JOSHUA D. RAMMAGE, MBA

**** ****** ******, ********* ***, Honolulu, Hawaii 96814

Telephone: 808-***-**** ● Email: acxo38@r.postjobfree.com

PROFESSIONAL BUSINESS CREDENTIALS

SR. MANAGEMENT CONSULTANT, Live Well Funded LLC

Honolulu, Hawaii, June 2013 to Current (3 Years)

Business Strategy

Business strategic planning

Business plan creation and review

Identify and implement best practices

Business Marketing

Establish business development initiatives

Marketing and customer demographic studies

Financial Review

Addressed areas of concern on P/L statements

Financial forecasting and modeling

Quality Control

Developed performance metrics to meet operational goals

Human resources

Developed and set performance expectations

Established quality control procedures

CFO/COO, Domestic Diesel Ltd.

Windsor, Ontario, Canada, March 2012 to June 2015 (3 Years)

Business Partnerships

Local media and public relations management

Angel and venture capital investor relations

Establish, develop, maintain, and negotiate supplier contracts

Business development

Strategic Planning

Matrix partnership and employee management

Developed SWOT analysis

Developed strategic plans

Financial Control

Grant writing

Secured venture capital investments

Bank and investor relations

Financial control and audits

BANK MANAGER / LICENSED FINANCIAL SPECIALIST, Comerica Bank

Southfield, Michigan, June 2008 to March 2013 (5 Years)

Client Relations

Created annual business development strategy

Consistently reviewed and updated community awareness campaigns

Cultivate referral sources utilizing spheres of influence

(Continued)

BANK MANAGER / LICENSED FINANCIAL SPECIALIST, Comerica Bank

Southfield, Michigan, June 2008 to March 2013 (5 Years)

Client Relations

Promote profitable customer retention and expand client relationships

Meet and continually exceeded sales goals

Employee Relations

Cultivate and mentor high performing sales team

Conduct interviews, separations and performance reviews

Manage employee performance, career development, disciplinary actions

Ensured ongoing trained for employees

Banking Center staffing and scheduling

Financial Compliance and Review

Ensure Banking Center profitability

P/L statements

Managed Banking Centers losses, expenses, acquisitions

Executed corporate objectives

Proposed best practices

Identified excessive risk

Conducted internal audits ensuring compliance with regulatory requirements

Dual control security procedures, audits and custody

Knowledge of bank products, services, policies, procedures and operating systems

Licensed Financial Specialist

Life Certified

Variable Annuity Certified

ACADEMIC EDUCATION

Master of Business Administration, 2007-2011 GPA 3.44

Finance Concentration

Wayne State University, Detroit, Michigan

Member, Ethos Honor Society

PROFESSIONAL / VOLUNTEER AFFILIATIONS

Rotary Club International, Plymouth, Michigan, 2011-2012

Safari Club International, Novi, Michigan, 2011

Honduras School Building Initiative, created proposals for initiatives, 2012

Forgotten Harvest, Detroit, provided marketing research, 2011

AccesSurf, Honolulu, Hawaii, 2015

PROFESSIONAL ACCOMPLISHMENTS

Live Well Funded, Sr. Management Consultant

Established Accounting System and Procedures, Financial Budgeting, Financial Projections,

Business Expansion Modeling, Addressed Areas of Concern on P/L statements

Financial Analysis and Business Strategic Planning for Canadian medical equipment distributor

(Continued)

Live Well Funded, Sr. Management Consultant

Lead for successful merger and acquisition by offshore corporation of Canadian company

Analyzed Human Resources data for Ann Arbor company decreasing employee turnover by 45%

Studied customer demographics and marketing / advertising of Ottawa pet care business; recommended changes resulted in 23% increase in revenue while reducing marketing expenses by 15%

Domestic Diesel Ltd., CFO/COO

Secured venture capital investment of $1.7 million for proposed biodiesel plant

Secured government loans of $1.2 million for proposed biodiesel plant

Reduced projected design and construction costs by $50,000 utilizing PhD’s university research

Increased revenue projections 35% utilizing Canadian and U.S. subsidies and incentive programs

Negotiated pricing and volume contracts with vendors; secured 5% cut in freight pricing

Comerica Bank, Banking Center Manager

Received a Promotion or Career Advancement Every 18 Months

Medallion Stamp and Notary Public Certified

NMLS Certified # 538593

2009 Banking Center Results

oBanking Center Ranked Top 5

oRetail Transaction Growth; 16.5Million Goal, 18Million Results = 108%

oDDA Sales; 939k Goal, 1389k Results = 147%

2010 Banking Center Results

oTransaction Deposit Sales; 1.1Million Goal, 2.6Million Results = 233%

oTotal Deposit Sales; 5.5Million Goal, 9.7Million Results = 174%

oTransaction Deposit Sales; 403k Goal, 354k Results = 87%

2009 Individual Results

oRanked 2nd among 40 in Highest Sales Performance within Region

oRanked 20th among 500 in Highest Individual Sales Performance within Company

Comerica Bank, Licensed Financial Specialist

Resident Producer for Life and Variable Annuity NPN# 13642334

2011 Ranked Top 20 Corporate Wide

2011 Ranked Second Place in Region

2011 Sales $641,000

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