PRACHI TALATHI +1-814-***-**** acxomf@r.postjobfree.com LinkedIn: https://www.linkedin.com/in/prachitalathi Stamford, CT 06901

MBA, Finance with expertise in Underwriting, Financial Statement Analysis & Modeling, Valuation and Credit Risk Analysis

Education

Passed Level 1 of CFA Program June 2016

UCLA Extension, Certificate in Finance (GPA: 3.97/4.00) 2015 – 2016

MBA, Finance, Jamnalal Bajaj Institute of Management Studies, Mumbai, India, Scholarship Recipient 2008 – 2010

ICWA (CMA equivalent), Institute of Costs & Works Accountants of India December 2008

Skills

Proficient in MS Office, expertise in MS Excel (pivot tables, vlookup, hlookup, macros), MS Access & QuickBooks

Advanced knowledge of Bloomberg, SQL, VBA, Tableau, Matlab and R programming, Palisades FactSet, Capital IQ

Learning Mandarin and Spanish

Professional Experience

Steven’s First Principles Investment Advisors, Newport CA: Financial Analyst Intern Jan 2016 – Mar 2016

Analyzed public companies, identified and contributed to trading and hedging strategies as part of focused team working in a result-driven environment.

Researched industry trends, evaluated company fundamentals and financial statements

Constructed multi-year projections, developed valuation models based on DCF and company comparables

Wrote buy/sell reports recommending investment strategy and made presentations to big clients of the hedge fund

Key Achievement: One of the research reports was presented to the director of analyzed company by the CEO of the firm

ICICI Bank Limited, Mumbai India: Associate Relationship Manager, Corporate Banking Group Dec 2011 – May 2015

Managed multi-asset portfolio of $500mm across 15 medium to large size corporates across various industries including Pharmaceuticals, Financial Services & Institutions, Hotels and Real Estate, Power Equipment and Information Technology. Structured financial solutions for corporate debt issuers by appraising their funding requirements, performing detailed financial modeling and analysis, evaluating creditworthiness and conducting due diligence.

Key Achievements:

Structured a credit enhancement of $135mm for a securitized credit loan obligation

Arranged $47mm of leveraged finance from Private Equity investors for a power equipment company

Key Responsibilities:

Studied industry trends, performed ratio analysis and conducted comprehensive credit risk analysis by evaluating operating metrics, capital structure and collateral, business model, competitive positioning and valuation

Constructed cash flows, projections and financial models, negotiated credit agreement terms and legal documents

Analyzed to borrower amendment requests, prepared detailed memoranda describing the proposal and products offered; presented investment recommendations to Credit Approval Committee

Collaborated with borrower, syndicating banks, rating agencies, legal counsel, credit and compliance teams

Performed quarterly reviews, monitored existing portfolio to provide timely update on covenant compliance

Participated in debt restructuring and tracked developing credit concerns like financial losses and bankruptcies

Conducted training for new employees joining the group and knowledge sharing sessions to promote best practices

Moody’s Investors Service, Pune India: Analyst, Credit Rating May 2010 – Nov 2011

Lead analyst responsible for assessment of portfolio of 25 mid-sized companies encompassing Real Estate & Construction, Hotel, Logistics, Sugar and Engineering. Carried out risk analysis to evaluate various risks involved from lenders perspective.

Assessed credit quality by identifying and evaluating risks, conducting management discussions, site visits to gauge operational strengths

Studied industries, competition and company financials in-depth by applying quantitative and qualitative techniques

Appraised financial risks by analyzing annual reports, ratios & financial modeling of future performance/valuation

Liaised with management, bankers and other stakeholders to understand strategy and performance of company

Axis Risk Consulting Services Pvt Ltd – Analyst Feb 2008 – June 2008

Identified and analyzed key operational, financial, business risks associated with the business of the client

Defined and executed internal controls for clients including J W Marriot Hotel, Mumbai and Renaissance Hotel

Unilever Limited – Intern May 2006 – May 2007

Value-Added Analysis, variance analysis, highlighted key deviations and analyzed reasons for it

Designed loss tree and cost effective proposals to reduce big ticket losses by analyzing reasons for write-off

Community Service

Volunteering with AARP Tax-Aide, Ferguson Library, Dollars for Scholars and CFA Society at Stamford CT

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