Elizabeth L. Cuellar
Miami, Florida 33155
acx0pj@r.postjobfree.com
Summary of Qualifications
Over Twenty years of experience in Management, Accounting, Finance, Bookkeeping, Accounts Payable and Accounts Receivable;
Over Sixteen years of experience in Commercial Real Estate, SBA, Construction Portfolio Management & Property Management;
Over Seventeen years of experience in business development for Commercial, Commercial Real Estate, SBA and Construction loans;
Strong Analytical skills, able to make decisions based on sound and accurate judgment;
Excellent written & verbal communications, problem-solving skills, exceedingly motivated and dedicated, with a positive attitude and a team player;
Highly effective and influential as a liaison, well organized and detail-oriented, responsive to the needs of customers, managers and peers while exceeding their expectations.
Special Skills
Computer Knowledge: Proficient in computer skills such as Microsoft Office including Word, Excel, Power Point, Outlook, Peachtree, QuickBooks and internet research.
Languages: Fluent in both English and Spanish.
Professional Experience
YZY INC, Miami, FL
12/2015 – 12/2016
Controller/Property Manager
Accounts Payable, Accounts Receivable, Bank Reconciliations for over 15 accounts and credit cards;
Rent Collection of over 150 Tenants including issuing 3 day notices, transfer of file to attorneys when necessary;
Process credit card payment and Daily Reconciliations for Hotel charges;
Maintain financial information into QuickBooks and provide weekly reports to owners;
Established and maintained accounting cycles and internal controls to ensure all accounts are reconciled correctly within the required timeframe;
Daily property inspections to ensure properties are well maintained;
Issuance of Work Orders and follow-up that all work is completed.
AVANTI WAY REALTY, LLC, Miami, FL
04/2014 – 08/2015
Finance Director & Human Resources Manager
Accounts Payable, Accounts Receivable including cash & credit card payments, Bank Reconciliations, Quality Control for all funding at closings and releasing of escrow;
Establish and maintained procedures to ensure complete and accurate financial reporting in accordance with GAAP and department policies and procedures; Analyzed & developed procedures and documentation to gain greater accuracy throughout the company while maintaining efficiency and auditability in all departments and accounting functions;
Worker with other department managers to ensure the work flow is not interrupted while maintaining accuracy;
Created & maintained accounting cycles and internal controls to ensure all accounts were reconciled on time with QuickBooks online;
Identification, investigation, random audits, analyze Accounting Department procedures, look for areas for improvement, and present recommendations to owners; Prepare metrics/standards of control of the company’s financials and operating performance;
Create company budgets, provide monthly reports on variances, create and prepare daily statement of condition and create forecasts for both short and long term budgets;
Preparation of financial statement and bank audits;
Monitor financials, daily statement of condition and all operations daily.
ABSOLUT FINANCIAL RESOURCES, Miami, FL
09/2012 – 02/2014 Director of Commercial Finance
Business Development/Originator
Originated $24.3MM CRE loans.
EASTERN NATIONAL BANK, N.A., Miami, FL
06/2008 – 01/2012
Vice President – Commercial Real Estate Finance Department
Originated $22MM in Commercial Real Estate and Construction loans;
Maintaining the Commercial Real Estate Portfolio in the amount of $178 MM;
Portfolio Manager for all Construction loans include A/R and A/P, disbursements, documentation, site visits and reporting monthly on construction projects;
Maintain REO properties including collection of rents, paying utilities and outsourcing contractors for work to be completed.
THE INTERNATIONAL BANK OF MIAMI, N.A., Miami, FL
03/2003 – 05/2008
Vice President – Real Estate Finance Division - Senior Division Administrator (01/05 – 04/08)
Originated $45MM in Commercial Real Estate and Construction loans;
Directly responsible for all loans being processed and closed within the Real Estate Division;
Relationship Manager for the Real Estate Finance Portfolio including, Commercial Real Estate, Construction, SBA and Residential;
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects;
Directly manage staff of nine employees.
Vice President – Credit Administration Division (01-2004 – 01/2005)
Special Project – Merger of Loan Closing, Loan Processing and Quality Control Departments into one under the Credit Division;
Directly managed the Loan Processing, Closing & Quality Control Departments of the bank;
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
Asst Vice President – Real Estate Finance Division- Construction Administrator (03/2003 – 01/2004)
Originated approximately $12MM in Construction loans;
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
TOTAL BANK, N.A., Miami, FL
01/2002 – 03/2003 Senior Closer & Constr. Loan Disbursement Officer
Responsible for coordination and disbursing all loan closings;
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
HAMILTON BANK, N.A., Miami, FL
7/1998 – 01/2002 Construction Loan Disbursement Officer
Responsible for coordination and disbursing all loan closings.
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
REPUBLIC NATIONAL BANK OF MIAMI/UNION PLANTERS, Miami, FL
07/1995 – 07/1998 Construction Disbursement Coordinator
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
EXCEL GENERAL CONTRACTORS, North Miami, FL
06/1991 – 11/1993 Controller
Responsible for all financial aspects of the business from paying vendors to issuing invoices to subcontractors/clients, preparing tax filings, and monthly financials;
Portfolio Manager for the Construction Portfolio including A/R and A/P, disbursements, documentation, site visits and reporting monthly on A/P, A/R and construction projects.
FLORIDA POWER & LIGHT, Miami, FL
1989 – 06/1991 Construction Coordinator
Construction Coordinator including A/R and A/P, disbursements, documentation and reporting monthly on A/P, A/R and construction project assigned.
Education
2001 Gold Coast School of Real Estate- Certified Residential Inspector
1991 Miami Dade Community College, Miami, Florida- AA
1987 Miami Senior High School, Miami, Florida- HS Diploma
1987 Robert Morgan Vocational School, Miami, Florida- Certified Draftsman
References
Available upon request