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Self Employed Financial

Location:
Kalyan, Maharashtra, 421301, India
Salary:
25000 pm
Posted:
October 29, 2016

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Professional Synopsis

Over * year’s * months of Experience in Financial Firm.

An effective communicator with excellent relationship management, supervisory, team building skills and strong analytical, problem solving, decision making and time management abilities.

Career Objective:

To secure the job in the Finance sector in your organisation which could help me learn new skills and deliver my potential of financial analysis and strategic implementation of the new approach towards the development of the company.

Organizational Experience

GRUH finance ltd

GRUH Finance Limited (GRUH) - a subsidiary of HDFC Ltd., is a Housing Finance Company (HFC) recognized by National Housing Bank.

GRUH offers loans to individuals for purchase, construction, repairs, renovation of dwelling units. GRUH also offers loans to the Self employed segment where in formal income proofs are not available. The income of such applicants is appraised based on field investigation and surrogate income proof. GRUH also offeres loans to professionals for purchase of office premises.

Duration: Jun 2013- till date

Designation: executive (operation)

Roles & responsibility:

1)GRUH is providing staff loans facility at lower interest rate & I am handing ( housing, vehicle, furniture loan of staff of 170 branches

2)Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Cheeking cibil scores of customer.

3) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

4) Review and update credit and loan files.

5)cheeking KYC of customer & appraisal of loan

Karvy finance

Loan Against Gold (LAG) enables customers to avail a general purpose loan against the pledge of gold ornaments to meet immediate and short term requirements.

Karvy Finance, an NBFC established in 2009, is primarily focused on Micro & Small Enterprise Secured Business Loans with Loan against Property, Loan against Gold & Loan for Small Commercial Vehicles.

Karvy Finance believes in serving the underserved business customers in India’s market for all their loan needs with a network of 75 neighborhood lending branches in 35 locations. Karvy Finance aims to provide Fast, Friendly & Flexible loan services to its target audience

Duration: July 2011 – Dec 2012

Designation: Loan officer

1)Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans Cheeking cibil scores of customer.

2) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

3) Review and update credit and loan files.

4)cheeking KYC of customer & appraisal of loan

Muthoot fincorp ltd.

It is the flagship Company of the Group, with strong fundamentals, is a proactive Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India.

Duration: Aug 2010 - Till June 2011

Designation: Accounts executive

Skill Sets

Maharashtra State Certificate in Information Technology (MS-CIT),

Tally 7.2, Tally 9.0, Desktop Publishing (DTP).

Academic Projects

Performance Measurement of Financial Product

1.This project was developed for the company Reliance Money Ltd.; it focuses on how much people prefer investment & ready to take risk.

2.Research was done on the products of Reliance Money Ltd. such as Mutual Funds, Demat, Insurance, Shares & Fixed Deposit.

3.It was carried out by collecting primary & secondary data through filling questionnaires from investors of these products.

4.After Analysis, Investors were classified as variables based on gender, Profession, income, knowledge etc. by utilizing the primary & secondary data.

5.Graphical representation was made for better understanding purpose.

Impact of Recession on Investors

This project focuses on how much people prefer investment in recession period.

The study was basically done to know the investment pattern of general public, further focusing on their preference given by the customers to different & critical situation.

Further analysis was carried out based on the primary & secondary data collected through filling questionnaires from investor’s.

Academic Details

Degree

Name of School/ College

Board/ University

Year of passing

Class M.M.S

IBSAR COLLEGE

MUMBAI UNIVERSITY

2010

64

B.M.S

BIRLA COLLEGE

MUMBIA UNIVERSITY

2007

60

H.S.C

MODEL COLLEGE

MUMBAI UNVERSITY

2004

56

S.S.C

NUTAN DNYAN MANDIR

MAHARASTRA

2002

48

Personal Details

Date of Birth : 25th February 1987

Nationality : Indian

Languages Known : English, Hindi & Marathi

Contact Address : F-504 merline sparsh, Nr. Shriram residency, Narol, Ahmedabad, Gujarat - India.

I hereby declare that the above mentioned information is correct as per my knowledge.

Date:

Place: Prajakta Patil



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