Real Estate Insurance

Kristin Harmon Lang

704-***-**** ***********@*****.*** Charlotte, NC

ATTORNEY / CORPORATE COUNSEL

As a board certified attorney my diverse experience encompasses general practice in international law firms, in-house counsel for large publicly traded corporations and managing my own law practice.

Regarded as an avid networker, speaker and trainer, skilled in marketing and business development.

Contract Negotiator Mediator Executive Advisor Expertise includes:

Legal education author, lecturer and panelist

Residential and commercial real estate

Title insurance and related claims work

Acquisitions, commercial leasing, SBA loans

Serving as an expert witness in NC real estate litigation

EDUCATION and PROFESSIONAL CERTIFICATIONS

J.D. University of North Carolina School of Law, Chapel Hill, NC, 1993

Selected Honors and Activities:

Holderness Moot Court (1992-1993)

Nominated to The Order of the Barristers (top 10 members of entire bench selected)

Member, Negotiation Team

Co-chair, J. Braxton Craven, Jr. Memorial Moot Court 16th Annual Invitational Competition

Chapter Justice, Phi Alpha Delta Law Fraternity (1991-1993)

Appointed, District XXV Justice (post graduation)

B.A. University of North Carolina at Greensboro, 1990

Major: Economics; Minor: Political Science

Phi Beta Kappa University Marshall (top 15% of class)

North Carolina Board Certified Specialist in Real Property Law: Business, Residential, Commercial and Industrial Transactions, 2001; recertified 2006; 2011

LAW FIRM EXPERIENCE

LANG LAW FIRM, P.C., Charlotte, NC

Founding and Managing Partner, 2008-Present

Founded commercial boutique real estate and corporate firm with a focus on development, banking and corporate law. Serve as both borrower’s and lender’s counsel on commercial transactions. Serve as expert witness in North Carolina real estate related cases.

MORRIS, HARDWICK & SCHNEIDER, Charlotte, NC

North Carolina counsel for Charlotte, NC office, 2007-2008

Managed state-wide practice for REO clients for Georgia based law firm. Trained, hired and managed staff.

MOORE & VAN ALLEN, PLLC, Charlotte, NC

Counsel, 2002–2003

Worked with firm’s third largest client to structure multi-site acquisitions of multiple corporate entities in asset/stock purchases, including purchases out of bankruptcy. Represented clients in landfill bond financing and acquisitions; coordinated due diligence and negotiated loan documents with lender’s counsel. Represented firm clients in environmental matters and remediation.

MCGUIREWOODS LLP, Charlotte, NC

Associate / Corporate Counsel, 2001-2002

Engaged in multiple aspects of civil law, representing national retailers in leasing, acquisition and development projects throughout the U.S. Performed title and survey review, and negotiated title policies for multi-site transactions. Supervised and trained paralegal and administrative support staff.

Clients included Lowe's Home Improvement Centers, Inc. (NC, SC, FL, GA, AL, MS, KY, TN) Delhaize Group and its subsidiaries (Hannaford, Food Lion, LLC and Kash n' Karry), Triton PCS, Inc., and Summit Real Estate (REIT).

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MCGUIREWOODS LLP, continued….

Drafted and structured lending transactions up to $40 million for national and international institutional lenders.

Structured, negotiated and closed acquisition contracts for national clients valued from $5 to $15 million. Addressed complicated site feasibility and environmental issues impacting construction. Negotiated, reviewed and drafted general, build-to-suit, ground leases and subleases

Contracts/ Agreements: Purchase/Sale, Licensing, Employment, Vendor, Loan Documents (Note, Security Instruments, SNDA’s), Asset Purchase, Leases, Petitions and Complaints.

IN HOUSE CORPORATE COUNSEL EXPERIENCE

FAMILY DOLLAR STORES, INC., Matthews, NC

Corporate Real Estate Counsel, 2003 –2005

Member of real estate legal team charged with responsibility of opening over 500 new stores per fiscal year. Worked closely with in-house and outside construction project managers to resolve site impact issues ranging from environmental issues to permitting, platting and rezoning processes.

Negotiated, structured, documented and closed purchase, lease and ground lease acquisitions for new store locations nationwide. Ordered, reviewed and managed all due diligence aspects of the transaction (including Phase I environmental reports, title examinations, surveys, geotechnical reports and plats).

Collaborated with senior management on company’s 8th distribution center. Participated in land acquisition and structuring the tax incentives and overall package offered by the State of Florida. Previous title insurance experience saved the company over $40,000 on the title premium for this single transaction.

Worked with senior management and environmental counsel on the company’s 9th distribution center. Coordinated construction and environmental compliance issues as site was a Superfund site.

Closed on company’s first and only “Brownfield” site. Worked with outside counsel and in-house tax personnel to structure small business tax credits and work plans necessary to receive Brownfield incentives.

TITLE INSURANCE EXPERIENCE

UNITED GENERAL TITLE INSURANCE COMPANY/FIRST AMERICAN. Charlotte, NC

FIDELITY NATIONAL TITLE INSURANCE COMPANY, Charlotte, NC

AVP/Regional Counsel / Commercial Transactions Counsel, 2005-2008

Transitioned to both roles along with the NC State Manager, to serve as Corporate Attorney with business development and legal underwriting risk analysis responsibilities. Acted as lead attorney for leases, escrow matters and Section 1031 Exchanges and the lead Claims counsel.

Underwrote State's largest commercial transaction $73 million.

Serve on Regional FAST committee related to underwriting codes and documents.

Primary attorney in the Legal Department responsible for establishing consistent commercial and residential underwriting standards and company sponsored CLE Seminars

Authored and lectured at Company sponsored and other CLE seminars.

COMMONWEALTH LAND TITLE CO. OF NC, Charlotte, NC

Vice President and Counsel, 1999-2000

Legal Counsel for the company's top-producing agency. Managed Charlotte operations, including commercial and residential underwriting, production and marketing. Supervised and hired 5 underwriters and escrow specialists.

Recruited by CEO to develop and implement marketing strategies and process change initiatives.

Qualified intermediary for Section 1031 exchanges; underwrote multimillion dollar, multi-site transactions.

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TEACHING PRESENTATIONS

CENTRAL PIEDMONT COMMUNITY COLLEGE, Instructor

“Real Estate for Paralegals,” 2011 – 2012

LORMAN EDUCATION, INC., CONTINUING LEGAL EDUCATION SEMINARS, Instructor

“Landlord-Tenant Law Essential Issues”, Sterling Education, November, 2016

“Title Law from Start to Finish”, NBI, November, 2016

“The ABC’s of North Carolina Title Examinations,” Webinar, 2016

“Title Examination in North Carolina,” 2006 and 2014

“Like-Kind Real Estate Exchanges in North Carolina,” 2014

“Preventing Property Pitfalls," 2000

CAROLINA PREMIER BANK, STUDENT BOARD OF DIRECTORS, Panelist

“Starting and Operating Your Own Business,” 2014

“Benefits of Owner/Operated Commercial Real Estate (Center for Business Strategies) author and speaker, January 2016

HALF MOON SEMINARS, CONTINUING LEGAL EDUCATION SEMINAR, Instructor

“Carolina Real Estate Title Issues,” 2005

FIDELITY NATIONAL TITLE INSURANCE COMPANY, CONTINUING LEGAL EDUCATION SEMINAR, Instructor

“North Carolina Real Property, Selected Topics,” 2005

NATIONAL BUSINESS INSTITUTE (NBI), CONTINUING LEGAL EDUCATION SEMINARS, Instructor

“North Carolina Real Estate Title Law: Problems and Solutions,” 2004

“Keys to Success in a Real Estate Transaction in North Carolina,” 2003

"Title Law in North Carolina," 2000

NORTH CAROLINA BAR ASSOCIATION, Panelist

"Advantages and Disadvantages of Working for a Large Law Firm," for newly licensed attorneys 2001

PROFESSIONAL AFFILIATIONS BOARD MEMBERSHIPS COMMUNITY SERVICE

North Carolina Bar Association

Mecklenburg County Bar Association

American Bar Association (ABA)

Commercial Real Estate Women (CREW)

Speaker Chair/Co-chair Community Relations Committee Community activities include: Habitat Women’s Build, Girl Scouts Career Day, Mecklenburg County Women’s Commission fundraising

International Council of Shopping Centers (ICSC)

Charlotte Women’s Bar, Public Service Committee

North Carolina Association of Women Attorneys (NCAWA

Mecklenburg Real Property Council (MRPC)

Charlotte Civic Orchestra, Board of Directors Member, 2011- Present

Carolina Premier Bank, Board of Directors, 2010 – 2016

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