J AME S E . GUNN

**** ******* ****, ******** *******, CO 81601 615-***-**** acy4e1@r.postjobfree.com Objective To use the skills I have acquired through previous experience to obtain a challenging position with a rewarding long-term career.

Education 2000 – 2002 Belmont University, Nashville, TN - BA Business Major with Marketing emphasis 1996 – 1999 University of North Carolina, Chapel Hill - Economics Major 1990 – 1996 Montgomery Bell Academy, Nashville, TN Work Experience

September 2016 - Present Wells Fargo Bank - Personal Banker II

Offer products and services to customers based on customer’s needs.

Assess and meet the needs of customers and/or solving customer problems.

Develop and maintain strong relationships with Wells Fargo partners to meet customer needs and exceed expectations.

Met compliance with the S.A.F.E. Mortgage Licensing Act of 2008 which has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. February 2016 - July 2016 Community Banks of Colorado - Business Banking Center Manager

Acted as a key point of contact for clients, teaming closely with other partners to uncover the full wallet share of financial needs and providing solutions directly, or indirectly through referrals.

Achieved specific sales and services goals by individual production and by leading the banking center team to success on a daily, weekly, monthly, quarterly and annual basis.

Established weekly activities/calling goals to proactively grow consumer and business households.

Completed and managed audit and compliance protocol for the banking center. June 2013 – September 2015 Wells Fargo Bank – Private/Business Loan Underwriter

Reviewed, analyzed and underwrote secured and unsecured Loan Applications up to $100,000.

Primary loan products included SBA Loans, Unsecured Business Lines of Credit and Credit Cards, Secured Business Credit Cards and Lines of Credit, Business Term Loans and Equipment Express Loans.

Primary functions included:

- Deriving credit / underwriting decisions based on the data on the application received

- Structuring and pricing loans consistent with department compliance policies

- Analyzing and determining credit worthiness of applying Guarantors and Business entities

- Comprehending financial statements and tax returns February 2013 – June 2013 Wells Fargo Bank – Wholesale Loan Admin II

Regional Private Markets Group (Commercial Real Estate)

Provided loan administration support for the Southeastern Regional Private Markets Group

Conducted credit investigations, analyzed complex credit information, prepared credit reports and monitored credit agree- ment compliance.

Provided support of credit request risk management by validating underwriting, policy compliance and risk assessments on credit request packages to be submitted for approval by Relationship Managers. J AME S E . GUNN

1401 Donegan Road, Glenwood Springs, CO 81601 615-***-**** acy4e1@r.postjobfree.com June 2011 – February 2013 Wells Fargo Bank – Wholesale Loan Admin II

Subservicing Consents Team (Commercial Mortgage Servicing)

Coordinated and reviewed comprehensive compliance requirements including reviewing and approving documentation such as lease modifications and extensions, property management changes or modifications, easements, loan assumptions and ap- proving loans to be transferred to the Special Servicer for various reasons.

Performed basic and advanced real estate analysis, underwriting and marketing functions such as due diligence, document processing, research, financial/statistical analysis related to a transaction.

Expedited / managed compliance due diligence including identification of requirements, consulting with internal Asset Managers and Senior Portfolio Directors, preparing financial and loan checklists, monitoring regulatory reporting financial requirements and managing due diligence related to real estate collateral transactions. May 2005 – June 2011 Q10 Capital/Vista Commercial Mortgage Group; Cornerstone Commercial Real Estate Services

Affiliate Broker

Team Lead Servicing Manager - performed property inspections, collected and analyzed financial statements from the Bor- rowers, communicated directly with Borrowers and property managers, maintained internal records and escrow account bal- ances, certified taxes and insurance payment notices were paid; monitored collection of loan servicing fees. Reviewed and ana- lyzed all data before being submitted to Lender.

Senior Loan Analyst - collected and compiled the required information to prepare a loan submission to potential lenders re- garding particular loan requests; included underwriting, analyzing and reviewing financial statements, credit reports, statement of cash flows, and cost-benefit analysis, and applicable ratios (i.e. debt ratios, loan-to-value, debt yield ratio).

Team Lead of Loan Closings - analyzed and reviewed the loan process from loan submission through loan closing; respon- sible for processing closing tasks. Analyzed and researched loan markets to develop referral sources to locate prospects for new potential loans.

January 2004 – May 2005 TrustCore Financial

Assistant Planner & Advisor / Account Manager

Assistant planner and advisor to executives and professionals in the music and health services industries.

Created business plans, collected incomes, paid bills and payroll, and assisted in generating financial statements, tax returns and risk management programs.

Community Activities

- Habitat for Humanity – Volunteer Work

- American Red Cross Blood Drive – Volunteer Work

- Susan K. Komen Cure for Breast Cancer – Volunteer Work

- Trout Unlimited – Lifetime Member

Computer Skills Proficient in Microsoft Office (Word, Excel, PowerPoint), Adobe Acrobat, Quickbooks, UltiPro References Available Upon Request