aml

Helen Kelly

acx2s4@r.postjobfree.com (m) 651-***-****

Areas of Expertise

Experience in Fraud Investigation, Detection, Prevention, including Regulatory agencies/guidelines and/or recommendation from FACTA, Basel Committee, Wolfsberg Statement, OFAC/ Office of the Comptroller of the Currency/Anti Money Laundering/Bank Secrecy Act, KYC, CDD and EDD etc.

Other Compliance/Auditing/QC /Testing-running test scripts

Experience/Knowledge SDLC methodologies, Business Requirement Development (BRD)

Corporate Trainer

Technical writing including excellent verbal and presentation skills

Computing skills: SQL including running test scripts, Visio, SharePoint, People Soft, Black Knight, ECM, MSP, LPS, Office programs (MS Excel, Word, Outlook) and various ancillary systems

PROFESSIONAL EXPERIENCE

WELLS FARGO/GENPACT 02/2016 to Present

Senior Business Analyst-Dallas, TX

Coordinate AML Program related activities for Capital Markets Industry and other lines of business (LOBs).

Gathered requirements for Operations and IT to assist with various phases of implementation of the KYC project

Maintain the governing principles and standards to protect the line of business from nefarious financial crimes related activity such as money laundering, terrorist financing, and other financial risks associated with unusual and fraudulent activity

Provide oversight of the risk-based compliance projects to assure compliance with federal, state, agency, legal and regulatory requirements.

Provide compliance risk consulting (CDD and EDD) for moderate to high risk and/or complex business activities for KYC and Onboarding Program

Investigates transactions based on results from EDD, Industry standards, Client On-boarding; Maintenance; Transaction Monitoring referrals; Government sources and Referrals from business partners and other control areas

Created SARs/UARs with details such as parties involved including Beneficial Owners, Industry Standards and variances, all locations where activity occurred, specific details of how activities/transactions were conducted and comparison of historical transactions and/or when appeared on Watch List/Sanctions etc.

Identifies potential areas of process improvement resulting from internal and/or external compliance examinations.

Consults with other Business Leaders to develop corrective action plans and effectively manage change to ensure regulatory compliance.

Creates solid relationships with key business partners and report findings and draft recommendations to management and legal, when needed.

Assist with site, agency or other examinations conducted by external parties.

Manage special project and provide guidance to less experienced specialists/consultants including training

Identifying segregation of duties conflicts with various lines of businesses

Recovco, Los Colinas TX 06/2015 to 01/2016

Litigation Business Analyst

Conducted high risk investigation of claims to ascertain the validity of the claims ranging compliance breach to illegal activities from global operations

Investigated each claim by reviewing all relevant documentation provided for all transactions to determine and identify the type of breach, violation, or illegal activity

Reviewed policies and procedures to identify which specific policies and procedures were breached

Resolved matches identified from comparison to various data bases from proprietary, government agencies, OFAC, Negative News etc.

Applied policies, procedures and business/industry practices for creating sound and credible rebuttals including documentation of applicable factors and supporting reasoning for claims that were in violation of industry compliance, policies and procedures

Use various software systems to support or ensure the arguments in the rebuttals were verifiable, credible and valid.

Promontory/Citi

AML/Risk Due Diligence Analyst-Denver, CO 03/2015-06/2015

Gathered requirements for various projects to create specific SOP’s

Monitored the level of risk based on SQL queries referencing industry type, transaction type, business location and industry standards and Wealth/Investment Management Analysis

Preformed CDD or EDD based on systems risk ratings of moderate to high for KYC Program

Preformed reviews of the customer’s wealth and/or income sources to determine if the entire profile is reasonable

Responsible for reviewing multiple transactions and accounts or for potential structuring or layering activity

Responsible for Comprehensive Capital Analysis and Review (CCAR) and Suspicious Activity Monitoring (SAM)

Followed standard operating procedures (SOP), standard operating workflow ( SOW) for customer’s requiring due diligence (CDD), and enhanced due diligence (EDD)

Responsible for quality control (QC) of elevated investigations to determine if the findings warrant further action.

Worked with international clients with high risk and complex transactions

Determined if client was sanctioned, on OFAC watch list or prohibited pursuant to other sanctions screenings

NEW YORK STAFFING/JP MORGAN CHASE BANK 08/2014-03/2015

Corporate Trainer-Compliance Fraud Analyst/AML-Jacksonville, FL

Responsible for delivering training materials via virtual or live classroom facilitation to all staff members including Department Leaders, Regional Directors etc.

Responsible for education of CDD, EDD for high risk client

Responsible for training on Comprehensive Capital Analysis and Review (CCAR) and Suspicious Activity Monitoring (SAM) and the overall procedure for writing effective Suspicious Activity Reports (SARs)

Conducted and facilitated classes that range from governmental regulations, systems training and role/job specific according to corporate policies and procedures.

Most recent classes includes Dodd Frank Regulations, HDMA, UDAAP, Fraud and Forensic Underwriting, SAR reporting and writing, What is OFAC, BSA, OCC, US Patriot Act, FINCEN, and Compliance as it applies to different lines of businesses .

Other trainings included Beneficial Owners, Politically Exposed Persons, Layering, Structuring of funds, Onboarding and Know your customer, Anti-money laundering (initial red flags) fraud prevention, detection, investigation and potential recovery of assets

Trained on initial payment transaction monitoring such as determining out of scope and red flag transactions

Ensures each line of business had the required skills, thorough understanding and working knowledge as to how their roles fit into the corporate framework

Created power point presentations to assist and support training material.

Provided hands on systems training and as required by each line of business.

Performed tests to ascertain the need for additional training.

Partners with Corporate Executives to coordinate training scheduling

Used technical writing experience to create, write and maintain training examples in accordance with Corporate and Legal guidelines

Responsible for sending e- invites, tracking students’ progress and training feedback for quality improvements.

Ability to adapt to fluid situations with ease and professionalism

Demonstrated excellent communication skills to deliver training material and engage staff members

Wells Fargo Bank N.A.

Global Financial Crimes Compliance Specialist/AML-Bedford, TX 1/2013-8/2014

Responsible for Comprehensive Capital Analysis and Review (CCAR) and Suspicious Activity Monitoring (SAM)

Conducted research/investigations on parties that may be involved in fraudulent transactions.

Monitored domestic and international wire transactions

Performed quality control on high risk accounts to ensure transactions are in compliance with government regulations.

Researched, investigated, fraudulent activity and created initial draft for Suspicious Activity Report.

Conducted investigation of negative news, OFAC watch list etc. to assist and support compliance with AML/BSA policies and procedures.

Created initial UARs(Unusual Activity Reports)

Knowledgeable of the FATF recommendations, Basel Committee, BSA,OFAC, USA PATRIOT Act, FINCEN, and other AML/Fraud, and the Prevention of Funding Terrorism guidance and regulations.

Confirmed and maintained compliance with various, laws, regulations, guidelines, policies and procedures regarding CIP, KYC, SPF/PEPS, SAR, SIR, RESPA, TILA, FCRA, HMDA UDAAP, CAR (etc.) customer/transaction monitoring and risk assessments.

Performed enhanced due diligence on the bank’s Retail, Corporate and Commercial clients when required

Performed the investigation, research, evaluation, and analyzed documentation to assist in the prevention of money laundering, fraud, and other illegal/ high risk transactions..

Supported management with internal audit of AML compliance and federal investigations as needed.

FANNIE MAE 01/2012- 1/2013 Project Consultant-Quality Assurance Compliance Analyst-Dallas, TX

Performed Compliance and QC review

Conducted fraud, forensic analysis and other compliance reviews were to determine potential litigation, violation of regulatory compliance or other further legal review as required.

Prepared written analysis for non-compliant banking transactions such as fraudulent transactions including AML and SARS.

Verified and Conducted Wealth/Investment Management Analysis

Created reports to determine data integrity and validation and exit strategy comments

Used strong analytical, critical thinking, and problem solving skills to acquire desired outcome

Worked across multiple functional areas individually and with team to achieve scope of projects

WELLS FARGO-HANNOVER CAPITAL PARTNERS 2004/2012

Contractor on Various Projects-Compliance Fraud Analyst/AML-Various Locations-Edison, NJ

EDUCATION

UNIVERSITY OF MINNESOTA-St Paul, MN-Accounting/MIS

ADDITIONAL TRAINING

CAM-In Process

2015 Risk/Governance Control Functions Compliance

2015 Global Financial Crimes Compliance

Unfair Deceptive or Abusive Acts or Practices (UDAAP)

CERTIFIED DALLAS EMERGENCY MANGEMENT TRAINER-FIRST RESPONDER-volunteer

Contact this candidate