Erica N. LamBright

**** ************ ***

Dallas, TX 75215

832-***-****

acy4hn@r.postjobfree.com

Education: Texas A&M University

B.B.A. Finance/Accounting 1999

Software Proficient in Microsoft Office Suite of Programs (Excel, Word, Access, Visio, PowerPoint, etc.)

Proficiency: AS400, EMCOMPASS, FISERV, I-ASSIST, I-SIGHT,NAV, VENTURE, T-SQL, ETL, SAS, AMS, BOND, STAR & CALPERS, ISYS, NETEZZA, EDI, LSAMS, EQUATOR, FISERV, FORETRACS, LENSTAR, SAP, PEOPLESOFT, OLAP, ORACLE, CITRIX, FILE-NET, LPM, MSP/LPS/BKFS Mortgage Servicing Platform, PENTAGON REPORTING, VBA, VISIO, MERS, SHAREPOINT, IVR, ELI, DU/LP, AML/FinCen and various mortgage servicing, financial, accounting and trading software programs.

Typing: 70+ wpm, Data Entry: Alpha/Alpha Numeric: 14,000+ ksph.

Previous

Experience:

7/16- 11/30/16 RUSHORE LOAN MANAGEMENT SERVICES

Investor Accounting Analyst (Contract)

Provide assistance to EVP/AVP/SVP for the monthly operations associated with FNMA/FHLMC Investor Reporting functions.

Balance and reconcile Investor Custodial P&I in preparation for remittances

Investor Header Setup.

Adhere to contractual agreements related to reporting and wire deadlines.

Complete all required investor reporting and respond to various investor inquiries.

Maintain investor processing matrix’s within advanced MSP data fields @ Acquisitions.

Preparing reports and remittances in accordance with servicing agreements/guidelines and policy/procedures.

Interacting as Client main point of contact for all investor reporting matters..

Develop and maintain strong working relationships with direct reports, key stakeholders, vendors, investors, internal colleagues and customers.

Prepare and process timely and accurate reporting/remitting/billing to our investors in accordance with the investor servicing agreements/guidelines and company policies each cycle.

Maintain acceptable and agreed upon monthly/annual ratings/scores for managed portfolio, as defined internally and/or by the investor.

Prior Servicer data review/reconciliations of incorrect balances initially on-boarded via ELI for data points not captured as provided for true CASH vs. NON-CASH in TRAN histories seller’s files.

Contribute to initiatives by performing tasks timely, and raising concerns or suggestions for improvement. Volunteer automation suggestions that will result in improved accuracy and timely reporting/remitting/billing. Special projects maybe assigned to meet the department goals and objectives.

Administer new investor setups including but not limited to, new headers, custodial accounts, and billing reports.

Communicate and articulate clearly with all investors on an as needed basis.

Reconciliations of ESCROW, CORP ADVANCES, CORP ADVANCES CREDITS, Test of Expected Cash and monthly Pool to Securitization – FNMA/FHLMC.

Provide proactive Risk/Compliance key indicator’s as preventative measures for high-risk exposure for various CFPB citing’s and Audits.

8/12-3/31/16 Nationstar Mortgage Sr. Risk & Control Compliance Analyst (2/14-3/16) (Contract)

Oversight of risk and controls monitoring platform for various operational and corporate functions around Remediation, Regulatory and Investor requirements, as well as operational risk points.

Provide root-cause analysis across all Lines of Business providing detailed feedback in response to CFPB/TRID allegations/citings against Nationstar.

Audit review analysis of FLOD/SLOD Remediation, Operational/Systemic procedures per HPA/CFPB & FNMA/FHLMC/Private Investor guidelines

Coordinates with operations risk and controls teams to ensure that build-out and ongoing operation of platform is consistent with best practices as directed by Chief Operating Officer, Chief Risk Officer and SVP of Operations Risk and Controls Oversight.

Develops and implements solutions through managing projects to ensure compliance, efficiency and control improvements.

Roote-cause analysis/reconciliation of MIP/PMI refunds CREDIT balances due to late cancellation @ Borrower-Requested/FNMA guidelines/LTV requirements.

Develop and manage the implementation of operations and governance requirements for key control activities to ensure compliance with regulatory, legal, corporate and business unit policies and procedures.

Complete periodic and annual compliance test plans and maintenance of compliance risk assessments.

Review loans for quality assurance, compliance, policy adherence and risk.

Analyze and report deficiencies, defects, and performance gaps.

Assess adequacy of internal controls, documentation, process and procedures intended to ensure compliant operations.

Prepare reporting to summarize test results, ratings, and/or process patterns and practices.

Communicate results of reviews to internal business partners.

Evaluate new policies and procedures for operations and control impacts and governance, risk and compliance standards.

Design and create technical specification documentation including architecture diagrams, process flows and other information or processes needed to describe requirements system changes for development, Quality Assurance and other internal business partners.

Provide advice, guidance, and insight to origination and fulfillment business partners on emerging compliance issues.

Study and review business processes in designated business units and examine documentation and workflow.

Where required by internal policies or external agencies, develop documentation of business processes and safeguards.

Keep abreast of regulatory and legal developments governing mortgage origination and fulfillment.

Assist the business units with the design and implementation of policies and procedures to support legislative or regulatory changes.

Collaborate with business partners to develop training, test plans or reporting to ensure understanding of legislative and regulatory requirements.

Provide guidance or technical supervision to Offshore Cognizant teams and less experienced staff.

Identified and assessed operational risk and impact and making recommendations for effective policies and controls to manage risk within various operational and corporate functions.

Evaluation and analysis of client and transactional data through Surveillance of daily transactions.

Provide trend analysis of complex data, review of compliance issues as related to specific compliance projects.

Meet regulatory and investor requirements, and operational risk points using the ability to evaluate and make recommendations to improve risk management controls and processes; manages projects to oversee operational implementation of solutions.

Resolve issues and problems with all levels of management throughout multi-bank environments.

Employ SQL skills to extract data sets from large, complex, multi-table relational databases for analysis of servicer performance.

Develop a thorough understanding of the business, evaluate controls, make recommendations of improvement of controls, and assist in the preparation of draft audit reports..

Execute detailed audit procedures including reviewing transactions, documents, records, and reports for accuracy and effectiveness.

Conduct and perform operational and compliance audits to assess the adequacy of internal controls and identify opportunity to streamline processes.

8/12-2/14 Investor Accounting Analyst- Treasury (8/12-2/14) (Contract)

Prepare assigned monthly reconciliations of various clearing PT & TI accounts for investors including FNMA/FHLMC/GNMA, Private and Special Servicing.

Reconcile daily cash collections.

Custodial reconciliations.

Test of expected cash and pool to securitization.

Performance of day to day department operations to ensure residential mortgage loans are managed in strict compliance with contract terms, industry servicing standards, federal and state regulations, and applicable Fannie Mae, Freddie Mac and Ginnie Mae requirements.

Perform active reporting and remitting in accordance with the investor’s guidelines (daily, monthly and interim reporting and remitting).

Ensure accurate, efficient and timely preparation of financial analysis for all loans within the servicing portfolio.

9/6/11-1/26/12 Core Logic

Data Analyst

Liaise between business units and end-users providing analytical, reporting, project, process and management support for Data & Analytics/India.

Partnered with internal business process owners, project managers, SME’s and other business analysts to define and document scope of new system projects.

Review key data sets and provide input to reporting and subsequent analysis.

Consult and partner with team on most critical data needs to support business objectives.

Designed, built, and maintained Access databases used for tracking, forecasting and reporting on servicer EAF utilization and to monitor the servicers’ compliance with EAF contract terms.

Developed and distributed reporting to servicers regarding any EAF activities that were not aligned with the EAF agreements and that required resolution.

Exercised various SQL coding data extraction from various tables.

Verified data formats and produce metrics in Teradata Interactive and Batch modes/commands.

4/09/07-4/17/11 CitiFinancial Mortgage Company Inc.

Systems Analyst

Serve as ISA for CitiMortgage Production Oversight- Correspondent Channel.

Analyze and provide resolution to complexities associated with special program reporting and processes.

proactively communicate and for-warn management when system issues arise causing production/op’s down time

Evaluated system enhancement needs and initiated requests accordingly.

Interfaced with end-users to gather data, identify options, and create non- routine reports with detailed analyses.

Worked with business and IT partners to align technology solutions with business strategies.

Formatted and imported client loan files into inventory tracking system.

Tested new import applications developed by external system technicians.

Analyzed operations to determine opportunities to automate processes (i.e., loan inventory reconciliations, mortgagor payment postings).

HEALTHTRUST WORKFORCE SOLUTIONS/HCA

10/09 – Current Staffing Specialist/Scheduler (Part Time)

EMC Mortgage Corporation

7/05-8/06 Onboarding Conversion Analyst

10/03-07/05 Payoff Analyst

10/02-10/03 Cash Management Analyst (Contract)

ExxonMobil

1999-20002 Trade Analyst (Contractor) **Professional References Available Upon Request**

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