Pratik Patel

London, CR* *DE

Mobile: 079********

Email acy0fu@r.postjobfree.com

Nationality: British

IT: Proficient user of Microsoft Office.

Education: 2008 – 2011

Institute Of Chartered Accountants Scotland (CA)

First time passes

2004-2007

The University of Bristol

2.1 Bsc. (Hons) Economics

1998-2004

Trinity School, Croydon

Extenuating circumstances – Exams not sat

A levels, Economics B, Mathematics B, Chemistry C

GCSE levels, 9 subjects grades A-B

Including Mathematics A, English A

Career History:

October 2011 to Present Bank of London And The Middle East Plc (BLME, London)

Associate Director, Structured Trade & Commodity Finance (STCF.)

Joined BLME following qualification as CA. BLME had a Trade Finance portfolio of $30m. Existing facilities were either refinanced or restructured; with the subsequent Trade Finance business developed to STCF.

Responsible for the development of the bank’s STCF product over the past four years. Focusing on UK importers/exporters and international physical commodity traders, Metals & Mining

Current portfolio in excess of $500m, individual facilities ranging from $5m- $40m

Primary focus, origination and execution of STCF facilities with new FI and Corporate clients

Experience in bi-lateral or sole bank facilities this includes transactional, borrowing base or participations

Refinancing clients from their existing lenders; negotiating with their banks and agreeing exit routes

Preparing new client credit papers including financial analysis for presentation to Credit Committee

Presenting existing client reviews and/or updates to Credit Committee

Managed underperforming facilities to reduce the bank’s exposure and mitigate potential defaults

Successfully refinanced a number of underperforming client facilities Quarterly presentation of the STCF business to Board Of Directors and internal stakeholders

Management of deal structuring, negotiations, internal cross selling, financial due diligence, credit process, document negotiation and portfolio management

Coordination with in-house and external legal counsels, negotiation and validation of legal documentation

Coordinating and supervising work of junior staff members

Preparing marketing and sales information on STCF

Sept 08 – Sept 11 Ernst & Young LLP

Joined E&Y as part of a Chartered Accountancy training contract within the Assurance and Business Advisory department within Retail & Consumer Products

Experience of working within a retail industry providing exposure to leading CEO’s and Financial Directors of FSTE100 companies.

Managing audits with smaller independent companies working directly with wealthy individuals & entrepreneurs providing insight into their business development methods.

Predominantly a client facing role, building and maintaining excellent client relationships enhancing softer skills and developing solutions to client’s needs. Working with this diversity of clients encompassed both building on client relationships and chairing numerous meetings.

Enhanced analytical skills through report writing for senior partners this includes ratio analysis, retrospective financial statement analysis, cash forecasting and trend analysis

Received an Employee Recognition Award for work performed on Red Bull Racing & a large retail store

Sept 2007 to August 2008 : Deutsche Bank –Analyst - Middle office

Joined Deutsche bank graduate programme following successful completion of a summer internship

Rotation within Equity derivates & Commodity collateral valuations middle office

Responded to incoming client calls regarding enquiries, bookings and issues over trade valuation, therefore tailored solutions to individual’s clients requests

Involved in working alongside front office in settling and solving discrepancies in trades developing an understanding in the front to back office process

Monitoring of market trends and movements for analysis reported to cost centres and research teams included performance against bench mark with associated commentary

Successfully completed DB trader simulator programme

June 2006 to October 2006: Deutsche Bank –Analyst – Middle Office

Joined Deutsche bank as part of summer internship during University. Worked as part of a 6 person team in meeting trade settlement deadlines.

Worked within Credit Default Swaps, exposed to the fundamental of the products and assisted in following trades through to settlement

Reported weekly settlement analysis data

Responded to incoming queries from other investment banks and front office regarding trade particulars, improving product knowledge and enhancing communication skills

Built on team working skills and prioritisation of tasks as daily deadlines had to be achieved

Offered permanent graduate position as a result of positive feedback received from the traders and assessment from line managers

Interests and Activities:

Keen interest in the financial markets, utilised knowledge gained from business research by investing personal savings into online trading account. Portfolio is allocated between equities, commodities & funds

Part of the bank’s CSR team

Team sports are mainly part of social enjoyment, represented University and school at hockey

Keen traveller and participated in community based work in South America during time-off from University and climbed Machu Picchu Also assisted in teaching whilst travelling through Asia

Contact this candidate