Real Estate Loan Officer

Maria E. Mandolfo

Las Vegas, Nevada ***** 702-***-****

*************@*****.***

Mortgage Professional

Multilingual highly accomplished finance leader with exceptional communication skills

Highly qualified and results oriented leader. Seasoned in building partnerships and long-lasting relationships with clients and seeking various growth avenues for organization. Driven and self-motivated, who implements creative lending solution strategies and is dedicated to continuous improvement. Skilled at educating customers for short and long term needs.

Highlights of Expertise

Relationship Management

Credit Rank Analysis

Finance Products & Services

Loan Origination

Due Diligence/Underwriting

Team-Building Abilities

Revenue Growth Generation

Branch Management

Government Loan Product Expert

Conforming/Non-Conforming Loans

Career Experience

One Nevada Credit Union, Las Vegas, Nevada

Provided clients with options on different loan applications to determine feasibility of granting loans.

Real Estate Loan Officer (January 2015 to December 2016)

Responsible for business development and new loan origination in the area of structured finance for real estate loans.

Generated new business by introducing bank products and recommended best options that met needs of consumer.

Reviewed, selected, and recommended loan options: FHA, VA, WISH, Fannie and Freddie Mac, HARP and bond loans.

Developed consumer’s complete financial portfolio to submit for initial approval to underwriter.

Facilitated processing and pre-underwriting of loans and maintained communication with consumer throughout the loan process.

Silver State Schools Credit Union, Las Vegas, Nevada

Played instrumental role in originating purchases and refinances of multiple loan sources and recommending to consumer.

Mortgage Loan Officer (April 2014 to January 2015)

Responsible for assembling necessary conditions and communications for all parties involved in real estate loans.

Administered Desktop Underwriter and Loan Prospector reports to determine eligibility of available loan types: FHA, Fannie Mae, Freddie Mac, VA, jumbo loans, Home Is Possible Program, HARP and portfolio loans.

Analyzed applicant’s financial status, credit and property evaluations to determine loan type and services available.

Monitored new types of loans and other financial services in order to better meet customer’s needs.

Attended after work functions that promoted SSSCU to partners in the industry.

Silver State Schools Credit Union, Las Vegas, Nevada

Provided leadership for multiple loan originators across all of SSSCU branches and presented daily sale techniques to obtain monthly goals.

Mortgage Branch Manager (May 2008 to April 2014)

Maintained current and thorough knowledge of all lending programs, policies, procedures, and regulatory requirements and kept Mortgage Loan Originators apprised of current changes.

Located and presented network events to Mortgage Loan Originators to bring new business to credit union.

Developed and maintained successful relationships with business referral sources, existing customers and prospective credit union customers.

Additional Experience

Mortgage Loan Officer (2003 to 2008) Silver State Schools Credit Union, Las Vegas, Nevada

Mortgage Loan Officer (2001 to 2003) USBANK Home Mortgage, Las Vegas, Nevada

Mortgage Loan Officer (1994 to 2001) Wells Fargo Home Mortgage, Las Vegas, Nevada

Education & Credentials

Bachelor of International relations

Universidad Nacional Autonoma de Mexico

Professional Development

Multilingual in English and Spanish

Degree in Language, French Alianza Francesa, Mexico

NMLS/SAFE License #354686

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