Mortgage Loan Officer

Jason R. Culbertson PO Box *** C: 614-***-**** Lewis Center, Oh 43035 **************@*****.***

SUMMARY

Knowledgeable and innovative Business Development professional with 21 years as a leader in the financial industry. Service-oriented whose success is based on integrity, exceptional customer service, efficiency with expertise in building a solid customer base. Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.

ACCOMPLISHMENTS

Promoted to Business Development after 11 months of employment. Implemented several presentations to Realtors that successfully increased loans and improved client retention rates.

EXPERIENCE

Business Development

December 1998 to Current

Third Federal Savings and Loan- Upper Arlington, Ohio

Provide expert advice on mortgage loans and equity lines. Create Realtor and Builder relationships to maintain referrals. Meet with Builders to create commercial credit lines for new builds and models. Adhere to all federal and state compliance guidelines relative to mortgage lending. Perform daily maintenance of the loan applicant database. Generate daily status tracking reports regarding all branch loans. Analyze applicants' financial status, credit and property evaluation to determine feasibility of granting loan. Educate customers on the variety of loan options. Execute the loan origination process, including ordering credit reports, appraisals and preliminary title reports. Branch Check Auditor of official checks, check logs and usage.

Branch Manager

June 1996 to December 1998

Advanta Finance- Columbus, Ohio

Recruited to open a new branch in Columbus, Oh. Hired all new branch employees. Conducted new employee orientation to implement positive attitude toward organizational objectives. Developed standard operating procedures. Mentored staff to increase productivity. Planned and executed promotional events to generate loans.

Branch Manager

May 1994 to June 1996

Transamerica Financial Services

Recruited and hired new branch employees. Led the planning and execution of all loan processes within the branch. Partnered with business development to identify major account opportunities. Identified operational processes inefficiencies and recommended necessary improvements. Coordinated with underwriters, lenders, and loan managers to manage real estate credit lines and equity loans.

Education

Bachelor of Arts: Political Science, 1993

The Ohio State University- Columbus, Ohio

References available upon request.

Contact this candidate