 2013-14

Bachelor of Science in University of Madras, India – Madras University, 1992-95

Industry Interfaces

Certified SMAC Professional - Jan 2016

Trained PCI-DSS Payment Compliance - Nov 2014

Trained BASEL II / III and Risk Management, RiskPro- Mar-2013

Certified ITILV3 Foundation from EXIN, Netherland - Jan - 2011

Certified PRINCE2 Foundation from APMG, UK - Nov-2010

Competency and Skill-sets

Business Requirement Management – Involved in Due-diligence, Requirement Gathering / Elicitation workshops and draft gathered requirements (RTM) as BRD. Translate BRD data into Functional Specification document using appropriate wire frame diagrams, templates and appendix items that gives a clear vision for client sign-off. Facilitate the KT session to core development team / product team for working prototype and test management (black-box testing approaches). Pre sales support for RFP responses, solution fitment analysis, commercial preparation, AMC validation etc.,

Exposure to leading core banking solutions- Temenos T24 (Retail Loans, LOS, LMS), Flexcube Retail and RLS for leading Indian banks and middle east banks. Loan Administration, creation of new products, interest rate management, GL heads

Secured Loans, Unsecured Loans, Top-up loans,

Exposure in leading Trade Finance Solution MISYS TI Plus (Trade Finance solution),

LC, BG, Pre-shipment Credit, post shipment credit, Invoice Financing (Discounting/Financing), Seller-side / Buyer-side Invoice Pooling, Standalone Finance, Trust Receipt Financing, Shipping Guarantee, UCP600, SWIFT

Exposure in Channel Banking & Customer Portals - Channel Banking Solution (Liquid-Internet banking, MTP – MISYS Trade Portal (integrate between Corporate customer and their banks to facilitate LC, Collections). Have a deep-understanding of product development teams and their work culture. Coordinating with various change management request life-cycle with these vendors.

Exposure in BPM / CRM System - Good exposure on how to design the process study (As-IS vs. To-BE), due diligence, process design, configuration of maker/checker, workflow orchestration, SLA / Dashboard & Reports designing in BPM solutions. Tools – MS VISIO, open-source Gliffy / Pencil to draw process-mapping flow predominantly swim-lane charts to precisely exhibit the user on the proposed design. MS-Dynamics, Newgen BPM, OpenText (Digital Content Management)

Exposure in BASEL Regulatory Compliance - BASEL II/III, Credit Risk, Operational Risk, Market Risk for SIA, IRB-F approaches. Involved in solution configuration to features and architecture being used for regulatory reporting calculation and related mapping rules/formulae through apply appropriate ECAI credit ratings (CRISIL, SMERA, ICRA, MOODYs, FITCH) in order to calculate EAD / CRM adjusted exposure on aggregrate.

Exposure in Early-Warning System – Design EWI indicators for various credit portfolio products secured / unsecured, Alert design, managing the configuration of leading / relevant EWI as per geographical requirements to track Retail / Corporate loan for SMAO, SMA1/SMA2 and RFA categories. Report the findings as a MIS format. Structured / Unstructed learning, Social Media based indicators of clients etc.,

Professional Summary

Lead Business Consultant – Bahwan CyberTek since Oct’2014

Key Responsibilities

Understanding business requirements from inside sales team or market

Converting business requirements into productizing features

Constructing story-board (use cases) with an aid of tools such as MicroSoft Visio, Gliffy (Wireframe Diagram, functional process flow diagrams in FS documents)

Transfer a story board into developmental aspects

Maintaining backlog and prioritize for further developments and versioning

Facilitating product walk through sessions to internal key members prior to showcase to external clients

Managing the product roadmap – Delivery prototype, Testing prototype and deploy it to client presentation

Tracking the existing product owners for version upgrades and further patch services

Performing secondary research to upgrade the solution with latest trends and technology

TI Plus Practice Specialist -Encore Theme Technologies Private Ltd Oct 2013 to Sep 2014

Key Responsibilities

Involved in BA phase, Product Configuration phase,

Preparation of build strategy, build plan, migration strategy documents.

Translating business requirements into build, traceability matrix (RTM).

Solution – Identify, Analysis and converting it into workable deliverable.

Co-ordination between offshore & onsite team and internal / external stakeholders.

Change Management - Responsible for raising SFDC log with the product management team, UK.

Identifying the functional analysis (such as field name, product code, sub-product code, KPI) scope in TI system for Reports development through crystal Reports team

System Tailor, Static Data Maintenance module configuration tuning, Postings and Charges for each product / sub product type

Products Handled – Import LC, Export LC, BG, Shipping Gtee, Collections, Factoring, Supply Chain Financing, Cash Order, Standalone Financing, Risk Participation as per business requirements

Configuration of charges, events

Customization and Configuration Planning for working prototype / demo purpose

Senior Consultant – Wipro Technologies Limited June 2011 to Oct 2013

Key Responsibilities

Involved in preparation/review/approval of documentation - Gap Analysis, BRD, FS documentation & Traceability Matrix (RTM)

1. Data Analyst for DWH Project (CITI, EMEA)

Identify the relevant data field in data model for correct mapping

Identify suitable KPI, measure to construct data model

Identify fields and column labes for various reports

2. Functional Tester for Margin-Leverage Lending (MLS) module (CITI)

Understanding business requirements and solution features

Preparation of Test Case, Execution and defect reporting

Implementation support

Documentation

Senior Test Engineer - Maveric Systems Limited Oct 2007 to May 2011

Key Responsibilities

Translating business requirements (RTM) into Functional Test Cases

Preparation of Test Plan, sequencing the test modules for test execution as per resource availability. Review the quality of Test cases prepared by team and reflect on it

Execution of Test cases, Manage the defect life-cycle

Involve in defect triage meetings

Preparation of Test related reports and Metrics to internal team, Project Management team as part of Test Closure phase

Manage the testing resources, interviewing, training, onsite travel plan / visa arrangements, timesheet / billing preparations, SOW deliverables, Payment follow-ups with client based on payment schedule agreed in the RFP

Team Leader - Scope International Nov 2001 to June 2007

Key Responsibilities

LOS process – Customer ID creation, Loan Number generation based on Credit Approval sheet, Co-ordination with Credit team

LMS process – Disbursal of loan based on disbursal cut-off date, amortization generation, credit loan proceeds to customer’s bank a/c or payorder (for non-banking customer)

Monitor and track NPA loans, Collections system

Handled Document Management, BCP activities, Internal Auditing and generation of Audit Reports for the team

Performed Data Migration Project during SCB merger with ANZ-GRINDLAYS bank for loans and CASA module

Vendor Management and their appraisals

Handling post-disbursal queries related to loans through customer service desk

Parameterization and Master UCF controls (in Finnesse system)

Team Management – Maintaining the Roaster attendance system, Incentive calculation, Annual Leave Plan, Career path and Performance Appraisal discussions (for a team of 25 people)

Officer – Banking Division Cameo Corporate Services Limited May 1999 to Oct 2001

Key Responsibilities:

Involved in IT solution (Finnesse) for retail lending division of Standard Chartered Bank

Collaborated with software vendor across the implementation phases, preparation of test cases, test execution, defect reporting / triage

Reporting to internal management on the implementation status

Part of loan operations team – Disbursal of secured and unsecured loans

Internal Audit & Due-diligence of newly implemented process

Business Process Mapping/Analysis

KYC/AML for Retail Loan Customer portfolio

Personal Data

Father’s Name : T. C. Kanniah (Retired Education Officer)

DOB : 10th Sept 1974

Marital Status : Married

Hometown : Chennai, India.

Passport : Yes, Active – Expiry 2022

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