Manager Microsoft Office

Susan Byrom

BSA/AML Manager

Rowlett, TX

acxcvg@r.postjobfree.com - 210-***-****

Willing to relocate to: Denver, CO

Authorized to work in the US for any employer

WORK EXPERIENCE

VP, BSA/AML Manager

Texas Capital Bank - Dallas, TX - December 2015 to October 2016 Lead and manage a team that provides advisory and assurance support for client on-boarding and due diligence

- Advise businesses on the impact of pertinent KYC, CIP and Due Diligence issues

- Advise and support business lines, client on-boarding, enhanced due diligence ("EDD"), High-Risk Review

("HRR") process, investigations, as well as governance and oversight committees

- Review and approve on-boarding of higher-risk customers

- Assist Compliance in developing a comprehensive cross-business view of AML risk

- Administer and manage the Enterprise Wide BSA/AML/OFAC Risk Assessment processes

- Advise businesses on BSA/AML/OFAC risk for new products, services or verticals

- Advise on AML training curriculum for employee groups within the enterprise

- Provide compliance related training to various businesses or groups

- Draft and/or update AML Policy and KYC, CIP or Due Diligence procedures

- Assist in preparation for regulatory examinations

- Perform special projects regarding Bank compliance activities which may include in-depth studies and analysis, including the preparation of Board level presentations AVP, CIP Risk Supervisor

Texas Capital Bank - Dallas, TX - January 2014 to December 2015 Supervise day-to-day execution of the Bank's CIP Policy including exception approvals.

- Review and approve high risk customer enhanced due diligence files for completeness. - Approving BSA Manager for high risk customer account applications.

- As business owner of the Bank's on-boarding due diligence system solution (internal application), supervise employees responsible for working within the application, track and report system issues, recommend design modifications and work with system programmers in development of system improvements.

- Advise relationship managers and sales on identifying and controlling risks associated with business lines of existing and prospective customers.

- Make recommendations to upper management for changes to BSA Policy, and update existing and develop new procedures.

- Provide vital input for the Bank's annual BSA Risk Assessment.

- Prepare for and interface with OCC examiners and internal auditors. AVP, Sr. BSA/AML Risk Analyst

Texas Capital Bank - Dallas, TX - March 2012 to December 2013 Completed periodic in-depth reviews of higher risk customers/accounts to identify and evaluate BSA Risks and provide recommendations for action when required. Responsible for remediation of customers identified as requiring further analysis and review. Supported Bank's annual BSA Risk Assessment processes. Recommended changes/enhancements in the Risk Model software and KYC program. AML Manager

Penson Financial Services - June 2011 to March 2012 Supervised AML personnel, allocated work and made decisions regarding employment, training and development. Provided advice, assistance and guidance in the review and analysis of customer activity to identify unusual or suspicious activities for SAR filings. Drafted, updated, and maintained operating procedures for the AML monitoring process. Coordinated AML surveillance results and inquiries with the appropriate business line.

AML Risk Manager

Penson Financial Services - January 2011 to June 2011 Responsible for determining the AML risks facing the firm as it relates to its business lines, interface with governmental and SRO regulators, and train and advise Penson management and staff on AML issues and requirements. Assist and support, as appropriate, other roles within the compliance team. Sr. AML Specialist/AML Surveillance Officer

Penson Financial Services - 2009 to 2010

Responsible for supervising the identification and reporting of Money Laundering. Provided training, assistance, advice and guidance in the review and analysis of customer activity. Designed and produced metrics to Senior Management. Responded to law enforcement inquiries regarding Suspicious Activity Reports filed. Assisted and supported, as appropriate, other roles within the compliance team. AML Specialist

Penson Financial Services, Inc - Dallas, TX - September 2008 to 2009 Identified and reported Money Laundering as required by Anti-Money Laundering Legislation for private, international, commercial, and custody services provided. EDUCATION

Bachelor of Science in Biology

University of Texas - San Antonio, TX

1999 to 2003

SKILLS

Risk Assessment, Risk Management, Policy Development, Process Improvement, Due Diligence, Advising, Microsoft Office, Management

CERTIFICATIONS

CAMS

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