*** ******* ** *** *** Dallas TX *****

A NTHONY A LLEN (Cell) 940-***-**** (Email) acy1j2@r.postjobfree.com

C O N S U LT A N T U N D E R W R I T E R C O M P L I A N C E S P E C I A L I S T

Loan Services Business/Client Development Compliance Fulfillments

Over ten years in the financial/mortgage sector, with expertise in managing and team building, an acquired skill to

accelerate production to increase profitability for the company. The ability to manage business relationships through

the complex loan/mortgage process.

C O R E C O M P E T E N C I E S

Management Underwriting KYC

AML Consultant RESPA

HMDA Fraud Investigator Compliance Specialist

P R O F E S S I O N A L E X P E R I E N C E

Treliant Risk Advisors Addison, TX Nov 2014 Jan 2017

AML/KYC Compliance Analyst

Used transactional and customers records, external data, publiclyavailable information and other

information to identify suspicious or unusual activity.

Ensured that information obtained was consistent with BSA/AML Policy and procedures and satisfied

regulatory requirements.

Performed due diligence review on all account documentation submitted by the Product specialist in order

to assist in mitigating risk against fraud and/or money laundering for the client.

Performed the required KYC screenings on customers documenting the information obtained on the client's

as required by KYC policy.

Identified accounts for high risk or negative information using WorldCheck and OFAC

Full review of the clients AML compliance program manual

Testing of the clients AML policy and procedures

Assisted Compliance department with the drafting of Regulatory reports and responses to inquiries as

necessary

Validate the customer's business and legitimacy and analyze any transactions that appear unusual based on

the customer's profile.

Matt Martin Real Estate Management Coppell, TX Oct 2013 Apr 2014

Compliance Team Lead

Help implement new customer identification procedure (CIP) review

Quality Control Supervisor, reviewed work done by analysts on various business units; ensured their

business operations are consistent with BSA/AML policy and procedures and satisfied regulatory

requirements.

Worked with a team of analysts reviewing accounts to internally "Really Know Your Client" Anti Money

laundering standards.

Provided comprehensive reporting of information to the Business Banking, Compliance and Audit team on

a daily basis.

Managed the business group's Know Your Client process (KYC) and AntiMoney Laundering process

(AML) in strict compliance with the US PATRIOT Act developed and implemented a streamlined process

of KYC and AML data collection, reporting and tracking.

Researched and verified the parties involved in suspicious transactions against various database,

LexisNexis, OFAC, Worldcheck and Internet searches.

Adecco Dallas, TX Mar 2012Sep 2013

QC Compliance/AML

Evaluating and ensuring overall loan documents are accurate, complete, and compliant.

Reviewing of financial statements, credit reports, applicable ratios (i.e. Debt ratios, loantovalue) and other

supporting documentation.

Identified accounts for high risk or negative information using WorldCheck and OFAC.

Reports all suspected Suspicious Activity and fraud noted during reviews to the UNION BSA / Fraud

Investigator.

Knowledge of federal and state banking laws and regulations and BSA /AML management practices.

Knowledge of financial institution policies and procedures.

Reviewing, evaluating and synthesizing data to ascertain loan viability and identify risk issues and potential

fraud.

Met Life Home Loans Irving, TX Oct 2011 Mar 2012

Mortgage Underwriter

Subject matter expert in due diligence in front end underwriting, portfolio analysis and compliance reviews.

Conduct required due diligence underwriting of loan files submitted.

Review loan files for completeness and accuracy, analyzing credit documents including mortgage

applications, credit history and income documents, title documents, appraisals and all applicable

compliance documents.

Ability to identify red flags and knowledge of required next action steps to ensure loan is forensically

sound.

Identify credit issues and red flags on a per loan basis.

Underwrite Freddie Mac and Fannie Mae Loans by their designated guidelines.

Used underwriting systems such as DU/LP, SharePoint, AS400, and I portal.

JP Morgan Chase Irving, TX Nov 2010Aug 2011

Mortgage Underwriter

Manually underwrite FHA loans, preparing correspondent risk reports each month based on completed

postpurchase risk reviews.

Evaluate debt ratio, loantovalue ratios, credit score, property valuation and various other factors.

Assist with prepurchase underwriting reviews of loans appearing on the companies watch list.

Assist the auditors to resolve any prepurchase issues, as needed.

Maintain current knowledge of all Company, Fannie Mae, and Freddie Mac, DU and LP guidelines and

policies.

Wells Fargo Irving, TX May 2006Oct 2010

Collections Team Lead/Supervisor

Responsible for managing a team of 1015 employees that collect on mortgage loans ranging from 3090

days delinquent.

Reviewing, evaluating and synthesizing data to a certain loan viability and identify risk issues and potential

fraud.

Evaluating and ensuring overall loan documents are accurate, complete, and compliant.

Conduct monthly reviews on representatives to give feedback and coaching opportunities

ED UCATI O N

DeVry University, Irving, TX: 2001 2003

Navarro Junior College, Corsicana, TX: 2000 2001

A D D I T I O N A L C R E D E N T I A L S

MS Office, AS400, Lotus Notes, LPS, Outlook, DocList,CreditRevSharePoint I

TECHNICAL SKILLS

Portal Microsoft Access,

LexisNexis, Production, Workflow, Fiserv, Equator, Home Saver, RealServ

References: Available Upon Request

Contact this candidate