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Analytical and problem solving skills, Credit Management

October 11, 2016

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*st St., Brgy. Sto Niño, Parañaque City

091********/ 090********


Bachelor of Science in Business Administration major in Marketing 2004- 2008


ADP Industries Corporation July 2016 - Present

Sr. Credit & Collection Associate

In charge of evaluation and approving credit to customer and monitoring of the same.

Prepares monthly collection and aging reports, and identify reasons of non-payment for all overdue accounts.

Identifies, resolves and updates account receivable discrepancies

Prepares reminder/ collection letters to all delinquent distributors and stores.

Reconciles all summary of deductions including sales returns, discounts, rebates, penalties and other disputes from sales invoice.

Encourage new ideals and formulate action plans for the improvement of department including collection strategies on past due accounts.

Conducts random visits to some problem accounts.

Endorses delinquent accounts to the legal counsel/department for appropriate legal action after all efforts are made.

Coordinates with all departments to address problems or issues that requires proper solutions.

Eastman Industrial Supply Inc. September 2015 – March 2016

Credit and Collection Officer

Conducts credit investigations and approval of the same.

Tasks to enforce the company's credit policies. Develop processes and procedures for evaluating customer financials and credit lines/limits to all major accounts.

Evaluates and provide analysis for all overdue accounts to determine delays of payment.

Prepares monthly collection and aging reports.

Monitors receivables, follow up all due collections and recommends action plans or strategies on how to maximize collectibles.

Conducts client visits to all delinquent accounts. Engage in ocular and skip tracing of problematic accounts.

Responsible in sending collection letters, proper documentation of legal documents and endorsing problematic accounts to legal department.

Delbros Waterfront Leasing Co., Inc. March 2012 – September 2015

Sr. Credit and Collection Analyst

Prepares monthly collection and aging reports

Monitor and updates accounts, prepare monthly analysis of accounts and resolution of clients issues preventing payment

Monitor receivables and provide updates and appropriate reporting procedures

Ensures accurate preparation of statement of account

Reconciles billing and payment discrepancies

Assess and resolve client's issues and disputes on billings, rates, payments and the likes

Formulates specific action plans on delinquent accounts, opens loan restructuring and credit adjustment

Receives and handle queries and complaints via email/telephone

Coordinate credit investigation, verification and validation of credit data

Acts/participates as a legal filer/ legal proceedings with the attorneys on delinquent accounts

Rural Bank of Makati Inc. July 2009 – August 2011

Credit Counselor

Maintain company collection performance

Updates, monitor and analyze accounts through SAP software

Prepare monthly collection report

Updates client ledger, payment status, terms, contract and legal concerns

Counsel, reminds, assess customer obligation

Responsible in customer credit and background investigation

Handling customer complaints and ensure all issues are resolve

Responsible in motorcycle activation

Motortrade Nationwide Corp. May 2008 – July 2009

Marketing Assistant

Providing sales support/distribution to sales organization

Responsible for business analysis, marketing strategy development, promotion and implementation

Prepare monthly sales report

Responsible on customer inquiries, complaints and issues

Maintaining customers, prospects and competitors databases

Responsible in motorcycle activation

Acts as a liaison officer (documentation of registration, insurance and warranty)


Analytical and problem solving skills

Account Reconciliation

Proficient in MS Excel, Word, Power point

Good communication skills, written and oral

Credit Management

Sales, marketing and negotiation skills

Practical knowledge in SAP software

Account Receivable



Scholarship Award (Academic- College Level)

VarsityAward (Chess- Regional Division- SCUAA)

First Honorable Mention (Secondary Level)

2nd place Math Quiz Bee- District Division (Elementary Level)





Date of Birth June 27, 1987

Place of Birth Muntinlupa Lying in Center, Metro Manila

Civil Status Single

Citizenship Filipino


Mrs. Nanette V. Estolas

Credit Supervisor

Koppel Inc.

093********/ 092********

Mr. Volteire R. Caballero


Las Pinas City


Ms. Beverly Anne Tejada

Credit and Collection Assistant

Delbros Waterfront Leasing Co., Inc.


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