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Financial Analyst Management

Southfield, Michigan, United States
October 04, 2016

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Sikiru Oladimeji Jubril

***B Main Street, Battle Creek, Michigan 49014

Telephone: 269-***-****. Email:

Permanent Work Authorization. No Visa sponsorship required


Versatile, analytical and hard-working financial analyst with a practical hands-on approach, who always perseveres to achieve the best results, ability to utilize practical experience and excellent interpersonal skills to collect and analyze data, currently seeking opportunity to utilize my financial management skills and experience in a challenging environment for the company’s growth and my career development.


Expertise in analyzing financial data, cash flow management and modeling, budgeting and forecasting, risk management and variance analysis.

Strong Accounting knowledge (GAAP/IFRS & SOX), general ledger, Inventory, cost accounting, trial balance, financial statement and P/L management.

Proficient in MS Office (Word, Excel, Outlook, PowerPoint and broad range of statistical software).


FINANCIAL ANALYST - May 2013 – present.

ALPHA MEDICAL TRANSPORT, Battle Creek, Michigan.

A reliable non-emergency medical transportation for all medical appointment in Michigan.


Creating efficient budgetary system to monitor cost and revenue and this reduced operational expenses by 6%.

Performing financial planning and reporting activities such as budgeting, inventory, forecasting, variance analysis, costing accounting, general ledger and balance sheet.

Developing financial models, establishing new and improved financial processes.

Evaluating and proposing action to drive growth and profitability improvement.

Working with other functional unit/team to perform ad-hoc analysis of resolving challenges and support decision making.

Working with customers and business partners to anticipate and identify emerging issues and assist in the development of strategies and its implementation.

Managing individual customers issue using fact based holistic and forward looking perspectives to influence and drive revenue.

FINANCIAL ANALYST - Feb. 2009 to December 2012


Multinational Telecommunication Company with millions of subscribers in four Africa country Nigeria, Ghana, republic of Benin and Cote d’ivoire, and employed over 4,000 staff.


Created and implemented billing system to process customer’s invoices effectively and efficiently and this reduced turnaround time and improved revenue by 8%.

Increased accuracy of customer’s daily balance in Trade for sales staff to monitor their respective customers and this reduced unauthorized credits to 2%.

Managed and executed financial records such as trial balance, income statement, statement of cash flow and analysed data.

Maintained account reconciliations for assigned balance sheet accounts.

Reviewed account reports, tracked spending and analysed variances for management decision.

Timely reconciliation of Payables and Receivables accounts, resolved various queries on supplier’s payments which enhanced prompt payment and reduced receivable outstanding day from 48 to 15days.

Reviewed of tons of customer’s invoices, raised dispute for wrong billings/charges and reconciled disputes against our invoices to reduce loss of revenues.

Provided financial and analytical support for incentive compensation accounting and forecasting processes.

Analyzed data to ensure proper accounting procedures have been followed.


The bank was one of the best banks in consumer and corporate banking in Nigeria before merged with STERLING BANK PLC in Nov. 2011.

FINANCE MANAGER - May 2002 to Feb. 2009

Developed and completed budgets, forecast and performance reporting, identified risk and opportunity and variance analysis

Reconciled all balance sheet accounts including cash, payable and receivable, fixed assets, inventory, accrued/deferred revenue/expense, and raised adjusting journal entries.

Recognized and capitalized fixed assets in line with IFRS and other relevant accounting standards and account for all fixed asset additions and reclassifications for the relevant periods.

Developed financial models, conduct benchmarking and process analysis.

Conducted business studies on past, future and comparative performance and develop forecast models.

Prepared Bank payroll and provided payroll reports to management.

Quality reviewed and monitored payroll to ensure accuracy and reconciliation of all salary related accounts.

Maintained strong internal control environment for payroll processing.

Managed and resolved salary payment queries timely and efficiently.

Reconciled all ledger accounts relating to Fixed Assets (Cost, Accumulated depreciation, Profit/Loss on disposal and Sales proceed account), determined depreciation methods and useful lives of fixed assets.


Managed broad range of credit functions including credit policies formulation, documentation, and implementation, monitored repayments progress, reviewed credit, disbursement/denial of credit, assessment of customer’s creditworthiness, investigate applicants credit histories, set credit limits and analysed customers financial data.

Established appropriate credit suitable for customer’s business need, advised customers on credit request and appraised credit based on risk, returns and bank policies, compiling financial reports on Bank’s credit, trained other workers and designed credit controls.

Planned and implemented effective credit and marketing strategies to increase Bank client base and revenue.

Developed new strategic markets, networks and driving profitable growth.

Identified and managed portfolio of high net worth customers.

Developed, improved and enhanced new/ existing products.

Contributed to the branch and bank-wide goals of reducing customer churn.

Increased satisfaction, strengthened loyalty and increased revenues by assisted the development and implementation of the customer lifecycle programmes, policies and propositions across all platforms.


Developed sound control principles to mitigate risk, assessed internal controls; determine potential risks, test business processes for compliance with Company policies, and determine the effectiveness of the Company’s financial and operational systems and control.

Worked with Information Systems Auditors to assess/test system application controls, communicated all control observations and recommendations to management, suggested and finalized action plans to effectively address control problems.

Regularly communicated with Heads of business to identify and discuss potential controls.

Reviewed monthly report on the quality of risk assets by identifying and warning signals for the management decision, assisted in product audit to improve the bank’s process and procedures.

Reported to head of internal control and compliance unit on the issues affecting the branch operation and procedures and the major exception observed for appropriate solution.


MBA Business Administration – 2000 Ambrose Alli University, Nigeria. Accredited by National University Commission of Nigeria (NUC).

BSc Economics – 2006 Olabisi Onabanjo University, Nigeria. Accredited by the National Universities Commission of Nigeria (NUC).

HND Banking & Finance – 1994 The Polytechnic Ibadan, Nigeria. Accredited by Nigeria Board for Technical Education (NBTE).

My above credentials have been evaluated and authenticated by World Education Services (WES).


Associate Chartered Accountant (ACA) – Instituted of Chartered Accountant of Nigeria (ICAN).

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