Jose Sebastian.P

Mulberry Homes, Villa-**

Villadam

Ramavarmapuram- 680631

Thrissur, Kerala

Mobile : 944-***-****

Email :acwtmy@r.postjobfree.com

SUMMARY

A professional with over 31 years of rich and extensive experience in the Premier Bank of Kerala – State Bank of Travancore, encompassing branch banking operations; credit management; relationship management and people management in the banking sector. Currently designated as Branch manager, Treasury branch, Ayyanthole, Collectorate building, Thrissur . Proven track record of marketing SME as well as Retail products, SBI Life Insurance and SBI Mutual Fund, thereby contributing towards augmented growth and profitability levels. Possess excellent interpersonal, communication & organizational skills with team management & customer relationship management skills.

PROFESSIONAL EXPERIENCE

State Bank of Travancore Treasury branch, Thrissur (June 2016 – Till date)

Core Activity

All Currency chest Operations and currency management.

Ensuring adherence to Processes and Quality of Service.

Maintaining rapport with Government departments and high value personalities in collectorate.

Monitoring and follow up of ATMs onsite as well as offsite.

Man Management.

ACHIEVEMENTS

Could develop liaison with top officials in collectorate as well as bar association .

Team work was complemented upon by top management

Improved efficiency of ATMs without rendering to much public complaints.

Better service to linked branches timely service related to currency management.

State Bank of Travancore Retail Assets and Small and Medium Enterprises City Credit Centre, Trivandrum, (June 2014 – June 2016)

Core Activity

Scrutinizing credit proposals received from branches.

Ensuring adherence to supportive documents envisaged by the bank.

Finalising appropriate credit decisions in accordance with the prevailing norms.

Processing.

ACHIEVEMENTS

Instrumental in developing RASMECCCC Trivandrum to one of the best in the bank.

Team work was complemented upon by top management.

Improved output and lowered timings.

Better TAT and better service to the satisfaction of attached branches.

State Bank of Travancore Punnayurkulam ( June 2012 – June 2014)

Core Activity

All General Banking Operations of branch.

Ensuring adherence to Processes and Quality of Service.

Sourcing, Documentation, Disbursement and Follow up of all type of advances.

Marketing SBI Life Insurance and SBI Mutual Fund products

Man Management.

ACHIEVEMENTS

Team work was complemented upon by top management.

Instrumental in identifying and tracking high value customers.

Improved business figures in all segments.

Better TAT and complete customer satisfaction.

State Bank of Travancore RASMECCC Thrissur – (June 2011 – May 2012)

Core Activity

Centralised processing of SME as well as Retail loans.

Ensuring adherence to Processes and Quality of assets.

Charge of Asset Tracking – follow up of advances.

Initiating loan recovery operations.

ACHIEVEMENTS

Converted the RASMECCC Thrissur into one of the best in the Bank.

Improved Audit Ratings.

Better TAT and complete customer satisfaction.

State Bank of Travancore Zonal Office Trivanndrum (December 2007 – May 2011)

Core Activity

Sourcing and processing of SME & Retail advances.

Marketing of individual and bulk Deposits.

Maintaining liaison with Government departments,organisations and high value personalities.

Sourcing business leads through Chartered Accountants, Tax practitioners etc

Promoting marketing strategies.

ACHIEVEMENTS

Developed Zonal office Trivandrum marketing team to one of the best in the bank.

Team work was complemented upon by top management.

Instrumental in identifying and tracking high value customers.

Improved output and lowered timings.

Better TAT and complete customer satisfaction.

State Bank of Travancore different branches – (November 1984 – November 2007)

Core Activity:

Generate deposits and accounts for the branch.

Establish the bank in the area.

Brand Image building.

Daily affairs of branch banking

All departments of banking.

EDUCATION:

B.Sc : Calicut University

JAIIB : IIBF

CAIIB : IIBF

PGDFA : IIBF

AML/KYC : IIBF

SME FINANCE : IIBF

TRADE FINANCE : IIBF

NCFM : SEBI

AMFI : AMFI

COMPUTER APPLICATIONS:

Wndows, MS Word, Excel & PowerPoint

TRAINING PROGRAMMES

Managerial Skills : In House – SBT Staff Training Centre

Marketing : In House – SBT Staff Training Centre

Advances : SBI Staff Training College- Hyderabd

Contact this candidate